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Chauncey Crail

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About

Chauncey grew up on a farm in rural northern California. At 18 he ran away and saw the world with a backpack and a credit card, discovering that the true value of any point or mile is the experience it facilitates. He remains most at home on a tractor, but has learned that opportunity is where he finds it and discomfort is more interesting than complacency.

  • Best 5% Cash-Back Cards (Or More) Of May 2024

    When it comes to maximizing credit card rewards, earning 5% cash back is close to as good as it gets. Several banks offer credit cards that earn 5% cash back (or greater) across specific categories, rotating quarterly categories or at...
    Best 5% Cash-Back Cards (Or More) Of May 2024
  • Best Store Credit Cards Of May 2024

    A store card can be tempting, especially with deep discount offers on first purchases or special financing on large purchases. But before you sign up for a store card, make sure you read the fine print and understand what you’re...
    Best Store Credit Cards Of May 2024
  • Best Credit Cards That Offer Preapproval Or Pre-Qualification In May 2024

    Applying for a new credit card can come with concerns. Will you receive an approval? Will the APR be low enough? What will your credit limit be? Besides the unknowns, issuers make hard inquiries against your credit report(s) when evaluating...
    Best Credit Cards That Offer Preapproval Or Pre-Qualification In May 2024
  • Ness Card Review

    Editor’s note: This card is no longer available.  The nomenclature of may invoke images of the Loch Ness monster, but the aroma you're smelling is not coming from the lake. For the right cardholder the offer is not mythical, but...
    Ness Card Review
  • Fortiva® Credit Card Review 2024

    With high fees and APRs, the doesn’t require a security deposit and is marketed toward those with subprime credit. You must receive an invitation or pre-qualify to apply for this card. Its lack of immediate transparency regarding its fees concern...
    Fortiva® Credit Card Review 2024
  • American Express Platinum Review 2024

    No other card comes with as much perk potential as (Terms apply, see ). If you travel frequently and want to do so in style, this card deserves a place in your wallet. But for anyone outside of a specific...
    American Express Platinum Review 2024
  • How To Apply For A Credit Card (And Get Approval)

    Credit cards can be powerful tools when it comes to building a strong, reliable credit profile. A higher credit score won’t just improve your ability to get a new credit card; it will also affect the rates you’ll be offered...
    How To Apply For A Credit Card (And Get Approval)
  • Amazon Store Card Review 2024

    The does not amaze us. Its financing options aren’t something we suggest you participate in because you may risk an expensive deferred interest charge—but for Amazon Prime members who want to earn cash back for online shopping, and don’t qualify...
    Amazon Store Card Review 2024
  • The AARP® Travel Rewards Mastercard® From Barclays Review 2024

    offers modest rewards and a small handful of benefits. The main feature of this card relates to charity donations, but we’re convinced most consumers would benefit more with a higher-yield rewards card and, if they so desire, simply making a...
    The AARP® Travel Rewards Mastercard® From Barclays Review 2024
  • 25 Employee Appreciation Ideas For 2024

    Happy and engaged employees are more productive and less likely to leave a job in search of greener pastures—and no, we’re not just talking about the color of the grass. Employees will feel more valued when they know their employer...
    25 Employee Appreciation Ideas For 2024
  • The Onboarding Process: A Step-By-Step Guide

    New employee onboarding can be a complicated and time-consuming task for any human resources department. However, this process is incredibly important and can set the tone for long-term success for you and your employees. This step-by-step guide can help your...
    The Onboarding Process: A Step-By-Step Guide
  • What Is A Balance Transfer Fee?

    Balance transfer offers, when available, offer a major credit card perk for people looking to pay down debt. When carrying a large balance on a credit card, a cardholder can transfer that balance to a 0% introductory APR card to...
    What Is A Balance Transfer Fee?
  • What Is Organizational Behavior?

    Organizational behavior (OB) is the study of how individuals, groups, and organizations interact and influence one another. Though it is largely used within the field of business management as means to understand–and more effectively manage–groups of people. The reason businesses...
    What Is Organizational Behavior?
  • Kohl’s Credit Card Review 2024

    A store card for use only at Kohl’s, the boosts rewards over the 5% already offered by Kohl’s Rewards Membership by an additional 2.5%, meaning cardholders can earn . Rewards are only redeemable at Kohls.
    Kohl’s Credit Card Review 2024
  • How To Save Passwords On iPhone (2024 Guide)

    Account creation with a username and password has become an inescapable part of online life. And keeping all of those passwords safe and memorized can be a pain without a little help. Fortunately, iOS comes with built-in password saving features...
    How To Save Passwords On iPhone (2024 Guide)
  • How To Do Payroll In QuickBooks (2024 Guide)

