Clint Proctor's Image

Clint Proctor

Lead Editor, Credit Cards & Travel Rewards

About

Clint Proctor is a lead editor with the credit cards and travel rewards team at Forbes Advisor. He has five years of experience in personal finance journalism and has contributed to a variety of leading national publishers including Business Insider and MyFICO. Clint has redeemed millions of credit card points and miles to book budget-friendly travel and is passionate about helping others do the same.

Clint Proctor is a lead editor with the credit cards and travel rewards team at Forbes Advisor. After starting his own personal finance blog in 2018, Clint quickly began freelance writing for several national publications including Business Insider, MyFICO, Credit Karma, Magnify Money, ChooseFI, DoughRoller and more. Within a year, he was able to quit his job and focus full-time on creating personal finance content.

After accepting his first part-time editor role in 2020, he transitioned to full-time editing work from 2021-2022 before joining Forbes Advisor’s Credit Cards and Travel Rewards editorial team in 2023. Clint has redeemed millions of credit card points and miles to book budget-friendly travel and is passionate about helping others do the same.

In addition to his bucket list of world travel destinations, he would love to visit all 63 U.S national parks. When he’s not editing or traveling, you’ll most likely find him spending time with his wife and two boys with a cup of coffee in his hands.

Expertise

  • Earning credit card rewards
  • Maximizing points and miles
  • Traveling on a budget
  • Building credit
  • Traveling with kids

Achievements

  • 5 years of experience in personal finance journalism
  • Contributor to national personal finance brands, including Business Insider and myFICO
  • Millions of miles and points redeemed for travel

Other Publications

Education

Palm Beach Atlantic University, Bachelor of Science in Organizational Management

  • The Best Identity Theft Protection Services Of May 2024

    Identity theft is becoming more complex, with scammers constantly updating their methods to steal personal information. If they manage to do so, they can pretend to be you to open new credit accounts, file taxes and engage in other illegal...
    The Best Identity Theft Protection Services Of May 2024
  • Best Credit Cards For Teachers May 2024

    No matter where you teach, you’re probably juggling a lot of responsibilities at once: grading papers, planning curriculum, trying to meet each student where they are, as well as working extra hours. Add to that managing a personal life and...
    Best Credit Cards For Teachers May 2024
  • Business Credit Cards That Offer Preapproval Or Prequalification For May 2024

    When you’re shopping for a new credit card, it can feel like a chore. It’s even worse when the process drags on. That’s why instant approval credit cards are so popular: You get an immediate answer and can move onto...
    Business Credit Cards That Offer Preapproval Or Prequalification For May 2024
  • Best Everyday Credit Cards Of May 2024

    There are a lot of ways to maximize your spending, but for most people, everyday credit cards are all you need. These cards reward you for purchases that are commonly made on an ordinary day. Depending on what you spend...
    Best Everyday Credit Cards Of May 2024
  • Best Credit Cards For Home Improvement Projects Of May 2024

    A credit card can be a useful tool when it comes to home improvements. That’s true whether you’re shopping for a home remodel online or in a big box store. By picking up one of the best credit cards for...
    Best Credit Cards For Home Improvement Projects Of May 2024
  • Best Credit Cards With No Preset Spending Limit Of May 2024

    Credit cards with no preset spending limit serve consumers seeking flexibility, convenience and control over their finances. Unfortunately, there are only a few cards that advertise no preset spending limit and most are from American Express. It’s also worth noting...
    Best Credit Cards With No Preset Spending Limit Of May 2024
  • Best High-Limit Secured Credit Cards Of May 2024

    High-limit secured credit cards are able to better accommodate the daily spending of cardholders while keeping their credit utilization rate low to enhance their credit score. These cards offer higher credit limits compared to other secured cards, if you can...
    Best High-Limit Secured Credit Cards Of May 2024
  • Best U.S. Bank Credit Cards Of May 2024

    When you’re trying to find a credit card that fits your needs and preferences, it’s generally wise to consider cards from various banks. But if you already have or want to have a relationship with a specific financial institution, like...
    Best U.S. Bank Credit Cards Of May 2024
  • Best Credit Cards For Black Friday And Cyber Monday Of 2024

    The unofficial holidays of Black Friday and Cyber Monday are heavily advertised as some of the best times to find the best savings on all of your shopping needs. While it’s true that many retailers offer deep discounts on popular...
    Best Credit Cards For Black Friday And Cyber Monday Of 2024
  • Best Credit Cards For Medical Expenses Of May 2024

    Medical expenses can come out of the blue and be some of the largest expenses you’ll have in your lifetime. Finding a credit card that offers benefits in the short to long term not only allows you to save money...
    Best Credit Cards For Medical Expenses Of May 2024
  • Best No Annual Fee Credit Cards Of May 2024

    When used wisely, credit cards become powerful financial tools. Not only do many credit cards come with valuable consumer protections and assurances, many also allow you to earn rewards for each dollar you spend. Some credit cards even extend 0%...
    Best No Annual Fee Credit Cards Of May 2024
  • Best American Express Business Credit Cards Of May 2024

    Terms apply to American Express benefits. See the cardholder agreement for terms and restrictions. American Express is known for its vast collection of valuable perks, generous rewards and extensive transfer partner network. American Express business cards come with as many...
    Best American Express Business Credit Cards Of May 2024
  • Best Credit Cards For Nonprofits Of May 2024

    Like for-profit businesses, nonprofits can also obtain credit cards in order to make recurring payments, buy supplies online, and manage employee travel spending. We’ve chosen some of the cards that are best suited to the needs of nonprofits and their...
    Best Credit Cards For Nonprofits Of May 2024
  • Best 3% Cash Back Credit Cards Of May 2024

