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Lauren Graves

Deputy Editor

About

Lauren Graves is an educator-turned-editor specializing in personal finance content. She seeks to make complicated topics easier to understand and less intimidating to the average reader with accurate, reliable information and transparent writing. Her expertise includes banking product reviews and general topics universal to personal finance such as saving and budgeting. Her work has been featured in Money Under 30, Investor Junkie, Doughroller, Saving for College and APY GUY.

With a background in education and a passion for giving people confidence and clarity, Lauren Graves has spent the past four years as a personal finance content creator and marketer. She has written and edited for a number of different publications, exploring a variety of stories and products in the personal finance space and many others. She started writing reviews of CDs and savings accounts at the same time she began working as a freelance editor for Dotdash in 2019 and did both for a few years, along with countless other projects for blogs, email and social campaigns, websites, books and more. In 2021, she contracted for XLMedia before joining as a full-time SEO writer, focusing on product reviews and commercial content, in 2022.

She takes a research-first approach and is more than comfortable distilling everything from studies and academic publications to blogs and consumer forums into content that’s helpful and thorough. She has a particular interest in topics related to achieving financial freedom and independence including saving, budgeting, debt management and credit-building. Growing up, Lauren knew little about money other than that it could often be scary. Today, she believes that knowledge is power and hopes to help people see money not as an obstacle but as an opportunity. This is highlighted in her work, which informs first and advises second, giving readers the tools they need to help themselves and ask the right questions.

In 2019, Lauren received a BA in education with a concentration in language arts. Her many writing, linguistics and instructional classes today work in her favor–each article she works on is a lesson plan and each reader a student. She uses her teaching experience to inform her perspective and make her content more accessible, understandable and inclusive. Her work has appeared in Money Under 30, Investor Junkie, Doughroller, Saving for College and APY GUY. She’s been with Forbes Advisor as a deputy editor for the banking vertical since 2023. She lives in Ann Arbor, Michigan with her husband and dog where she fills her days with good food, good books, and good friends.

Expertise

  • Banking
  • Savings
  • Budgeting
  • Credit cards
  • Sustainability

Achievements

  • Four years of experience as a personal finance writer and editor
  • Specializes in banking, budgeting, debt management and credit-building
  • Featured in Money Under 30, Investor Junkie, Doughroller, Saving for College and APY GUY

Other Publications

Education

University of Michigan
B.A. in education with a concentration in language arts

  • April 26, 2024: Highest CD Rates Today: Earn Up To 5.45%

    As of today, the best interest rates on CDs—certificates of deposit—pay up to 5.45%, based on certificate term lengths. Here’s an overview of how CD rates are changing, followed by a guide to the current top CD rates across different...
    April 26, 2024: Highest CD Rates Today: Earn Up To 5.45%
  • High-Yield Savings Account Rates Today: April 26, 2024

    Rates on savings accounts are mixed compared to one week ago. You can now earn 5.84% or higher on your savings. Shopping for an account where you can park some cash? Here’s a look at some of the best savings...
    High-Yield Savings Account Rates Today: April 26, 2024
  • High-Yield Savings Account Rates Today: April 25, 2024

    Rates on savings accounts are the same compared to one week ago. You can now earn 5.84% or higher on your savings. Searching for an account where you can put some money aside? Here’s a look at some of the...
    High-Yield Savings Account Rates Today: April 25, 2024
  • CD Rates Today: April 25, 2024—Earn 4.85% And Up

    Today’s best interest rates on CDs—certificates of deposit—range as high as 5.45%, depending on the CD’s term. That’s far higher than CD rates were a few years ago. Here’s an overview of today’s best CD rates. Related: Compare the Best...
    CD Rates Today: April 25, 2024—Earn 4.85% And Up
  • April 24, 2024: Highest CD Rates Today: Earn Up To 5.45%

    Today’s best interest rates on CDs—certificates of deposit—range as high as 5.45%, depending on the CD’s term. That’s far higher than CD rates were a few years ago. Here’s an overview of today’s best CD rates. Related: Compare the Best...
    April 24, 2024: Highest CD Rates Today: Earn Up To 5.45%
  • High-Yield Savings Account Rates Today: April 24, 2024