    For small business owners who don’t want to spend all day doing the accounting, payroll’s a pain. It’s a necessary part of hiring and operating a business (unless you want particularly disgruntled employees and a truckload of lawsuits) but that...
    How To Do Payroll In QuickBooks (2024 Guide)
  • SAP Vs. Oracle (2024 ERP System Comparison)

    Enterprise resource planning (ERP) is a fully inclusive software system that can streamline every aspect of your business. ERP software, such as those from SAP and Oracle, can increase productivity by gathering the necessary data from numerous sources in one...
    SAP Vs. Oracle (2024 ERP System Comparison)
  • How To Save Passwords On Chrome (2024 Guide)

    It’s become increasingly common for users to need an account in order to access a website’s full range of content and services. Since each new account requires a unique username and password, it’s easy to become confused about all of...
    How To Save Passwords On Chrome (2024 Guide)
  • Petco Pay Credit Card Review 2024

    For a card that can only be used at Petco, you’d expect more from the —especially considering many store cards earn much more straightforward rewards. The best part of this card is the option to have a picture of your...
    Petco Pay Credit Card Review 2024
  • VPN Statistics And Trends In 2024

    VPNs, or virtual private networks, have become indispensable tools in today’s internet-driven world and internet-fed culture. Used to secure and encrypt your IP address on public networks, VPNs protect your online activity from tracking and exploitation by internet predators. Initially...
    VPN Statistics And Trends In 2024
  • What Is Telematics? The Ultimate Guide

    If you’ve stared at your phone watching a delivery driver icon slowly inch towards your house or received a delivery notification, you’ve seen telematics at work. Telematics provides companies and customers the ability to receive and view data about delivery...
    What Is Telematics? The Ultimate Guide
  • ELD Exemptions In 2024: Everything You Need To Know

    While many aspects of trucking have remained the same for decades, the way that hours of service (HOS) are recorded has changed. The federal government’s ELD mandate now requires an electronic logging device (ELD) to be used in place of...
    ELD Exemptions In 2024: Everything You Need To Know
  • What Is The ELD Mandate? (2024 Guide)

    Electronic logging devices (ELDs) have been increasingly used by truck drivers and carriers to record activity, and the federal government’s relatively recent ELD mandate makes this the new industry standard. With trucking as one of the most common occupations in...
    What Is The ELD Mandate? (2024 Guide)
  • 2023 HR Trends

    Any company, including those with just one worker, must have some form of human resources. The department mediates interactions between employers and employees, and between the company and the public. As we head into 2023, a number of emerging trends...
    2023 HR Trends
  • 2023 Antivirus Trends

    As the world advances further into the digital age, cyberthreats have become more prevalent and sophisticated than ever before. Antiviral software remains a vital part of any technological system and evolves alongside the viruses and risks it’s designed to fight....
    2023 Antivirus Trends
  • 2023 POS System Trends

    Point-of-sale (POS) systems have experienced tremendous technological advancement and improvement in both function and accessibility in recent years. Rather than continue with out-of-date software, many businesses are choosing to invest in updating old systems to take advantage of the benefits...
    2023 POS System Trends
  • 2023 VoIP Trends

    VoIP, or voice-over-internet-protocol, technology has revolutionized the way businesses communicate internally, with suppliers, vendors and consultants and with their customers. VoIP technology has enabled companies to operate entirely within cloud-based systems and eliminate costly and cumbersome physical phone connections. There...
    2023 VoIP Trends
  • 2023 Web Hosting Trends

    The internet is a fantastic and ever-changing place, where new websites and information are added constantly. Those wishing to contribute to the wealth of this virtual world by publishing a webpage often choose to do so through web hosting services,...
    2023 Web Hosting Trends
  • 2023 Payroll Trends

    Payroll operations remain at the core of any company with more than one employee. Compensating people in a timely and accurate manner is crucial to ensuring employee engagement and retention. Maintaining a payroll system you can trust is an absolute...
    2023 Payroll Trends
  • 2023 E-Commerce Trends

    It’s no secret e-commerce has made (or broken) many businesses in recent years, with more and more consumers looking to online websites and storefronts to fulfill shopping needs. The digital world is now flooded with options in nearly every retail...
    2023 E-Commerce Trends

About

Chauncey grew up on a farm in rural northern California. At 18 he ran away and saw the world with a backpack and a credit card, discovering that the true value of any point or mile is the experience it facilitates. He remains most at home on a tractor, but has learned that opportunity is where he finds it and discomfort is more interesting than complacency.