Retirement
Americans Are Worried About Retirement Savings, And They Should Be
Data shows that most Americans, particularly middle-class workers, are falling far short in saving enough money for a financially secure retirement.
More From Retirement
Workers Need Both Retirement Savings (RSAA) And Social Security
The Retirement Savings for Americans Act, currently pending in Congress, is also part of the solution.
Key Investor Lessons From The New Department Of Labor Fiduciary Rule
The new DOL rule expands the definition of investment advice under ERISA. It is designed to provide additional protections to investor retirement accounts.
3 Mistakes Beneficiaries Must Avoid When Inheriting An IRA
The new rules apply to IRA beneficiaries who received an inheritance in 2020 or later. Tax planning can help minimize the taxes you owe on your inheritance.
What Does It Take To Maintain Aging Parents’ Independence?
Aging takes its toll, and can threaten independence. Help can become an essential tool to allow elders to remain at home. This is a real-life example for one elder.
AI: A Beacon Of Hope In Elder Care
AI companions are more than just machines. Imagine a world where the elderly, who might spend hours or days without human contact, have a companion that listens, learns..
Beware The Tax Traps Sprung On Those Who Move In Retirement
High-tax states try to tax residents who moved to lower-tax states.
U.S. Immigration Trends Create A New Market For Retirement Planning
There are 46 million foreign-born people in the United States, creating a new, diverse market for financial services, employers, and financial professionals to discover.
Biden Sets New Nursing Home Staffing Rules
Nursing facilities that receive federal funding through Medicare and Medicaid (effectively all of them) will have to employ enough staff to provide at least 3.48 hours...
How To Utilize Life Insurance For Retirement Income
Life insurance should be a part of many people's retirement plans. However, it shouldn't be your main source of retirement income. Here is why!
Where Should Financial Literacy Be Taught—Home Or School?
The antiquated argument that personal finance should be taught at home simply looks silly in 2024.
What Will Happen If The Social Security Trust Funds Run Out?
Don’t be swayed by scary headlines. Learn about the reality of Social Security’s financial status and act to protect your retirement.
A Quick And Strong Jobs Recovery Is Especially Good For Younger Workers
There is no doubt that the economy is now stronger than it was four years ago. But, are people better off than they were before the pandemic?
How A Handful Of Drugs Is Squeezing Medicare
The program spent $5.7 billion on drugs such as Ozempic and Mounjaro in 2022, according to the Kaiser Family Foundation.
Surprising Facts To Know About IRA Conversions
Widespread misconceptions and misinformation keep more people from seriously considering IRA conversions.
4 Steps To Take Decades Before Retirement To Keep It From Getting Old
You can quit work, but many people quit retirement for reasons other than money. Take these four steps decades before retiring to keep retirement from getting old.
The Most Important Retirement Decision For Pre-Retirees
Shift your decisions from saving for retirement to living in retirement, and focus on the retirement decisions with the most impact.
39 Personal Finance Lessons In Honor Of My 39th Birthday
In honor of my 39 years, I’ve compiled a list of 39 personal finance lessons. They are timeless and should be as relevant many decades in the future as they are today.
How To Pay For Your Children’s College Even After Being Laid Off
There are strategies to keep your kids in school. Start by having a frank talk with your financial aid officer.
Construction Jobs Changes Reflect Gradual Shift In Economic Activity
Economic activity – growth and job creation – has remained remarkably strong for several years now.
Your Most Powerful Retirement Planning Tool
An agile retirement plan is your map for living a fulfilling life in retirement. Without one, you risk missed opportunities and perhaps regrets.