http://rgsystems.gr/?fat=sites/bobcarlson/ en-us https://specials-images.forbesimg.comhttps://www.forbes.com/imageserve/6040318f97dc7a68fc413b67/400x0.jpg?cropX1=0&cropX2=1080&cropY1=0&cropY2=1080 http://rgsystems.gr/?fat=sites/bobcarlson/ Bob Carlson's stories. Copyright 2024 Forbes Media LLC http://rgsystems.gr/?fat=sites/bobcarlson/2024/05/17/the-expense-thats-covertly-boosting-your-personal-inflation-rate/ A common expense that isn't included in the Consumer Price Index increased rapidly the last few years. Bob Carlson, Senior Contributor Bob Carlson, Senior Contributor http://rgsystems.gr/?fat=sites/bobcarlson/ content_6646630865b0b621b6ed08a2 Fri, 17 May 2024 07:15:00 -0400 2024-05-17T07:15:00-04:00 A common expense that isn't included in the Consumer Price Index increased rapidly the last few years. getty Retirement /retirement Money /money Retirement /retirement Personal Finance /personal-finance Investing standard http://rgsystems.gr/?fat=sites/bobcarlson/2024/04/28/capture-the-new-tax-breaks-on-home-improvements/ Know how to navigate the IRS regs to capture the tax credits under the Inflation Reduction Act. Bob Carlson, Senior Contributor Bob Carlson, Senior Contributor http://rgsystems.gr/?fat=sites/bobcarlson/ content_66196f068198b95882cbd87d Sun, 28 Apr 2024 07:00:00 -0400 2024-05-06T23:51:29-04:00 Know how to navigate the IRS regs to capture the tax credits under the Inflation Reduction Act. getty Retirement /retirement Money /money Retirement /retirement Personal Finance /personal-finance Investing standard http://rgsystems.gr/?fat=sites/bobcarlson/2024/04/23/beware-the-tax-traps-sprung-on-those-who-move-in-retirement/ High-tax states try to tax residents who moved to lower-tax states. Bob Carlson, Senior Contributor Bob Carlson, Senior Contributor http://rgsystems.gr/?fat=sites/bobcarlson/ content_661969d9872adc1b3afab3bf Tue, 23 Apr 2024 10:00:00 -0400 2024-05-02T06:15:38-04:00 High-tax states try to tax residents who moved to lower-tax states. getty Retirement /retirement Money /money Retirement /retirement Personal Finance /personal-finance Investing standard http://rgsystems.gr/?fat=sites/bobcarlson/2024/04/18/surprising-facts-to-know-about-ira-conversions/ Widespread misconceptions and misinformation keep more people from seriously considering IRA conversions. Bob Carlson, Senior Contributor Bob Carlson, Senior Contributor http://rgsystems.gr/?fat=sites/bobcarlson/ content_661950bd8198b958829fd9ab Thu, 18 Apr 2024 10:00:00 -0400 2024-05-02T05:48:18-04:00 Widespread misconceptions and misinformation keep more people from seriously considering IRA conversions. getty Retirement /retirement Money /money Retirement /retirement Personal Finance /personal-finance Investing standard http://rgsystems.gr/?fat=sites/bobcarlson/2024/04/15/a-litle-extra-planning-can-avoid-heir-wars/ A lot of an estate can be wasted on lawyers' fees when wills or trusts have built-in conflicts. Bob Carlson, Senior Contributor Bob Carlson, Senior Contributor http://rgsystems.gr/?fat=sites/bobcarlson/ content_6619469fb6bfeb7ee857a7ba Mon, 15 Apr 2024 10:35:00 -0400 2024-04-16T03:36:36-04:00 A lot of an estate can be wasted on lawyers' fees when wills or trusts have built-in conflicts. getty Retirement /retirement Money /money Retirement /retirement Wealth Management /wealth-management Investing standard http://rgsystems.gr/?fat=sites/bobcarlson/2024/04/12/how-higher-interest-rates-change-tax-and-estate-planning-strategies/ Higher interest rates make some strategies more advantageous than a few years ago, while others have lower benefits. Bob Carlson, Senior Contributor Bob Carlson, Senior Contributor http://rgsystems.gr/?fat=sites/bobcarlson/ content_66183a5eb35ef51909a12540 Fri, 12 Apr 2024 10:00:00 -0400 2024-04-17T09:37:32-04:00 Higher interest rates make some strategies more advantageous than a few years ago, while others have lower benefits. getty Retirement /retirement Money /money Retirement /retirement Personal Finance /personal-finance Investing standard http://rgsystems.gr/?fat=sites/bobcarlson/2024/02/27/what-to-do-when-you-need-cash-home-equity-or-margin-loan/ You might have choices when you need to raise fast cash. Know