Emma Lunn
Contributor
Advisor
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Our Pick Of The Best Cash ISAs For Over 60s
For savers of all ages, including those over 60, now could be a good time to review what their cash is earning. Interest rates have risen considerably over the last couple of years as the Bank of England has battled... -
Easy Access ISAs: Our Pick Of The Best
Rising interest rates over the course of almost two years, have given returns on variable rate cash ISAs a huge boost. Cash ISAs allow savers to pay in up to £20,000 a year and earn the interest income-tax-free. However, while... -
Our Pick Of The Best High Interest Savings Accounts
Looking for a high interest savings account? Fixed rate accounts – also known as fixed rate bonds – offer some of the best returns available in return for locking your cash away for a set period of time. In general,... -
Travel Insurance For Seniors
Unfair as it might seem, travel insurance becomes more expensive when you hit 65 – even if you are fitter than you were 10 years ago. This is simply because, in the eyes of a travel insurer, the older you... -
Our Pick Of The Best Joint Bank Accounts
Having a joint bank account can make life easier if you live with your partner or share household bills with other people. The good news is, all standard current accounts can usually be opened jointly – so you may as... -
What Is An Innovative Finance ISA?
An Innovative Finance ISA (IFISA) is a type of ISA that allows you to use your tax-free ISA allowance while investing in peer-to-peer lending and crowdfunding. Other types of ISA allow people to save in cash (cash ISA) or invest in... -
Travel Insurance For The Under-18s
Going on holiday without their parents for the first time is a rite of passage for children and teenagers. But foreign countries can be risky places for unwary under-18s – so it’s a good idea to have travel insurance in... -
A Guide To eSIMS
A SIM – traditionally a small plastic card that slots into your mobile phone – is an acronym for ‘subscriber identity module’. It holds information, such as your mobile number, and allows you to make and receive calls and texts,... -
Pet Insurance For Older Dogs
If your pet is getting old, or you’ve re-homed a pet heading for its twilight years, getting pet insurance can be trickier. But how old your pet has to be before age becomes an issue depends on the type of... -
How To Open A Business Bank Account
Do you run a business? If so, you’re likely to need a business bank account. Some types of companies are required to have a business bank account, while it’s optional for other business set-ups. A business bank account is very... -
Pet Insurance For Kittens: Our Pick Of The Best
To help cute and cuddly kittens grow into strong and healthy cats, it can be useful to have pet insurance in place. A broken tibia or the onset of diabetes may catch a cat owner unawares, but this type of... -
How Much Does Car Insurance Cost?
The average comprehensive motor insurance premium cost £511 in the second quarter (April to June) of 2023, according to the Association of British Insurers (ABI). It marks a 7% rise compared to the previous quarter (January to March) and a... -
What Is 5G Broadband?
With UK mobile networks rolling out 5G across the UK, the fifth generation of wireless technology could shake up the world of home broadband. 5G is the fifth, and latest, generation of wireless technology. It’s a step up from 4G... -
Should I Make Mortgage Overpayments?
When you take out a repayment (capital & interest) mortgage your lender will work out how much you need to pay back each and every month to ensure the mortgage is paid off at the end of the agreed term. If... -
Mortgage Offers – What You Need To Know
A mortgage offer confirms that your mortgage application has been accepted and the lender agrees to lend you a sum of money to buy a home – or take over an existing mortgage on a home you already have. If... -
Getting A Mortgage Agreement In Principle – What You Need To Know
A mortgage Agreement in Principle (AIP) is a document that indicates that a particular lender would be willing to lend you a specified sum, based on details you’ve provided about your income, spending and debts. An AIP is not a... -
Best Student Bank Accounts
If you’re heading off to university, now’s the time to be looking at what student current accounts are on offer. Every year, the UK’s largest banks wage a fierce battle to entice freshers, offering perks that run the gamut from... -
Types Of Cracks In Your Home – When Should You Worry?
It can be alarming to see a crack in the wall or ceiling of your home. Most cracks are harmless, but others could be a sign that something more serious is wrong with your house. You can repair and decorate... -
How Much Does It Cost To Neuter A Dog?
According to a survey by the People’s Dispensary for Sick Animals (PDSA), around seven in 10 dogs in the UK are neutered. Neutering prevents unwanted pregnancies, pregnancy-related illness and has many other health benefits for dogs. It can improve behaviour... -
10 Steps To Getting A Mortgage
The difference between being accepted or rejected for a mortgage can be nothing short of life-changing. Here’s a 10 step guide on how to give yourself the best possible chance of being shown the green light. Note however, that these... -
How Much Deposit Do I Need For A Mortgage?
You’ll need a deposit of at least 5% of your property’s purchase price to get a mortgage. If your deposit is higher than 5%, it will mean you have more mortgage options and lower costs, with the choice improving as... -
Do You Need Mortgage Life Insurance?
There’s no legal obligation to buy mortgage life insurance but it’s a good idea to consider it if you’re married, cohabiting, or have children. You may also find that some mortgage lenders make life insurance a condition of advancing the... -
A Guide To Loans For Unemployed People
If you’re unemployed, borrowing money can be both difficult and expensive – but it’s not impossible. Without a regular income to repay the loan, many lenders will turn you down for a personal loan if you’re not working. This is... -
Winter Sports Travel Insurance: Our Pick Of The Best
A lack of snow, broken leg or avalanche... there's a whole spectrum of unforeseen events that can come between a skier and the slopes. This is where the right winter sports insurance can be essential in covering expenses such as... -
Our Pick Of The Best Business Credit Cards
If you own or run a business, you may benefit from a business credit card. A business credit card – which will be in your company name rather than your personal one – can offer a flexible way to borrow... -
How To Send Money To The United States
Whether you have a property, family or business interests in the US, if you want to transfer money from the UK across the Atlantic, you’ll need to find the best way to do it. It might be tempting to go... -
Step-By-Step Guide To Surviving Redundancy
If you’ve just been made redundant, or fear you will be soon, the experience can be both unsettling and highly stressful – so it’s important to know where you stand. Our step-by-step guide to redundancy will help order your thoughts... -
Travel Insurance For Asthma Patients
Asthma is a common, long-term chronic illness that requires ongoing management. A diagnosis of asthma can affect how much the sufferer pays for travel insurance. According to the British Lung Foundation, about eight million people in the UK – more than... -
When Can Puppies And Kittens Go Outside?
Getting a new puppy or a kitten is always an exciting time, whether there are kids in your family or not. But exactly when is it safe to take your new pet outside? Find out when the time is right... -
Travelling To France With Your Dog
Family holidays aren’t complete unless the family pet goes too. With France easily accessible by train, plane and ferry, more and more people are taking their four-legged friend across the channel. The rules about taking your dog to France have...