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Who are Admiral?
Admiral was established in 1993 to specialise in car insurance. Over the years, the company has expanded and has added travel, home, van and pet insurance, as well as loans and car finance to its list of products.
Admiral forms part of the Admiral Group which also includes insurance brands Diamond, Bell, Gladiator and Elephant. Admiral Group also owns EUI Limited which underwrites most of Admiral’s insurance policies. The group is regulated by the Financial Conduct Authority (FCA).
Why should I consider Admiral?
Admiral offers third party, third party, fire and theft, as well as comprehensive car insurance policies.
All fully comprehensive car insurance policies include a range of benefits as standard, such as courtesy car cover, driving in Europe, driving other cars cover, personal injury cover, and cover for personal belongings and car stereos.
Customers can also upgrade their policy for an additional cost to include legal protection, breakdown cover, hire car cover and key cover.
On top of this, Admiral also offers multi car insurance policies and electric car insurance policies.
Finally, Admiral’s car insurance policies are rated five-stars by Defaqto.
How to contact Admiral
Customers with car insurance queries can contact Admiral by phone between 8am and 7pm from Monday to Friday, between 9am and 5pm on Saturdays, and between 9.30am and 4pm on Sundays. Alternatively, customers can use the webchat feature on the website.
Existing customers can also log into the My Account section of the website if they need to update their policy or view their policy details.
Alternatively, Admiral can be found on Twitter as @AdmiralUK, as well as on Facebook.
How to find the best cover for you
When comparing car insurance policies, there are a number of factors to consider. Although finding an affordable policy will be a priority, it’s important not to choose a policy based on cost alone as this could put you at risk of being underinsured.
Always check the level of cover of each policy to see what is included as standard and what you might need to pay extra for. Experiment by running several quotes and choosing different add-ons to see how it affects the price so that you get the best deal.
Opting for a more expensive policy that offers everything you need will work out better for your pocket in the long run should you need to make a claim.
Why it makes sense to compare policies and providers
Car insurance providers have traditionally offered their most competitive prices to new customers, while those that have remained loyal to their insurer year after year have typically paid a higher premium.
However, thanks to the introduction of new FCA rules in January 2022, car (and home) insurance companies are now banned from quoting a higher price for existing customers at renewal compared to new customers.
Despite this, shopping around for your car insurance each year is still the best way to ensure you’re getting the right level of cover at the best price.
Reading customer reviews on sites such as Trustpilot can also help you see how existing policyholders rate their cover and customer service. Defaqto also gives star ratings to car insurance providers which can be a good indication of the service they offer.
