Best Business Credit Cards For Travel Of April 2024

If you have a business and you’re looking for a solid travel rewards card, you may not need to look further than the Ink Business Preferred® Credit Card. It offers the ability to earn valuable Chase Ultimate Rewards® points across a wide range of categories with a minimal annual fee. The card’s enhanced earn rate on travel could add up if you spend a lot on business trips.

Who it’s best for: Road warriors who want flexibility in their reward options.

Rewards: Earn 3 points per dollar on the first $150,000 spent on travel and select business categories each account anniversary year and 1 point per dollar on all other purchases.

Welcome offer: Earn 100,000 points after spending $8,000 on purchases in the first 3 months from account opening.

Annual fee: $95

Other benefits and drawbacks: After you’ve earned a stash of valuable Chase Ultimate Reward points, you’ll be able to redeem them at a rate of 1 cent each for cash back or 1.25 cents each when used toward travel through the Chase portal. You can also transfer your points at a 1:1 ratio to airline and hotel partners, including United and Hyatt, where you may be able to get even more value for your points.

The Ink Business Preferred® Credit Card also offers a number of additional travel and purchase protections including trip cancellation and interruption coverage, rental car insurance coverage when your rental is for business purposes, cellphone protection, extended warranty and purchase protection.

If you’re not in the market for travel rewards, but prefer a solid cash back earning card, then The American Express Blue Business Cash™ Card (terms apply, see rates & fees) should be at the top of your list. It offers a consistent earning structure that is easy to understand. Paired with the other benefits of the card, including no annual fee, it makes a compelling case to be your go-to card.

Who it’s best for: Business owners focused on cash back options to increase their bottom line.

Rewards: Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%.

Welcome offer: Earn a $250 statement credit after spending $3,000 in purchases in the first 3 months of account opening.

Annual fee: No annual fee

Other benefits and drawbacks: If you spend over $50,000, you’d earn $1,000 in cash that you can reinvest in your business. Additionally, this card comes with purchase protection¹ and extended warranty coverage². You’ll get an extra year added on to the warranties of your purchases, and if something gets stolen or accidentally damaged in the first 90 days, you’re covered for up to $1,000 per claim. Terms apply.

The Business Platinum Card® from American Express (terms apply, see rates & fees) may have one of the priciest annual fees among rewards cards available today, but the value of its perks compensates for the cost—assuming you’ll use them. On top of rewards and an initial welcome bonus, you’ll qualify for an array of credits that make travel more affordable and comfortable.

Who it’s best for: Entrepreneurs who value the premium travel experience from door to door and don’t mind a high annual fee.

Rewards: Earn 5 Membership Rewards® points per dollar on flights and prepaid hotels through American Express Travel, 1.5 points per dollar on eligible purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software and cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year and 1 point per dollar on other eligible purchases.

Welcome offer: Earn 150,000 Membership Rewards® points after spending $20,000 in eligible purchases with the card within the first 3 months of card membership.

Annual fee: $695

Other benefits and drawbacks: The Business Platinum Card® from American Express allows up to a $200 annual statement credit for eligible incidental purchases with your selected airline. You also get up to $400 in annual credits toward U.S. purchases with Dell (enrollment required, through 12/31/24). That’s an excellent perk provided you’re not an Apple loyalist. The card also offers credits with Adobe Creative Solutions, Indeed and for your wireless coverage that may have more appeal.

You also get the most valuable airline lounge membership available today, which includes Priority Pass access, entrance into American Express’ Centurion lounges and Delta Sky Clubs when you fly Delta Air Lines (effective 2/1/25 Delta Sky Club access will be reduced to 10 visits per year unless a minimum spend threshold is reached). In addition to the other travel perks, this card packs in huge rewards for basic business expenses and for those who love to travel in comfort.

A solid option for anyone who flies JetBlue often, the JetBlue Business Card* allows you the ability to enjoy huge perks when flying with the airline. The benefits will be a welcome relief to anyone watching the company’s bottom line, as you’ll enjoy free checked bags for you and up to three companions, priority boarding, 50% off your inflight purchases and more. You can even pool your points with friends and family members, allowing you the ability to gift points to employees so they can enjoy the benefits as well.

