Laura Howard

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  • Mortgage Rates 20 May 2024

    The Bank of England held its Bank Rate at 5.25% in May, as was widely expected. It’s the sixth time in a row the Rate has been frozen since it rose to its current level in August last year. The...
  • Fixed Or Variable Mortgage – What’s The Difference?

    When it comes to choosing a mortgage rate there are two main options: fixed or variable. But how do these different interest rates work and which one could be right for you?  Fixed rates tend to be by far the...
  • Where To Exchange Currency Without Paying Huge Fees

    If you’re looking to exchange currency before a trip overseas you’ll want to get the most bang for your buck. And this starts with understanding how currency exchange works. Our guide rounds up what you need to know. If you...
  • MacBook Insurance: Our Pick Of The Best Providers

    The Apple MacBook is one of the most popular laptop brands in the world. But with starting prices of around £1,000 for a new model, if you’re a MacBook owner you might want to consider insurance. While it’s possible to...
  • 10 Best Project Management Software & Tools Of 2024

    The pandemic has changed so much about the world, including the way we work—and where we work. A Harvard Business School study from August 2020 showed that at least 16 percent of “pandemic-induced” remote workers will likely continue working at...
  • Best iPhone Insurance Providers Of 2024

    iPhones are expensive and indispensable. But if yours should become lost, stolen, or damaged beyond repair, mobile phone insurance can cover the cost. We carried out research (April 2024) to identify which mobile phone insurance providers offer the best-value cover...
  • Saxo Bank Review 2024

    This review is focused on Saxo’s personal banking products in the UK. Account details and annual percentage rates are accurate as of May 2024.  Saxo offers more than 71,000 investing products to choose from. This includes over 23,500 stocks, 7,000...
  • How To Buy GameStop (GME) Stocks & Shares

    GameStop (GME) stock experienced a surprising resurgence in value in 2021 as the result of a stock market ‘short squeeze’ – and recent days have seen further volatility on the back of social media influencer activity. So what’s going on?...
  • Best iPhone Password Managers Of 2024

    Struggling to remember countless passwords? You’re not alone. A recent survey from Bitwarden found that more than a third (37%) of UK internet users rely on password managers to tackle this very problem. But what about when it comes specifically...
  • 9 Best Restaurant POS Systems Of 2024

    Restaurant point-of-sale (POS) systems are a key part of any modern restaurant business. They allow restaurant owners to track sales, manage inventory, manage tables and run reports. And a good restaurant POS system can make a big difference to a...
  • How To Start A Podcast And Make Money In 2024

    Starting a podcast can be fun and engaging – but it can also be lucrative. Depending on your goals, you could be starting a podcast as a fun hobby, a side hustle or as a business right from the get-go....
  • How To Sell Clothes Online In 2024

    Understanding the best places to sell clothes online is an important step in turning your wardrobe surplus into cash. Below, we share what we believe are the most cost-effective online marketplaces, each catering to different styles and audiences. According to...
  • Our Pick Of The Best Bank Account Switching Offers

    If you’ve had the same current account for years, you could be missing a trick. Banks and building societies can offer cash incentives to new customers willing to make a full switch of their existing current account. These offers come...
  • Cardano (ADA) Price Prediction 2024

    The price of Cardano (ADA) has fluctuated in recent months, going from as high as £0.61 in March to as low as £0.35 in May – both of which are a far cry from its August 2021 peak of £2.07....
  • Best POS Systems For Small Business (2024)

    The best point-of-sale (POS) systems do more than just process transactions. These systems can also streamline your daily workflow by combining tools such as employee scheduling, customer loyalty programmes and inventory tracking into one sleek platform. But choosing the right...
  • 13 Effective Employee Retention Strategies For 2024

    Millions of employees from multiple sectors around the world have upped and left their jobs since the pandemic. And according to a survey from the Boston Consulting Group of more than 11,000 workers across eight countries (the UK, US, Canada,...
  • American Express Business Gold Review 2024

    Holders of the Business Gold card from Amex, and employees with cards on the account, can earn one Membership Rewards® point for almost every £1 spent on the card and an extra 10,000 points when they spend £20,000 per quarter,...
  • American Express Preferred Rewards Gold Credit Card Review (2024)

  • British Airways American Express® Credit Card Review 2024

    While there is no annual fee to pay for the American Express British Airways card, there is no promotional period on purchases – and balance transfers are not permitted. New purchases made on this card will attract a representative annual...
  • Amex Cashback Credit Card Review 2024

  • How To Learn Python For Free: 10 Online Resources

    If you’re a beginner learning to code, Python (an interpretive programming language used to build websites and software, analyse data and automate tasks) could be a great place to start. Python’s various applications include web development, machine learning, system scripting...
  • American Express Nectar Credit Card Review 2024

  • American Express Platinum Card Review 2024

    While this card comes with undeniably generous benefits, including airport lounge access and travel perks, it also charges a steep annual fee of £650. The card’s purchase rate is 31% (variable) which makes the representative APR (which takes into account...
  • How To Become An Entrepreneur In 2024

    Feeling stuck in a nine-to-five rut, and dreaming of creating a business of your own? You’re in good company. With the number of private sector businesses having grown between 2022 and 2023 by almost 1% according to HMRC data, it’s...
  • Best One-Year Fixed Rate Bonds

    One-year fixed rate bonds can offer savers the chance to access a higher interest rate on a one-off lump sum over the short term, compared to standard easy access savings accounts. But to benefit, savers must be prepared to lock...
  • Our Pick Of The Best Fixed Rate Cash ISAs

    Important: Tax treatment depends on individual circumstances and may be subject to future change. The content of this article is provided for information purposes only and is not intended to be, nor does it constitute, any form of tax advice....
  • Our Pick Of The Best Notice Accounts

    Notice savings accounts typically pay a higher rate of interest compared to easy access savings. That’s because they are more restrictive in that they require savers to give notice to the provider when they want to withdraw their funds. Of...
  • Our Pick Of The Best Stocks And Shares Junior ISAs

    A stocks and shares Junior ISA (JISA) is a tax-efficient investment account for children under the age of 18. They were introduced, along with their counterparts, Junior Cash ISAs, back in 2011 as a replacement to Child Trust Funds (CTFs)....
  • Our Pick Of The Best Junior Cash ISAs

    Every parent expects to make mistakes, but opening a Junior ISA (JISA) for your child is very unlikely to be among them. You can pay up to £9,000 a year into one of these tax-free savings accounts, and your offspring...
  • Online Learning Platforms: What Are They And What Are The Benefits?

    Online learning platforms have drastically increased in popularity since the pandemic, while the industry is growing by around 5% every year, according to Statista data. Students of all levels, including those in corporate training, now rely chiefly on the internet...