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E. Napoletano

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E. Napoletano is a former registered financial advisor and award-winning author and journalist.

  • 10 Top Industrial Stocks Of May 2024

    Industrial stocks include some of the oldest and most storied public companies and form the backbone of the U.S. economy. They lend their name to one of the key U.S. stock market indexes, the Dow Jones Industrial Average (DJIA), which...
    10 Top Industrial Stocks Of May 2024

  • 6 Best Self-Directed IRAs Of May 2024

    Do you feel limited by conventional retirement investing options? If so, you may want to check out self-directed IRAs to help diversify your portfolio. These specialized IRAs make it possible to invest in alternative assets you won’t find at everyday...
    6 Best Self-Directed IRAs Of May 2024

  • 8 Last-Minute Tax Filing Tips

    With April 15—the last day to submit your tax return for 2023—looming, you might be feeling pressure to get your return filed accurately and on time. But don’t stress: These last-minute tax tips can help you handle Tax Day like...
    8 Last-Minute Tax Filing Tips

  • Best 6-Month CD Rates Of May 2024

    Given the financial uncertainty of the past two years, locking your savings into a long-term fixed interest or dividend rate may not sound like the best strategy, especially with indications that interest rates will rise. A six-month certificate of deposit...
    Best 6-Month CD Rates Of May 2024

  • Best Investments To Beat Inflation

    Rising prices have become an unavoidable fact of life for most Americans. You hear about inflation in the news, you see it at the grocery store—and hopefully you’ve thought about how inflation is impacting your investments. “Inflation is the silent...
    Best Investments To Beat Inflation

  • Top Investing Trends For 2024

    What a year it’s been. As January 2023 rolled in, inflation and rising interest rates were the most nettlesome thorns in America’s side. Those barbs dug deeper as the Federal Reserve hiked rates four times—a move that would bode well...
    Top Investing Trends For 2024

  • Is The Mega Backdoor Roth Too Good To Be True?

    A mega backdoor Roth is a special type of 401(k) rollover strategy used by people with high incomes to deposit funds in a Roth individual retirement account (IRA) or Roth 401(k). This strategy only works under very particular circumstances for...
    Is The Mega Backdoor Roth Too Good To Be True?

  • What Is A Money Purchase Plan?

    A money purchase plan is an employer-sponsored retirement plan that requires companies to contribute a specific percentage of an employee’s salary each year, regardless of profitability. Because of this guaranteed contribution, money purchase plans can be attractive options for employers...
    What Is A Money Purchase Plan?

  • Annuity Vs. 401(k): Understanding The Similarities And Differences

    You’ve got lots of options for planning your retirement paycheck. If you have a 401(k), you customarily leave your money at work in mutual funds or index funds, earning higher returns. Alternatively, you could cash out your 401(k) and choose...
    Annuity Vs. 401(k): Understanding The Similarities And Differences

  • Bitcoin IRA: How To Invest For Retirement With Cryptocurrency

    For many fans of cryptocurrency, investing in Bitcoin for retirement is a natural choice. They believe in the long-term potential of crypto, and they understand the substantial risks of holding BTC over the long term. If you’d like to hold...
    Bitcoin IRA: How To Invest For Retirement With Cryptocurrency

  • Here’s How Many Billionaires And Millionaires Live In The U.S.

    Instagram. TikTok. The technology and business section of every newspaper. All of these outlets feed the American public a nonstop stream of the world’s wealthiest people, from their lifestyles to their latest obsessions. And while they might seem like they’re...
    Here’s How Many Billionaires And Millionaires Live In The U.S.

  • How To Buy Tether (USDT)

    If you want to learn how to buy Tether (USDT), you’ve come to the right place. Unlike Bitcoin or Ethereum, where day-to-day changes in price are expected, Tether is a stablecoin that aims to hold a near-constant value. While Tether...
    How To Buy Tether (USDT)

  • Proof Of Stake Explained

    Proof of stake is a consensus mechanism used to verify new cryptocurrency transactions. Since blockchains lack any centralized governing authorities, proof of stake is a method to guarantee that data saved on the network is valid. What Is Proof of...
    Proof Of Stake Explained

  • Proof of Work Explained

    Proof of work is a technique used by cryptocurrencies to verify the accuracy of new transactions that are added to a blockchain. The decentralized networks used by cryptocurrencies and other defi applications lack any central governing authority, so they employ...
    Proof of Work Explained

