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Lindsay VanSomeren

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Lindsay VanSomeren is a personal finance writer based out of Kirkland, Washington. Her work has appeared on Business Insider, Credit Karma, LendingTree, and more.

  • Best Debt Consolidation Loans of May 2024

    Debt consolidation can be an effective way to streamline payments and potentially reduce your interest charges. The best personal loans for debt consolidation offer low annual percentage rates (APRs) and flexible repayment terms, while avoiding fees like prepayment penalties, so...
    Best Debt Consolidation Loans of May 2024

  • How To Get A Small Personal Loan

    Getting a small personal loan can be a simple and straightforward process, depending on your financial situation and the lender that best works for you. The most important step to take to get a small personal loan will be finding...
    How To Get A Small Personal Loan

  • SoLo Funds Lend Review 2024

    SoLo Funds is a loan app that offers both small-dollar lending and borrowing services. As a lender, you decide which loan requests to fund. However, user reviews state that nonrepayment of loans is common. This can hit your pockets hard...
    SoLo Funds Lend Review 2024

  • Affirm Buy Now, Pay Later Review 2024

    Affirm is one of the largest buy now, pay later (BNPL) lenders in the U.S., offering payment plans for online and in-person purchases. Loans from Affirm allow you to pay for purchases over time, including a no-interest option and an...
    Affirm Buy Now, Pay Later Review 2024

  • Loan Interest Calculator

    It’s best to compare interest rates when shopping around to find the most affordable loan. After you prequalify and receive potential terms, plug the offer into the loan interest calculator below to see how much interest you’ll owe each month...
    Loan Interest Calculator

  • Simple Loan Calculator: Estimate Your Monthly Payments

    If you’re in need of cash, a loan is a handy way to get money for a personal expense, home purchase or to finance a new or used car. Loans come with various annual percentage rates (APRs), loan amounts and...
    Simple Loan Calculator: Estimate Your Monthly Payments

  • Pool Loan Calculator: Estimate Your Monthly Payments

    Unless you're diligently saving up or buying an inexpensive kid's wading pool, chances are you'll need to take out some kind of financing to buy your pool. Use the pool loan calculator below to see how much you’d pay, per...
    Pool Loan Calculator: Estimate Your Monthly Payments

  • Debt Consolidation Calculator: Estimate Your Savings

    Being in debt can be a challenging experience. If you are also worried about your outstanding loans, debt consolidation is one potential approach to consider. Consolidating debts can simplify repayment and help you save money, get out of debt faster...
    Debt Consolidation Calculator: Estimate Your Savings

  • American Express Personal Loans Review 2024

    American Express is better known for its credit cards, but it also offers a wide range of other financial products too, including personal loans. In fact, the only way you can get a personal loan is if you already have...
    American Express Personal Loans Review 2024

  • What Is A Reaffirmation Agreement?

    Over 360,000 American filed for Chapter 7 bankruptcy in 2020. In Chapter 7 bankruptcy, a court-appointed trustee sells any assets that don't fall under your state's bankruptcy exemption laws, and the funds are used to repay your creditors. This is...
    What Is A Reaffirmation Agreement?

  • Sezzle Buy Now, Pay Later Review 2024

    Sezzle is a buy now, pay later (BNPL) service that lets you split certain purchases up into four equal payments: one due when you make the purchase, and three more due at two-week intervals. As long as you make your...
    Sezzle Buy Now, Pay Later Review 2024

  • Alliant Credit Union Personal Loans Review 2024

    Alliant Credit Union offers fast personal loans between $1,000 and $100,000 with terms of up to five years. While you don’t need to be a member of the credit union to apply for a loan, you must be a member...
    Alliant Credit Union Personal Loans Review 2024

  • What Is A Passbook Loan?

    A passbook loan, also referred to as a share-secured or savings-secured loan, lets you borrow against your savings accounts and use it as collateral. They are typically a handy way to borrow money while you’re rebuilding credit because they tend...
    What Is A Passbook Loan?

