Bank Of America And Starbucks Partnership: More Rewards For Customers

To earn the extra rewards offered by this partnership, you must hold an eligible Bank of America debit or credit card, and you must be a Starbucks Rewards member. You can join Starbucks Rewards at www.starbucks.com/rewards or by downloading the Starbucks app and signing up.

First, you’ll want to log in to your Bank of America account through the Bank of America mobile app or online. Find your way to your BankAmeriDeals tab and enroll in the Starbucks offer.

Next, sign in to your Starbucks Rewards account, either on the mobile app or online, and save your eligible Bank of America debit or credit card. Eligible debit and credit cards include any Bank of America or Merrill Lynch consumer or small business card.

Earning the extra rewards is as easy as making a qualifying Starbucks in-app purchase with your linked card. Examples of in-app purchases include:

• Adding money to your digital Starbucks Card
• Ordering ahead and paying through the app
• Paying with your linked card in the app at the register

Note that qualifying purchases exclude alcoholic beverages, Starbucks Card eGifts and physical Starbucks gift cards. Each qualifying purchase you make will earn 1 bonus Star per $2 spent (excluding taxes and tip) and 2% cash back on the full purchase price.

The 2% cash back is also in addition to the base earnings you receive on your Bank of America card. For example, if you have the Bank of America® Unlimited Cash Rewards credit card which already earns 1.5% unlimited cash back on all purchases, you’ll be earning a total of 3.5% cash back on your qualifying Starbucks purchases, thanks to this partnership. If you hold a debit card or nonrewards credit card, you will still earn 2% cash back.

The amped-up cash back doesn’t end there. If you hold more than $20,000 in combined balances in Bank of America deposit accounts and/or Merrill investment accounts, you qualify for Bank of America’s Preferred Rewards program. Depending on how much you hold within the bank, the Preferred Rewards program will reward you with a bonus 25% to 75% cash back on purchases made with your Bank of America card. This could further boost the rewards you’ll earn on each Starbucks purchase.

Even better, there is no limit on the amount of cash back and Stars you can earn through this partnership. However, keep in mind that while your cash back from Bank of America never expires, your Starbucks Stars expire six months after the calendar month in which they were earned. As a result, it’s probably a good idea to redeem your Stars as soon as you have enough to pay for your morning coffee so you don’t risk forgetting about them.

If you spend more time in the Starbucks drive-through than you would like to admit, putting in a little effort to enroll in this partnership can help you rack up rewards from both the coffee chain and Bank of America.

In order to see the rewards pile up on your accounts, double check that you are enrolled in the offer through BankAmeriDeals and that your Bank of America card is linked to your Starbuck Rewards account.