    Rates on savings accounts are the same compared to one week ago. You can now earn 5.84% or higher on your savings. Searching for an account where you can save for a rainy day or retirement? Here’s a look at...
    High-Yield Savings Account Rates Today: April 24, 2024
  • High-Yield Savings Account Rates Today: April 23, 2024

    Rates on savings accounts are the same compared to one week ago. You can now earn 5.84% or higher on your savings. Searching for an account where you can put some money aside? Here’s a look at some of the...
    High-Yield Savings Account Rates Today: April 23, 2024
  • April 23, 2024: Today’s Highest CD Rates: Earn up to 5.45%

    As of today, the best interest rates on CDs—certificates of deposit—pay up to 5.45%, based on certificate term lengths. Here’s an overview of how CD rates are changing, followed by a guide to the current top CD rates across different...
    April 23, 2024: Today’s Highest CD Rates: Earn up to 5.45%
  • April 22, 2024: Today’s Highest CD Rates: Earn Up To 5.45%

    The best interest rates on CDs (certificates of deposit) currently top out at 5.45%, depending on the term. Here’s a look at how CD rates are trending, along with an overview of the best rates for several different terms. Related:...
    April 22, 2024: Today’s Highest CD Rates: Earn Up To 5.45%
  • High-Yield Savings Account Rates Today: April 22, 2024

    Rates on savings accounts are mixed compared to one week ago. You can now earn 5.84% or higher on your savings. In the market for an account where you can save for a rainy day or retirement? Here’s a look...
    High-Yield Savings Account Rates Today: April 22, 2024
  • April 18, 2024: Today’s Highest CD Rates: Earn Up To 5.50%

    Currently, the best interest rates on CDs (certificates of deposit) are as high as 5.50%. Rates vary by term and often fluctuate. Below, you’ll find a summary of how CD rates are leaning—plus a guide to the best rates across...
    April 18, 2024: Today’s Highest CD Rates: Earn Up To 5.50%
  • High-Yield Savings Account Rates Today: April 18, 2024

    Rates on savings accounts are mixed compared to one week ago. You can now earn 5.84% or higher on your savings. In the market for an account where you can put some money aside? Here’s a look at some of...
    High-Yield Savings Account Rates Today: April 18, 2024
  • High-Yield Savings Account Rates Today: April 17, 2024

    Rates on savings accounts are falling. You can now earn 5.84% or higher on your savings. Searching for an account where you can park some cash? Here’s a look at some of the best savings rates you can find today....
    High-Yield Savings Account Rates Today: April 17, 2024
  • April 17, 2024: Highest CD Rates Today: Earn Up To 5.50%

    Currently, the best interest rates on CDs (certificates of deposit) are as high as 5.50%. Rates vary by term and often fluctuate. Below, you’ll find a summary of how CD rates are leaning—plus a guide to the best rates across...
    April 17, 2024: Highest CD Rates Today: Earn Up To 5.50%
  • April 16, 2024: Today’s Highest CD Rates: Earn 4.85% And Up

    Today’s best interest rates on CDs—certificates of deposit—range as high as 5.50%, depending on the CD’s term. That’s far higher than CD rates were a few years ago. Here’s an overview of today’s best CD rates. Related: Compare the Best...
    April 16, 2024: Today’s Highest CD Rates: Earn 4.85% And Up
  • High-Yield Savings Account Rates Today: April 16, 2024

    Rates on savings accounts are mixed compared to one week ago. You can now earn 5.84% or higher on your savings. In the market for an account where you can put some money aside? Here’s a look at some of...
    High-Yield Savings Account Rates Today: April 16, 2024
  • High-Yield Savings Account Rates Today: April 15, 2024

    Rates on savings accounts are mixed compared to one week ago. You can now earn 5.84% or higher on your savings. In the market for an account where you can save for a rainy day or retirement? Here’s a look...
    High-Yield Savings Account Rates Today: April 15, 2024
  • April 15, 2024: Today’s Highest CD Rates: Earn 5.00% And Up

    Today’s best interest rates on CDs—certificates of deposit—range as high as 5.50%, depending on the CD’s term. That’s far higher than CD rates were a few years ago. Here’s an overview of today’s best CD rates. Related: Compare the Best...
    April 15, 2024: Today’s Highest CD Rates: Earn 5.00% And Up
  • High-Yield Savings Account Rates Today: April 12, 2024

