Pet Insurance For Kittens: Our Pick Of The Best

For £55.98 annually or £4.66 monthly, this policy offers up to £1,000 in cover per medical condition, and an annually renewable vet cover limit of £2,000.

This includes £500 for complementary treatment, £1,000 for cruciate ligament treatment, £100 for a special diet and £875 for CT or MRI scans and associated costs. For dentistry treatment needed as a result of accident or injury, there’s £2,000.

The policy also offers £500 for advertising and reward if the kitten is lost or strays and the same amount for advertising and reward to find it. If the kitten dies, the policy also pays out up to £500.

Pet owners can claim for cattery fees up to £500 should they, or a family member at the same residence, fall ill and need to be hospitalised for more than four consecutive days, and up to £500 if their kitten needs emergency treatment while they are abroad with it, within a member country of the Pet Travel Scheme (PETS). Should the policyholder need to cancel or curtail a holiday due to their kitten needing life saving treatment within seven days of their planned departure there’s £500.

There’s an excess of £125 to pay per condition and a 15% co-payment for cats once they’re five. A 20% co-payment applies when the cat is aged six or over.

(Cat owners can also purchase at a higher cost insurance with an annual vet cover limit of £4,250, with £3,250 claimable per condition annually, from this insurer.)

Annual vet cover for all conditions is capped at £2,000 on this policy, and can be renewed annually. Annual vet cover extends to dental care on the premise that the kitten gets a dental check every 12 months. There’s also £1,000 for complementary therapy.

Up to £200 is provided for advertising and reward if the kitten is lost or stolen with up to £1,000 paid out if it is not found. If the kitten dies as a result of an accident (or illness, up to the age of nine) the policy will pay out £1,500, while £2,000 is included to put it to sleep and cover burial or cremation costs.

When on holiday with their kitten, policyholders can claim up to £1,500 in quarantine costs, up to £250 to get a new passport and up to £300 in emergency expenses, when within a member country of the Pet Travel Scheme (PETS).

With the excess per condition set at £120, this policy costs £85.31 annually or £7.11 per month. It offers the option to lower the premium by paying a co-payment of 10%. This optional co-payment rises to 20% when the cat turns eight.

(Cat owners can also purchase, at a higher cost, insurance with an annual vet cover limit of £4,000, £7,500 or £10,000 from this insurer.)

Pet owners can claim up to £1,000 for all their kitten’s medical conditions per year on this annually renewable policy. The policy also provides £750 in cover for complementary treatment and up to 10 sessions of hydrotherapy annually.

For death of the kitten, as a result of injury or illness, there’s up to £500 if the owner can provide proof of purchase of the pet. Without proof, the policy pays out up to £100. There’s also £500 for advertising and reward to help find the kitten if it’s lost or stolen, up to £500 to compensate the owner if it cannot be found, and another £500 for boarding fees if the owner is hospitalised for more than four consecutive days.

The owner can also claim for holiday curtailment, or cancellation, if done within seven days of planned departure, and the reason is their kitten needing life saving treatment. While away, the policy will also cover up to £1,500 annually in quarantine expenses for the kitten if it falls ill, its travel documents are lost or stolen, its microchip fails or if emergency accommodation is required.

In exchange for an excess of £85 levied per condition, per policy year, this cover costs £6.45 monthly or £77.45 annually. There’s also the option to pay a co-payment after excess of 30% to lower the policy premium, regardless of the pet’s age.

(Cat owners requiring a higher level of cover, may want to purchase insurance with £2,000, £4,000, £7,000 or £12,000 in annual vet cover from this insurer instead.)

There’s an annual vet cover limit of £1,000 on this policy, which can be reinstated on renewal of the policy each year.

Priced at £5.58 monthly or £66.96 annually, vet cover includes £500 for complementary treatment recommended by the vet, £100 for a prescribed clinical diet to treat bladder stones and £100 to put the pet to sleep if recommended by the vet.

It also pays out £200 for advertising and reward to help find the kitten if lost or stolen, and up to £600 if not found within 45 days. When the pet dies it will also pay out up to £600. If the pet owner falls ill and spends more than four consecutive days in hospital, the policy can cover cattery fees up to £600, while £2,000 is provided for emergency vet fees should the kitten fall ill while abroad on holiday with its owner. In the event the pet owner needs to cut their holiday short due to their kitten needing emergency surgery the policy will compensate up to £1,000.

For the stated policy price, an excess of £99 is levied per condition, and when the cat is 10-years-old or above, a 20% co-payment will also apply to each claim.

(Animal Friends offers five excess options: £69, £99, £159, £199 and £249. Paying more in excess can lower the price of the policy, while paying less in excess can raise it. Cat owners can purchase, insurance with cover limits up to £18,000 or unlimited annual cover, depending on their preference, from this insurer.)

This policy offers an annual vet cover limit of £1,000 for all medical conditions, which can be reinstated every 12 months at renewal.

It also includes emergency vet fee cover up to an annual limit for when abroad with the kitten, outside of the UK, but within a member country of the Pet Travel Scheme (PETS). For complementary treatment, behavioural treatment and dental treatment, there’s £1,000 each, and if the kitten is lost, stolen or dies as a result of an accident or illness, the policy will pay out up to £1,000.

The policy costs £7.04 monthly, or £84.48 annually, when paying an excess of £250. Waggel levies no co-payments.

(When purchasing insurance form this provider, cat owners can choose between six limit options ranging between £1,000 and £10,000 and five excess options ranging between £0 and £250. Paying more in excess typically lowers the policy premium. Pet owners can also increase or decrease their policy limits and excess at renewal.)