Who it’s best for: East coast flyers looking for reward flights for themselves and their employees.

Rewards: Earn 6 points per dollar on JetBlue purchases, 2 points per dollar at restaurants and office supply stores and 1 point per dollar on all other purchases.

Welcome offer: Earn 50,000 bonus points after spending $4,000 on purchases and an additional 10,000 bonus points when a purchase is made on an employee card, both in the first 90 days.

Annual fee: $99

Other benefits and drawbacks: With each dollar that you charge on the card you’re one step closer to leveling up your elite status. Earnings move you towards any of the four tiers in Mosaic status, unlocking benefits such as mint upgrades, no charge for extra legroom seating and even complimentary rides on Blade helicopters from JFK and EWR airports.

If your travel radius is concentrated in the U.S., Mexico or the Caribbean, the Southwest® Rapid Rewards® Performance Business Credit Card could be a good option. This card lets you earn Southwest Rapid Rewards points and put you well on your way to earning the coveted Companion Pass.

Who it’s best for: Southwest Airlines flyers looking for a path to the Companion Pass.

Rewards: Earn 4 points per dollar spent on Southwest purchases, 3 points per dollar spent on Rapid Rewards hotel and car rental partners, 2 points per dollar spent on local transit, including rideshares, commuting, social media, search engine advertising, internet, cable and phone services. Earn 1 point per dollar on all other purchases.

Welcome offer: Earn 80,000 points after spending $5,000 on purchases within the first 3 months of account opening.

Annual fee: $199

Other benefits and drawbacks: As a cardholder, you’ll receive four upgraded boarding positions per year, in-flight wifi credits, a credit for your Global Entry or TSA PreCheck® application fee and 9,000 bonus points on your cardmember anniversary. If you use them, ongoing benefits are worth more than the annual fee. The main downside is that Southwest points do you no favors if you want to travel very far from the U.S.

If your business requires frequent travel to the West Coast, you might want to consider the Alaska Airlines Visa® Business Credit Card*. This card lets you earn Alaska Airlines Mileage Plan™ miles, which can be used for stopovers on award flights and on Oneworld Alliance partners worldwide.

Unlike some other airlines, Alaska Airlines uses a fixed award chart, so you can get more value out of each mile.

Who it’s best for: West Coast business owners who want to enjoy a trip with a companion once a year.

Rewards: Earn 3 miles per dollar on Alaska Airlines purchases, 2 miles per dollar on eligible gas, shipping and local transit including rideshare purchases and 1 mile per dollar on all other purchases.

Welcome offer: Earn 50,000 bonus miles and Alaska's Famous Companion Fare after spending $3,000 in purchases within the first 90 days of account opening.

Annual fee: $70 for the company and $25 per card

Other benefits and drawbacks: Cardholders who spend at least $6,000 within the anniversary year can earn a companion fare making it possible to book a flight from $122 ($99 fare + $23 in taxes). You also receive a free checked bag for you and up to six guests when flying Alaska on the same reservation as well as priority boarding for all cardholders.

The IHG One Rewards Premier Business Credit Card is a solid option for small business owners who can regularly stay at IHG Properties. The card offers generous earnings for stays within the brand including Intercontinental, Kimpton and Holiday Inn hotels. Receiving complimentary IHG Platinum status and an annual free night award can far outweigh the annual fee.

Who it’s best for: Travelers who spend a lot of time on the road and want an entry level elite status with a hotel chain.

Rewards: Earn up to 26 total points per dollar at IHG® Hotels and Resorts, 5 points per dollar on travel, dining, select business, and at gas stations and 3 points per dollar on all other purchases.

Welcome offer: Earn 140,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening, plus 35,000 bonus points after spending a total of $7,000 in the first 6 months from account opening.

Annual fee: $99

Other benefits and drawbacks: When cardholders redeem points, they can save even more by getting the fourth night free. The card also offers various travel and purchase coverages.

The World of Hyatt Business Credit Card earns top marks on our business hotel card rankings due to its valuable perks and attractive rewards rate. Earn rewards faster on Hyatt stays, plus everything else you buy.

Who it’s best for: Travelers seeking a path to elite Hyatt status.

