Why You Need The Wells Fargo Autograph^SM Card This Summer

The new Wells Fargo Autograph^SM Card (rates & fees) is a true high rewards card that offers 3X points on everyday purchases that really add up—a great choice as the costs of essentials rise with inflation. This includes earning unlimited 3 points per dollar at restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus, earn 1 point per dollar on other purchases. The points don’t expire as long as your account remains open.

If you’re planning a trip, purchases made with the Autograph Card can help you earn points to reach your goals. Cardholders can easily redeem points for travel, gift cards, statement credits or cash (2,500 points translates into $25 cash). There are also millions of online stores where Wells Fargo points can be redeemed through PayPal, further streamlining the rewards experience and simplicity of the Autograph Card.

Here’s what you need to know to get started with the new no annual fee Wells Fargo Autograph Card.

Welcome Bonus

Autograph cardholders can earn 30,000 Wells Fargo points after spending $1,500 in purchases in the first three months of account opening—that’s a $300 cash redemption value. Using the card is easy, just opt to pay with Wells Fargo Autograph at the millions of locations that accept Visa® Credit worldwide.

Note: You must be approved for the Autograph Card as a new cardholder to be eligible for the bonus.

3 Points Per Dollar at Gas Stations and Other Everyday Expenses

The Autograph Card earns cardholders 3 points per dollar at restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus, earn 1 point per dollar on other purchases. This means you can earn even when you’re enjoying a relaxing evening at home—ample opportunities to earn triple points. These rewards may help offset some of the rising costs of everyday expenses.

There is no cap on the number of points a cardholder can earn, and the 3X categories do not rotate like they may with other credit cards. Not only can this result in more rewards, but it means you don’t have to spend time tracking your spending across categories or remembering to activate bonus categories. Plus, points don’t expire as long as the credit card is open.

Competitive Rates and No Annual Fees

Like many other Wells Fargo credit cards, Autograph doesn’t charge an annual fee. There are also no foreign transaction fees, which can be up to 3% on other credit cards.

Cardholders can also benefit from the Autograph card’s 0% introductory APR on purchases for 12 months from account opening. After that, a variable APR of 16.49%, 21.49% or 26.49% applies for purchases and balance transfers. The card has a balance transfer fee of up to 5%; minimum $5.

Additional Benefits

In addition to earning 3X points across many of the categories where consumers spend most, Autograph offers other benefits to make your summer even sweeter. Here’s what you’ll get as an Autograph cardholder:

• Cell Phone Protection: The Autograph Card comes with up to $600 in cell phone protection (subject to a $25 deductible) when you pay your monthly cell phone bill with your eligible Wells Fargo consumer credit card.
• Zero Liability Protection: The card features built-in zero-liability protection, so you won’t be held responsible for unauthorized transactions as long as they are reported promptly.
• Access to My Wells Fargo Deals: My Wells Fargo Deals is an online platform that connects cardholders with a range of merchant-funded offers, where they can earn cash back in the form of statement credits when shopping, dining and enjoying eligible experiences.
• Travel Benefits: As an Autograph cardholder you can also upgrade your next travel, dining or entertaining experience with the premium benefits of Visa Signature Concierge.

With prices and inflation skyrocketing, the Wells Fargo Autograph Card gives you unlimited 3X points on popular categories that can help ease some of the cost of essential purchases like at gas stations and at restaurants. Whether you’re planning to travel this summer or relax at home, the Autograph Card offer of 3X points on everyday purchases can really add up.