    Rates on savings accounts are increasing. You can now earn 5.84% or higher on your savings. Searching for an account where you can put some money aside? Here’s a look at some of the best savings rates you can find...
    High-Yield Savings Account Rates Today: April 12, 2024
  • April 12, 2024: Today’s Highest CD Rates: Earn 5.00% And Up

    The best interest rates on CDs (certificates of deposit) currently top out at 5.50%, depending on the term. Here’s a look at how CD rates are trending, along with an overview of the best rates for several different terms. Related:...
    April 12, 2024: Today’s Highest CD Rates: Earn 5.00% And Up
  • High-Yield Savings Account Rates Today: April 11, 2024

    Rates on savings accounts are rising. You can now earn 5.84% or higher on your savings. Searching for an account where you can save for a rainy day or retirement? Here’s a look at some of the best savings rates...
    High-Yield Savings Account Rates Today: April 11, 2024
  • April 10, 2024: Today’s Highest CD Rates: Earn 5% Or More

    The best interest rates on CDs (certificates of deposit) currently top out at 5.50%, depending on the term. Here’s a look at how CD rates are trending, along with an overview of the best rates for several different terms. Related:...
    April 10, 2024: Today’s Highest CD Rates: Earn 5% Or More
  • High-Yield Savings Account Rates Today: April 10, 2024

    Rates on savings accounts are increasing. You can now earn 5.84% or higher on your savings. Shopping for an account where you can put some money aside? Here’s a look at some of the best savings rates you can find...
    High-Yield Savings Account Rates Today: April 10, 2024
  • April 9, 2024: Today’s Highest CD Rates: Earn Up To 5.50%

    As of today, the best interest rates on CDs—certificates of deposit—pay up to 5.50%, based on certificate term lengths. Here’s an overview of how CD rates are changing, followed by a guide to the current top CD rates across different...
    April 9, 2024: Today’s Highest CD Rates: Earn Up To 5.50%
  • High-Yield Savings Account Rates Today: April 9, 2024

    Rates on savings accounts are rising. You can now earn 5.84% or higher on your savings. Shopping for an account where you can put some money aside? Here’s a look at some of the best savings rates you can find...
    High-Yield Savings Account Rates Today: April 9, 2024
  • April 8, 2024: Today’s Top CD Rates: Highest Reaches 5.50% For A 6-Month CD

    Today’s best interest rates on CDs—certificates of deposit—range as high as 5.50%, depending on the CD’s term. That’s far higher than CD rates were a few years ago. Here’s an overview of today’s best CD rates. Related: Compare the Best...
    April 8, 2024: Today’s Top CD Rates: Highest Reaches 5.50% For A 6-Month CD
  • High-Yield Savings Account Rates Today: April 8, 2024

    Rates on savings accounts are increasing. You can now earn 5.84% or higher on your savings. Searching for an account where you can park some cash? Here’s a look at some of the best savings rates you can find today....
    High-Yield Savings Account Rates Today: April 8, 2024
  • April 5, 2024: Highest CD Rates Today: Earn Up To 5.50%

    The best interest rates on CDs (certificates of deposit) currently top out at 5.50%, depending on the term. Here’s a look at how CD rates are trending, along with an overview of the best rates for several different terms. Related:...
    April 5, 2024: Highest CD Rates Today: Earn Up To 5.50%
  • High-Yield Savings Account Rates Today: April 5, 2024

    Rates on savings accounts are rising. You can now earn 5.84% or higher on your savings. Searching for an account where you can park some cash? Here’s a look at some of the best savings rates you can find today....
    High-Yield Savings Account Rates Today: April 5, 2024
  • April 4, 2024: Highest CD Rates Today: Earn Up To 5.50%

    Today’s best interest rates on CDs—certificates of deposit—range as high as 5.50%, depending on the CD’s term. That’s far higher than CD rates were a few years ago. Here’s an overview of today’s best CD rates. Related: Compare the Best...
    April 4, 2024: Highest CD Rates Today: Earn Up To 5.50%
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About

Lauren Graves is an educator-turned-editor specializing in personal finance content. She seeks to make complicated topics easier to understand and less intimidating to the average reader with accurate, reliable information and transparent writing. Her expertise includes banking product reviews and general topics universal to personal finance such as saving and budgeting. Her work has been featured in Money Under 30, Investor Junkie, Doughroller, Saving for College and APY GUY.