  • SoLo Funds Borrow Review 2024

    SoLo Funds is a loan app that offers both borrowing and lending services. As a borrower, you can request anywhere from $20 to $575 and repay it back within 35 days or less. There are no finance fees or interest...
    SoLo Funds Borrow Review 2024

  • Best Peer-To-Peer Loans Of May 2024

    Peer-to-peer (P2P) personal loans are financed by individuals or groups of individuals instead of banks or other financial institutions. They come with fixed terms and interest rates, so you'll know exactly how much you need to pay back each month....
    Best Peer-To-Peer Loans Of May 2024

  • Best Bad Credit Loans Of May 2024

    If you have bad or poor credit as defined by FICO (a score of 350 to 579), you won’t be able to qualify for a personal loan unless you apply with a co-signer. However, while some personal loans require credit...
    Best Bad Credit Loans Of May 2024

  • Best Business Loans With No Credit Check Of 2024

    Securing financing for your business can be a struggle, especially if you have limited credit. Small business owners with poor personal credit may be left wondering whether it’s possible to get a business loan with no credit check.While most business...
    Best Business Loans With No Credit Check Of 2024

  • Best Vacation Loans Of 2024

    If you have urgent travel plans and no time to save up, a vacation loan can help make your trip possible. A vacation loan is an unsecured personal loan, which you can use for just about any purpose—including vacations or...
    Best Vacation Loans Of 2024

  • Best Secured Business Loans Of 2024

    When borrowing cash, business owners have the option of unsecured or secured business loans. Unsecured loans typically have higher interest rates and more stringent qualification requirements because they are riskier transactions for the lender. However, their secured counterparts are backed...
    Best Secured Business Loans Of 2024

  • Best Unsecured Personal Loans Of 2024

    Unsecured personal loans don’t require you to provide collateral, which is something of value lenders can repossess if you default. However, lenders typically charge higher interest rates and have more stringent qualification requirements to compensate for the additional risk. The...
    Best Unsecured Personal Loans Of 2024

  • Best Credit Card Consolidation Loans Of 2024

    If you’re struggling to make multiple monthly credit card payments, a credit card consolidation loan can simplify your finances and help you save money. This type of loan can help you pay off your existing credit card debt, yielding a...
    Best Credit Card Consolidation Loans Of 2024

  • Free EIN Lookup: How Do I Find My EIN Online?

    When you open a new business, applying for an employer identification number (EIN) may need to be near the top of your priority list. While not every business needs an EIN, many do. Nearly 5.4 million businesses applied for new...
    Free EIN Lookup: How Do I Find My EIN Online?

  • Best Boat Loans Of 2024

    Unless you’ve been stacking cash on the side for your next boat purchase, you’ll most likely need access to financing. The best boat loans offer loan amounts up to $4 million, extend terms up to 20 years and allow financing...
    Best Boat Loans Of 2024

  • What Is Payday Loan Debt Consolidation?

    Payday loans can give you a quick surge of cash to keep you going if you're in a desperate situation, but you don't want to rely on them exclusively or you may run into problems down the road. For instance,...
    What Is Payday Loan Debt Consolidation?

  • Startup Business Loan Options With No Collateral

    Starting a business can seem like a bit of a catch-22 situation. Often lenders won't give you a business loan unless you can offer collateral—an asset that it can repossess if you default. However, with high startup costs, entrepreneurs typically...
    Startup Business Loan Options With No Collateral

  • Best Fast Personal Loans For Quick Cash Of 2024

    Fast personal loans can provide flexible financing to consumers who need to access cash quickly. While it could take several business days for the money to arrive in your account, some lenders offer same- or next-day funding speeds. However, this...
    Best Fast Personal Loans For Quick Cash Of 2024

  • What Are Disability Loans, And How Do They Work?

    If you're disabled or applying for disability benefits, you might need to borrow money. The good news is that the Equal Credit Opportunity Act prevents lenders from discriminating against you just because your income comes from public assistance. The bad...
    What Are Disability Loans, And How Do They Work?

  • Axos Personal Loans Review 2024

    Axos Bank is an online bank that offers a wide range of banking products, including personal loans. If you want to keep all of your banking in-house with Axos, it's not a bad personal loan option to choose. Loan amounts...
    Axos Personal Loans Review 2024

  • Biz2Credit Review 2024

    Biz2Credit is a digital funding platform that offers three types of financing options: Revenue-Based Financing, term loans and commercial real estate loans. You can apply for financing relatively quickly, but be prepared because you may have to pay higher fees...
    Biz2Credit Review 2024

  • Bank Of America Balance Assist Review 2024

    Bank of America's Balance Assist is a unique loan ranging from $100 to $500 that functions like a payday loan without all the downsides. It's a handy and affordable tool, but it's limited to a specific subset of Bank of...
    Bank Of America Balance Assist Review 2024

About

Lindsay VanSomeren is a personal finance writer based out of Kirkland, Washington. Her work has appeared on Business Insider, Credit Karma, LendingTree, and more.