Esther Shaw

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  • Microchipping Cats And Dogs – What You Need To Know

    As a responsible pet-owner, as well as getting your cat or dog vaccinated, you should also get it microchipped. With a cat or dog microchip, there’s a far greater chance your pet will get returned to you if it goes astray....
  • American Express Preferred Rewards Gold Credit Card Review (2024)

  • British Airways American Express® Credit Card Review 2024

    While there is no annual fee to pay for the American Express British Airways card, there is no promotional period on purchases – and balance transfers are not permitted. New purchases made on this card will attract a representative annual...
  • Amex Cashback Credit Card Review 2024

  • American Express Nectar Credit Card Review 2024

  • American Express Platinum Card Review 2024

    While this card comes with undeniably generous benefits, including airport lounge access and travel perks, it also charges a steep annual fee of £650. The card’s purchase rate is 31% (variable) which makes the representative APR (which takes into account...
  • Travel Insurance For The Over-70s

    As an older traveller planning a trip overseas, you may be keen to tick off ‘sorting insurance’ from your to-do list. After all, a travel policy offers a vital safety net. It provides peace of mind that you have protection...
  • Our Pick Of The Best Current Accounts

    When it comes to current accounts, many of us remain firmly attached to the one we signed up to years ago. But, these days, there’s a much wider range of accounts to suit various purposes. From time to time, some...
  • M&S Credit Card Shopping Plus Offer Review

    While there is no annual fee for the M&S Shopping Plus credit card, it will cost 2.99% (minimum £5) of any balance you switch over from a different card. Any balances remaining on the card after the first 15 months...
  • M&S Transfer Plus Offer Credit Card Review

    If you are planning to transfer a balance over from one or more existing credit cards, it will cost you 3.49% (minimum £5) of the amount being transferred. As an example, that’s £89.70 on a £3,000 debt. A perk of...
  • Our Pick Of The Best Travel Insurance For Europe

    When planning an overseas trip – be that a relaxing beach holiday or bustling city break – travel insurance is a must.   It offers a vital safety net should you need to get medical treatment whilst abroad, if you lose...
  • NatWest Mortgages Review

    NatWest is part of the NatWest Group, which was formerly called the Royal Bank of Scotland Group. It includes NatWest, RBS and Ulster Bank. NatWest is still 38.6% owned by the government after it was bailed out during the 2008 credit...
  • Broadband Deals For Large Families

    With full-time working from home becoming the norm for many post-Covid, many families are having to contend their home broadband creaking under the strain. This is especially problematic for large households with multiple family members using different devices, all linked...
  • Guide To Vets’ Fees

    As almost any pet-owner will testify, vets’ fees can be expensive – eye-wateringly so for some treatments.  Costs are rising too, due to a combination of the latest drugs, diagnostic equipment and medical advances which allow vets to keep our...
  • What Treatments Will My Pet Need?

    If you’ve never owned a pet before, you’ll need to familiarise yourself with all the necessary procedures required to keep it fit and healthy. This includes vaccinations, worming and flea treatments, gum and dental care, as well as more ‘cosmetic’...
  • Pet Passports And Animal Health Certificates

    For almost two decades, pet owners who like to holiday overseas – or who own a second home abroad – have been able to travel with their cat or dog with relative ease, thanks to the ‘pet passport’ scheme. When...
  • Barclaycard Platinum Credit Card Review

  • HSBC No Fee Balance Transfer Credit Card Review

    Unless you run up a new spending balance or transfer balances outside of the 0% transfer window, this card from HSBC can be absolutely free if managed responsibly.  However, after the 30-month 0% period, any balance – existing or new...
  • Capital One Balance Transfer Credit Card Review

    There is no reward offering with this card. If you are looking to transfer a balance over from one or more existing credit cards, it will cost you up to 3% of the debt transferred. So on a £3,000 debt,...
  • Santander Everyday Credit Card Review

    0% interest for 12 months on balance transfers – with no balance transfer fee 0% interest for three months on new purchases Cashback at selected retailers There’s no balance transfer fee to shift over existing card debt to this offer...
  • Santander World Elite Credit Card Review: Pros & Cons

    Access to more than 1,000 airport lounges No foreign transaction fees on purchases made abroad (as long as you opt to pay in the local currency) No fees on cash withdrawals overseas 24/7 concierge service 0% interest for 18 months...
  • Santander All in One Credit Card Review: Pros & Cons

    In return for its attractive 360-degree offering, Santander charges a fixed monthly fee of £3 for its All in One card. With this factored in, this means the card carries a representative APR of 27.7% (variable). However, with up to...
  • Barclaycard Rewards Credit Card Review

    0.25% cashback on everyday purchases No fees for purchases made abroad – provided you opt to pay in the local currency No fees for cash withdrawals at home or overseas (so long as paid off in full) No introductory offers...
  • What Are The Benefits Of Getting Mortgage Advice?

    When it comes to buying property, the chances of needing a mortgage to fund it are somewhere between very likely and inevitable. But going to the right mortgage broker, rather than straight to your bank, can pay dividends. Miles Robinson,...
  • Lloyds Bank Platinum 0% Purchase and Balance Transfer Credit Card Review

  • M&S Credit Card Shopping Plus Offer Review: Pros & Cons

    There is no annual fee for this attractive shopping rewards credit card deal, but it will cost you 2.99% (minimum £5) if you want to transfer a balance to the card from other credit cards. Any balance – transferred or...
  • Santander Mortgages Review

    Santander is one of the biggest – and best known – mortgage lenders in the UK with more than 14 million customers. The bank lent more than £1.75 billon in home loans last year. While 6.6 million of its customers are...
  • When Was My House Built?

    When you compare quotes for home insurance on a comparison site, or apply for a policy, one of the questions you’ll need to answer is ‘How old is your home?’ Some homeowners will know immediately it’s, say, a Victorian property...
  • Life Insurance: All You Need To Know

    How would your family or partner manage if your income suddenly stopped in its tracks? Life insurance is a type of protection designed to help your loved ones cover mortgages, debts, and day-to-day expenses when you are no longer around. ...
  • Who Is My Gas And Electricity Supplier?

    When moving into a new property, we generally expect to find a supply of gas and elecricity. But how do you know which supplier it’s coming from? Finding out isthe first step. It means you can: Even if you’ve lived...