how to choose the best option for you. Bob Carlson, Senior Contributor Bob Carlson, Senior Contributor http://rgsystems.gr/?fat=sites/bobcarlson/ content_65d3863d59a8af61f66a0206 Tue, 27 Feb 2024 11:48:00 -0500 2024-02-28T02:47:58-05:00 You might have choices when you need to raise fast cash. Know how to choose the best option for you. getty Retirement /retirement Money /money Retirement /retirement Personal Finance /personal-finance Investing standard http://rgsystems.gr/?fat=sites/bobcarlson/2024/02/24/divorced-spouses-maximize-social-security-benefits-by-navigating-some-tricky-rules/ You can claim Social Security benefits on the earnings record of an ex-spouse, if you clear some hurdles. Bob Carlson, Senior Contributor Bob Carlson, Senior Contributor http://rgsystems.gr/?fat=sites/bobcarlson/ content_65d380ab34588132a8a2a312 Sat, 24 Feb 2024 07:30:00 -0500 2024-02-26T02:36:58-05:00 You can claim Social Security benefits on the earnings record of an ex-spouse, if you clear some hurdles. getty Retirement /retirement Money /money Retirement /retirement Personal Finance /personal-finance Investing standard http://rgsystems.gr/?fat=sites/bobcarlson/2024/02/22/why-the-solo-years-of-retirement-are-the-most-critical-and-how-to-plan-for-them/ The solo years are critical to retirement finances, yet few retirement plans provide for the important changes of that period. Bob Carlson, Senior Contributor Bob Carlson, Senior Contributor http://rgsystems.gr/?fat=sites/bobcarlson/ content_65d37c8514fa641f53575bcd Thu, 22 Feb 2024 11:06:00 -0500 2024-02-26T15:40:43-05:00 The solo years are critical to retirement finances, yet few retirement plans provide for the important changes of that period. getty Retirement /retirement Money /money Retirement /retirement Investing standard http://rgsystems.gr/?fat=sites/bobcarlson/2024/02/20/know-how-to-make-a-tax-free-rollover-from-529-plan-to-a-roth-ira/ A recent law allows tax-free rollovers from 529 plans to Roth IRAs, but there are hurdles to be cleared. Bob Carlson, Senior Contributor Bob Carlson, Senior Contributor http://rgsystems.gr/?fat=sites/bobcarlson/ content_65d3756f01da9c0699431e97 Tue, 20 Feb 2024 07:30:00 -0500 2024-02-21T12:14:29-05:00 A recent law allows tax-free rollovers from 529 plans to Roth IRAs, but there are hurdles to be cleared. getty Retirement /retirement Money /money Retirement /retirement Personal Finance /personal-finance Investing standard http://rgsystems.gr/?fat=sites/bobcarlson/2024/02/16/know-the-most-misunderstood-part-of-estate-plans-gift-tax-returns/ Few people know when they must, or should, file a gift tax return. That can cost them and their heirs a bundle. Bob Carlson, Senior Contributor Bob Carlson, Senior Contributor http://rgsystems.gr/?fat=sites/bobcarlson/ content_65cfd4acc95fda3ba127e4af Fri, 16 Feb 2024 16:41:24 -0500 2024-02-20T12:12:11-05:00 Few people know when they must, or should, file a gift tax return. That can cost them and their heirs a bundle. getty Retirement /retirement Money /money Retirement /retirement Wealth Management /wealth-management Investing standard http://rgsystems.gr/?fat=sites/bobcarlson/2023/11/28/before-december-31-establish-your-two-year-plan-to-slash-taxes/ Major tax changes likely are on the way. It's time to plan now. Bob Carlson, Senior Contributor Bob Carlson, Senior Contributor http://rgsystems.gr/?fat=sites/bobcarlson/ content_655b814047ef6c4d16395a74 Tue, 28 Nov 2023 07:30:00 -0500 2024-05-08T14:07:12-04:00 Major tax changes likely are on the way. It's time to plan now. getty Retirement /retirement Money /money Retirement /retirement Investing standard http://rgsystems.gr/?fat=sites/bobcarlson/2023/03/20/save-your-2023-charitable-gift-receipts-just-in-case-deductions-are-expanded/ Congress might bring back the charitable deduction for non-itemizers. Bob Carlson, Senior Contributor Bob Carlson, Senior Contributor http://rgsystems.gr/?fat=sites/bobcarlson/ content_64120560e2128a72ce2e6d1b Mon, 20 Mar 2023 07:30:00 -0400 2024-02-20T12:12:11-05:00 Congress might bring back the charitable deduction for non-itemizers. getty Retirement /retirement Money /money Retirement /retirement Taxes /taxes Investing standard