    The best 3%+ cash-back credit cards offer 3% or more on purchases within everyday categories such as dining, groceries, gas and more. Using one of these cards could be a good option if your daily spending tilts towards a category...
    Best 3% Cash Back Credit Cards Of May 2024
  • Best Credit Cards For 500 Credit Score Of May 2024

    Whether your credit score is in the 500s because you’re building your credit from scratch or trying to rewrite credit history after an unexpected financial setback, you might want to look into a secured credit card that you can use...
    Best Credit Cards For 500 Credit Score Of May 2024
  • Best United Credit Cards Of May 2024

    United Airlines transported 165 million passengers in 2023. If you’re reading this, there’s a good chance you were one of them. Many flyers can’t wait to hear the sweet roar of a pair of GE or P&W turbofans during takeoff....
    Best United Credit Cards Of May 2024
  • Best Extended Warranty Credit Cards Of May 2024

    A credit card’s extended warranty coverage is one of those things you might think about after you’ve had your card for a while. But if you know you’ll use your credit card for big-ticket or high-value purchases, it might be...
    Best Extended Warranty Credit Cards Of May 2024
  • Best Credit Cards For Gamers Of May 2024

    While there are only a couple of cards targeted specifically at gamers, there are credit cards that can help you maximize your rewards on gaming purchases. Whether you’re shopping for a new console, game credit or paying for high-speed internet,...
    Best Credit Cards For Gamers Of May 2024
  • Best Business Credit Cards For Bad Credit Of May 2024

    Poor credit can make qualifying for most business credit cards—or any credit cards, for that matter—difficult. There are options for businesses without great credit, but most require a deposit, so be prepared to opt for a secured card. If you’re...
    Best Business Credit Cards For Bad Credit Of May 2024
  • Best Business Credit Cards With No Foreign Transaction Fee Of May 2024

    In today's global economy, many businesses have expanded their operations internationally. Whether you're attending a conference in a foreign country, meeting with potential clients abroad or purchasing goods and services from an overseas supplier, having a business credit card that...
    Best Business Credit Cards With No Foreign Transaction Fee Of May 2024
  • Best Credit Cards For Construction Companies Of May 2024

    Managing transactions in the construction industry can be an immense task, which makes it essential for companies to have access to the right business credit cards and associated management tools. Finding the best credit card for your construction company can...
    Best Credit Cards For Construction Companies Of May 2024
  • Best Credit Cards For Military Of May 2024

    Serving in the military often involves significant sacrifices and unique challenges. And your financial needs might be different, too. Fortunately, there are several credit cards that cater to the lifestyle and needs of military members. Choose from options with no...
    Best Credit Cards For Military Of May 2024
  • Best Credit Union Credit Cards Of May 2024

    Credit unions are nonprofit financial institutions with many of the same benefits and features as traditional banks. As they’re not seeking profits, they often pass on favorable rates and products to members, including credit cards. Here’s a look at the...
    Best Credit Union Credit Cards Of May 2024
  • 11 Best 0% APR Credit Cards Of May 2024

    Credit cards are known for charging higher interest rates than other loan products from banks. But with promotional 0% APR periods, some cards let you avoid interest payments on purchases, balance transfers or both. When comparing 0% APR cards, be...
    11 Best 0% APR Credit Cards Of May 2024
  • Best Credit Cards For Low-Income Earners Of May 2024

    Some credit cards require a high spending level to take full advantage of their available benefits. But if you're not a big spender, these rewards credit cards may not make sense for your budget. Thankfully, you have options if you’re...
    Best Credit Cards For Low-Income Earners Of May 2024
  • Best Credit Card Referral Bonuses By Issuer May 2024

    Credit card issuers often provide incentives for new cardholders, and in many cases, those benefits can extend to existing cardholders who refer their friends and family members to apply for a credit card. If you have a credit card you...
    Best Credit Card Referral Bonuses By Issuer May 2024
  • Best First Credit Cards To Build Credit Of May 2024

    Unless you’re fully committed to an off-the-grid lifestyle—and if you are, that’s super cool—you’re likely going to need credit for many important things like mortgages, auto loans and even potentially insurance or tenant screenings. But good credit needs to be...
    Best First Credit Cards To Build Credit Of May 2024
  • Best Business Credit Cards For Fair Credit Of May 2024

    If you have fair credit, there are fewer business credit card options compared to what’s available to those with good or excellent credit. But you can consider one of the cards on our list of the best business credit cards...
    Best Business Credit Cards For Fair Credit Of May 2024
  • Best Store Credit Cards Of May 2024

    A store card can be tempting, especially with deep discount offers on first purchases or special financing on large purchases. But before you sign up for a store card, make sure you read the fine print and understand what you’re...
    Best Store Credit Cards Of May 2024
  • Best Barclays Credit Cards Of May 2024

    Barclays offers a wide variety of credit card options to choose from—all of which offer co-branded reward or loyalty programs. Whether you're looking for a lower interest rate, intro APR offers or co-branded reward programs, Barclays likely offers a card...
    Best Barclays Credit Cards Of May 2024
CREDIT CARDS
CREDIT CARDS
How Forbes Advisor Rates Credit Cards
Learn more about our rating and review methodology and editorial process

About

Clint Proctor is a lead editor with the credit cards and travel rewards team at Forbes Advisor. He has five years of experience in personal finance journalism and has contributed to a variety of leading national publishers including Business Insider and MyFICO. Clint has redeemed millions of credit card points and miles to book budget-friendly travel and is passionate about helping others do the same.