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Rob Berger

Editor

About

Rob is a Contributing Editor for Forbes Advisor, host of the Financial Freedom Show, and the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom. He graduated from law school in 1992 and has written about personal finance and investing since 2007.

  • Basic Asset Allocation Models For Your Portfolio

    Asset allocation refers to the mix of different investment assets you own. It describes the proportion of stocks, bonds and cash that make up your portfolio. Maintaining the right asset allocation is one of the most important jobs for long-term...
    Basic Asset Allocation Models For Your Portfolio

  • How To Become A Millionaire

    There are more than 20 million millionaires in the United States. Because many of them capture the attention of the press or become pop culture sensations, it might seem like becoming a millionaire is impossible for everyday people. The truth...
    How To Become A Millionaire

  • How To Create A Paycheck For Retirement

    Perhaps the biggest challenge of transitioning from work to retirement is learning to live without a regular paycheck. Instead of receiving dependable income from your employer, you suddenly find yourself reliant upon your investments, Social Security, and any pensions you...
    How To Create A Paycheck For Retirement

  • Understanding The PEG Ratio

    The price/earnings-to-growth ratio, or the PEG ratio, is a metric that helps investors value a stock by taking into account a company’s market price, its earnings and its future growth prospects. Compare the PEG ratio to the price-to-earnings ratio (P/E...
    Understanding The PEG Ratio

  • 9 Retirement Tips For New Investors

    There's no shortage of advice for young people who are just beginning their retirement savings journey. Take advantage of your 401(k) plan, maximize matching contributions, use a Roth IRA. And of course, avoid debt, particularly credit card debt. All of...
    9 Retirement Tips For New Investors

  • What Is The Lifetime Value Of 401(k) Matching Contributions?

    Of all the benefits offered by your employer, matching contributions to a retirement plan like a 401(k) are arguably the most valuable. Yet according to a recent study, 25% of employees fail to take full advantage of the employer matches...
    What Is The Lifetime Value Of 401(k) Matching Contributions?

  • How Diversification Works, And Why You Need It

    Diversification is an investing strategy used to manage risk. Rather than concentrate money in a single company, industry, sector or asset class, investors diversify their investments across a range of different companies, industries and asset classes. When you divide your...
    How Diversification Works, And Why You Need It

  • How To Calculate Intrinsic Value

    There’s more than one way to determine the value of an investment. Markets, for instance, let you know what investors are willing to pay right now for shares of stock or a company’s bonds. Value investors, however, prefer a different...
    How To Calculate Intrinsic Value

  • Growth vs Value Investing: Which Is Best For You?

    Investing is always about buying assets with a goal of securing the best possible return on your money. But how do you judge whether your investments are positioned to get the best possible return? Growth investing offers one answer to...
    Growth vs Value Investing: Which Is Best For You?

  • How To Understand The P/E Ratio

    The price-to-earnings ratio, or P/E ratio, helps you compare the price of a company’s stock to the earnings the company generates. This comparison helps you understand whether markets are overvaluing or undervaluing a stock. The P/E ratio is a key...
    How To Understand The P/E Ratio

  • Secure Your Retirement Income With Dynamic Spending Rules

    Determining how much you can safely spend each year in retirement is challenging. Retirees want the flexibility to spend as much as they need. At the same time, nobody wants to run out of money halfway through their golden years....
    Secure Your Retirement Income With Dynamic Spending Rules

  • How To Invest For FIRE In Any Market

    The FIRE community has come under fire of late. Market volatility and job losses from the COVID-19 crisis have led some to question the viability of the core FIRE principals: Financial Independence, Retire Early. Add in high equity valuations and...
    How To Invest For FIRE In Any Market

  • How the 25x Rule Can Help You Save for Retirement

    The 25x Rule helps you estimate the total amount of money you need to save for retirement. Planning for retirement involves countless considerations, from deciding when to take Social Security to paying for healthcare and managing retirement accounts. This useful...
    How the 25x Rule Can Help You Save for Retirement

About

Rob is a Contributing Editor for Forbes Advisor, host of the Financial Freedom Show, and the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom. He graduated from law school in 1992 and has written about personal finance and investing since 2007.