  • After-Hours Trading Guide

    There’s a sizable market for after-hours trading, and it’s not for the faint of heart. The closing bell shuts the U.S. stock market at 4 p.m. Eastern time each day, but trading continues in other venues after the bell. After-hours...
    After-Hours Trading Guide

  • Estate Planning Basics

    Estate planning might sound like something that’s just for wealthy people with huge beach houses and billions in the bank. But the truth is that estate planning is something we all need to think about. No matter how large or...
    Estate Planning Basics

  • How To Get Rich: 8 Tips For Building Wealth

    There’s no magic formula for building wealth and getting rich. It’s simple, really: Spend less than you earn, and save as much money as you possibly can. In a world filled with student loan debt, cost-of-living increases, growing inflation and...
    How To Get Rich: 8 Tips For Building Wealth

  • What Is A Financial Advisor? How Do They Work?

    Have you ever wanted expert help with your finances but felt you didn’t have enough money to hire an advisor? Financial advisors aren’t just for the wealthy—they also help everyday people achieve their financial goals. But first, you should understand...
    What Is A Financial Advisor? How Do They Work?

  • How To Invest In Stocks

    Learning how to invest begins with understanding how to buy stocks. Historically, the return on equity investments has outpaced many other assets, making them a powerful tool for those looking to grow their wealth. Our guide will help you understand...
    How To Invest In Stocks

  • Best 1-Year CD Rates Of May 2024

    A one-year certificate of deposit (CD) gives you a guaranteed return on your investment with the security of FDIC insurance and the option to withdraw or reinvest your funds when the year is over. Most banks offer CDs, and some...
    Best 1-Year CD Rates Of May 2024

  • Best Real Estate Crowdfunding Platforms Of May 2024

    If you think it takes a ton of cash to invest in real estate, think again. There’s a new class of real estate crowdfunding platforms that make it easy for regular folks to access property assets that once upon a...
    Best Real Estate Crowdfunding Platforms Of May 2024

  • How To Build Wealth

    There’s no shortage of get-rich-quick schemes, from the latest crypto memecoin to flipping penny stocks. Don’t be fooled by their promises of easy wealth—schemes like these hide giant risks, and the vast majority of investors end up losing money. Instead,...
    How To Build Wealth

  • How To Define What Wealth Means To You

    The definition of wealth depends on who you ask. Some people say wealth is purely monetary, it’s what money can buy. Others believe it goes well beyond cash in the bank, and has mostly to do with feelings of freedom...
    How To Define What Wealth Means To You

  • Understanding Asset Allocation

    When people gamble on sports, they generally bet all their money on one team. If their team wins, they reap the rewards. And if their team loses? They lose it all. When you invest, you don't have to bet it...
    Understanding Asset Allocation

  • What Are Stocks? How Do They Work?

    Stocks are units of ownership in a company, also known as shares of stock or equities. When you buy a share of stock, you’re purchasing a partial ownership stake in a company, entitling you to certain benefits. Understanding what stocks...
    What Are Stocks? How Do They Work?

  • Do Your Investments Support LGBTQ+ Equality?

    Investors typically want to buy assets for their portfolios that provide the best possible return on their money. But today it's becoming easier for investors to also choose investments that reflect their values, such as supporting the LGBTQ+ community. “Investments...
    Do Your Investments Support LGBTQ+ Equality?

  • How Much Should You Save For Retirement?

    It’s no secret that most Americans aren’t saving enough for retirement. According to the National Institute on Retirement Security (NIRS), more than 75% of Americans have retirement savings that fall short of conservative savings targets, and 21% aren’t saving at...
    How Much Should You Save For Retirement?

  • Environmental, Social And Governance: What Is ESG Investing?

    When you choose ESG investing, you’re putting your money to work in companies that strive to make the world a better place. This type of ethical investing strategy helps people align investment choices with personal values. ESG stands for environment,...
    Environmental, Social And Governance: What Is ESG Investing?

  • Fixed vs. Variable Annuity: Which Is Best?

    Annuities can help you build a predictable stream of income for retirement. Two of the more popular types, fixed annuities and variable annuities, share similar names but operate quite differently, and each is better suited to a different type of...
    Fixed vs. Variable Annuity: Which Is Best?

  • Understanding Pyramid Schemes

    A pyramid scheme is an illegal financial scam masquerading as a legitimate business. Pyramid schemes are similar to Ponzi schemes and multi-level marketing companies, but there are important distinctions among these three structures. What are the telltale signs of a...
    Understanding Pyramid Schemes

About

E. Napoletano is a former registered financial advisor and award-winning author and journalist.