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Who are Diamond?
Diamond is a part of the Admiral Group, alongside the likes of Elephant, Bell and, of course, Admiral. It was founded in 1997 as an insurer catering for female drivers.
It still gears its products towards women but can’t offer women cheaper cover than men, since insurers have been prohibited since 2012 from taking a driver’s gender into account when setting premiums.
Why should I consider Diamond?
Diamond offers third party, third party fire and theft and fully comprehensive car insurance. Its comprehensive policies come with European cover as standard, and electric vehicle drivers get battery and charging equipment cover too.
If you need it and you’re willing to pay extra, you can add breakdown cover, personal injury cover, hire car cover and legal expenses protection.
Diamond’s car insurance is rated five-stars by independent analysts Defaqto.
How to contact Diamond
You can call Diamond on 0333 220 2004 between 8am and 7pm from Monday to Friday, between 9am and 5pm on a Saturday and between 9.30am and 4pm on Sunday. If you’re calling to make changes to your policy, you’ll be charged a £25 fee. Do it online via MyAccount and you’ll only be charged £9.50.
For accident recovery, Diamond has a 24-hour helpline that can be reached on 0800 600 840. If you need emergency glass repair, call 0333 220 2026.
How to find the best cover for you
Hopefully, you’ll never need to make a claim on your car insurance but if you do, you’ll want an insurer that handles claims quickly, efficiently and fairly.
The best way to get a feel for how an insurer treats its customers is to check independent review sites such as Defaqto and TrustPilot.
Cost is also important, but only in relation to how much cover you get in return. A cheap policy can be appealing, but if it lacks features that you later need and are forced to pay for yourself – it isn’t as cheap as it seemed.
Similarly, a pricier policy with lots of features that you never use might not be the best use of your money. Striking a balance between cost and coverage is key, and a price comparison service like ours can help.
Why it makes sense to compare policies and providers
The rising cost of living makes it more important than ever to make sure you’re not overpaying for your car insurance.
Car insurance companies are no longer able to offer better prices to new customers because of regulations brought in this year, but it’s still worth looking around for better deals.
You can’t assume that your current provider is going to offer you the best price at renewal, so checking makes sense.