Rewards: Earn 9 points total per dollar spent at Hyatt - 4 bonus points per dollar spent at Hyatt hotels and 5 base points per dollar from Hyatt as a World of Hyatt member. Earn 2 points per dollar spent in a cardholder's top three spend categories each quarter through 12/31/24, then the top two categories each quarter, 2 points per dollar spent on fitness club and gym memberships and 1 point per dollar spent on all other purchases.

Welcome offer: Earn 60,000 bonus points after spending $5,000 on purchases in the first 3 months from account opening.

Annual fee: $199

Other benefits and drawbacks: World of Hyatt Business Credit Card cardholders and up to 5 employees receive complimentary World of Hyatt Discoverist status including room upgrades when available, late checkout and an American Airlines AAdvantage bonus. The card offers a $100 rebate (redeemable as $50, twice a year) on Hyatt purchases and once you spend $50,000 in a year, you’ll get 10% of your redeemed points back on up to 200,000 points for the remainder of the year.

If your business travel is more Super 8 than Four Seasons, the Wyndham Rewards Earner® Business Card* will reward you like no other card. You’ll earn an industry-leading 8 points per $1 spent on Hotels By Wyndham and gas purchases, 5 points per $1 spent on marketing, advertising and utilities and 1 point per $1 spent on all other purchases.

Who it’s best for: Budget conscious business owners hitting the road often for meetings.

Rewards: Earn 8 points per $1 spent on Hotels By Wyndham and gas purchases, 5 points per $1 spent on marketing, advertising and utilities and 1 point per $1 spent on all other purchases.

Welcome offer: Earn 50,000 bonus points after spending $4,000 on purchases in the first 90 days of account opening, plus an additional 50,000 bonus points after spending $15,000 on purchases within the first 12 months.

Annual fee: $95

Other benefits and drawbacks: The Wyndham Rewards Earner® Business Card* is not only lucrative on the earning side—15,000 anniversary points, 10% discount on award bookings and automatic Diamond status make this an appealing card. The downside: If you prefer luxury hotel stays, this card will have limited relevant redemption options.

If you travel frequently within the Hilton portfolio, The Hilton Honors American Express Business Card (terms apply, see rates & fees) might be worth a look. The Hilton Honors American Express Business Card earns solid marks on our business hotel card rankings due to its generous welcome bonus and rewards. This card offers a quick path to elite Hilton status.

Who it’s best for: Travelers seeking and elite status to offset the costs of hotel stays throughout the year.

Rewards: Earn 12 Hilton Honors Bonus Points per dollar on eligible purchases at participating hotels and resorts within the Hilton portfolio and 5 Hilton Honors Bonus Points per dollar spent on the first $100,000 in purchases each calendar year, 3 points thereafter.

Welcome offer: Earn 175,000 Hilton Honors bonus points after spending $8,000 in purchases on the card within the first six months of card membership, offer ends 6/5.

Annual fee: $195

Other benefits and drawbacks: The Hilton Honors American Express Business Card provides complimentary Hilton Honors Gold status. The card also doesn’t charge foreign transaction fees, a plus for the international traveler.

This card also offers 10 complimentary Priority Pass airport lounge visits each year (must enroll by June 30, 2024).

With over 8,700 hotels across the globe, there’s a high probability that you’ll find a convenient Marriott hotel for your business travels. The Marriott Bonvoy Business® American Express® Card (terms apply, see rates & fees) offers the ability to earn free nights each and every year, in addition to a generous earning structure for all your business purchases.

Who it’s best for: Travelers looking to earn elite status in a large worldwide hotel chain.

Rewards: Earn 6 points per dollar on eligible purchases at hotels participating in the Marriott Bonvoy® program, 4 points per dollar at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping and 2 points per dollar on all other eligible purchases.

Welcome offer: Earn three Free Night Awards after spending $6,000 in purchases within the first six months of account opening.

Annual fee: $125

Other benefits and drawbacks: You’ll earn one free night after you spend $60,000 each calendar year plus another free night every year after your card renewal. Both of these certificates are worth up to 35,000 points each. If your selected reward stay requires more points, you can top them off with up to 15,000 additional points each. Just by holding the card you’ll be granted Gold status making you eligible for upgrades, bonus points and even a late checkout.