IdentityForce 2024 Review

If you’re worried about becoming a victim of identity theft, there are plenty of steps you can take to protect yourself from fraud. You can use a password manager for your online accounts, and you can keep a close eye on your credit reports for signs of suspicious activity. You can also shred your mail and keep your sensitive information (like passports and Social Security cards) under lock and key in your home.

But sometimes self-monitoring isn’t quite enough, which is why consumers frequently turn to identity theft protection services for help. The best identity theft protection providers can take steps to protect you that you cannot do on your own, such as monitoring the dark web for your information and watching out for address changes in your name.

IdentityForce is one of the more popular identity theft protection companies offering services on the market today, and it’s easy to see why. This provider offers two robust identity theft protection plans.

If you want to protect your identity and feel you can’t do it on your own, IdentityForce could provide the protection you need for a price you can afford. Keep reading to learn about the products this company offers, what they include and how IdentityForce stacks up to the competition.

The key features of IdentityForce include:

• Extensive identity theft monitoring
• Alerts
• Recovery
• Easy-to-use interface
• Wide-ranging security features

IdentityForce offers identity protection services for both individuals and families, which makes this provider somewhat unique. Among their plans for individuals, IdentityForce offers two levels of coverage—UltraSecure and UltraSecure+Credit. ChildWatch, which monitors activity attempted under a child’s identity, is available as an add-on option to an adult membership.

The UltraSecure plan focuses mostly on protecting your identity with included features like bank and credit account monitoring, $1 million in identity theft insurance, fraud monitoring, dark web monitoring and investment account alerts. The main difference you’ll see with the UltraSecure+Credit plan is the addition of credit monitoring, credit reports and scores from all three bureaus: Experian, Equifax and TransUnion.

Overall, we like this provider because their lower-tier plan offers a wider range of inclusions than other basic plans and because all personal identity theft protection plans come with $1 million in insurance.

Features	UltraSecure	UltraSecure+Credit
Dark Web Monitoring	✔	✔
Bank And Credit Card Activity Alerts	✔	✔
Investment Account Alerts	✔	✔
Payday Loan Monitoring	✔	✔
Social Media Account Monitoring	✔	✔
Court Records Monitoring	✔	✔
Change Of Address Monitoring	✔	✔
$1 Million In Identity Theft Insurance Coverage Credit Monitoring	✔	✔
Credit Monitoring	X	✔
Credit Reports From All Three Credit Bureaus	X	✔
Credit Score Tracker	X	✔
Credit Score Simulator	X	✔

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UltraSecure identity theft protection plan

The UltraSecure identity theft protection plan comes with identity theft protection features, which include dark web monitoring, bank and credit card activity alerts, investment account alerts, payday loan monitoring, social media account monitoring, court records monitoring, change of address monitoring and more. It also come with $1 million in identity theft insurance coverage, which is the highest level available from providers in this industry.

If you find you become a victim of identity theft, IdentityForce will also help you out with personalized identity theft restoration services, and of course reimbursement of stolen funds through its insurance product.

UltraSecure+Credit plan

The UltraSecure+ Credit plan comes with all of the features the UltraSecure identity theft protection plan comes with, but it also includes a robust credit monitoring package. With this option, you’ll get monitoring and credit reports from all three credit bureaus, as well as a credit score tracker and a credit score simulator.

IdentityForce plans do start at a higher price point than some plans offered by competitors, but the exhaustive list of included benefits still make them a good value. You can also get two months for free when you pay for a year of coverage upfront.

IdentityForce plans for individuals can be purchased at the following promotional rates:

• UltraSecure: $17.95 per month or $179.50 per year
• UltraSecure+Credit: $23.95 per month or $239.50 per year

IdentityForce offers identity theft protection plans for businesses. These plans help employers offer identity theft monitoring benefits to their employees.

If you’re deciding whether to sign up for IdentityForce, you should know how its plans can help you sleep better at night. The following tips can help you get the most out of your IdentityForce identity protection coverage.

• Let IdentityForce monitor all three of your credit reports. For the best protection, you should opt for the UltraSecure+Credit plan. This plan monitors all three of your credit reports, so you’ll find out quickly if a new account is opened in your name or other suspicious activity is taking place.
• Download the mobile app. This provider offers a mobile app that lets you monitor your identity and receive alerts and notifications on the go.
• Rest easy with $1 million in identity theft protection insurance. All plans from IdentityForce come with $1 million in identity theft insurance coverage. This protection can help cover legal costs and reimburse you for lost funds if you’re a victim of fraud.
• Surf the web on your phone with ultimate security. IdentityForce offer a VPN (virtual private network) through IdentityForce’s mobile app.

IdentityForce does have some unique benefits to be aware of, including ones you may not get with other identity theft protection plans. Perks include the following:

• Junk mail opt-out assistance: Removes your name from frequently used marketing databases that could be putting your personal information at risk.
• Lost wallet assistance: Can help cancel and replace your credit cards and other accounts if your wallet is lost or stolen.
• Medical ID fraud protection: Monitors records for your information to make sure you and your family are the only ones using your medical benefits package.
• Social media identity monitoring: Checks to make sure nobody is opening new social media accounts using your identity.
• Mobile attack control: Monitors your mobile devices to check for spyware, rogue apps and more.

IdentityForce doesn’t have any fine print or hidden terms to be aware of. The main detail you should know is that their basic UltraSecure plan does not include any credit monitoring features. Note that the IdentityForce website does not explicitly list their refund policy online.

IdentityForce vs. Privacy Guard

The primary difference between IdentityForce and Privacy Guard is how the various core services and features are grouped into different plans. With Privacy Guard, you have a little more flexibility in what you can get because they offer a credit-monitoring-only plan; IdentityForce does not provide that option. In order to get credit monitoring through IdentityForce, you must sign up for its UltraSecure+Credit plan.

IdentityForce’s unique advantage is its focus on family-specific plans and identity protection services geared to children. It offers ChildWatch, a kids’ identity protection option, but Privacy Guard does not.

Extensive details about IdentityForce’s family plan, however, are not available on the company’s website. To learn more about the family plan, potential customers have to call IdentityForce customer service.

IdentityForce vs. Identity Guard

Identity Guard is like Privacy Guard in a couple of ways. First, it offers three types of plans: identity theft monitoring only, credit monitoring only or a plan that includes both. IdentityForce doesn’t offer a standalone credit monitoring service, so customers who are looking for only that service may prefer Identity Guard or Privacy Guard.

Also, neither Identity Guard nor Privacy Guard has a family plan, which IdentityForce does offer. This may be a big miss for people who want to add family members to their program.

IdentityForce vs. LifeLock

If you’re on a tighter budget, LifeLock offers cheaper basic plans than IdentityForce. For a monthly charge of $11.99 ($9.99 for the first year), LifeLock will monitor identity and Social Security theft as well as your credit with data from one of the three credit reporting agencies.

IdentityForce offers $1 million insurance coverage on its basic plan, which would cover out-of-pocket expenses and lost wages if your identity is stolen. That’s a big step up from the insurance LifeLock offers. On its basic plans, LifeLock does provide insurance coverage, but you would have to sign up for the most expensive plan to get coverage for $1 million in expenses and lost wages.

However, LifeLock’s most comprehensive plan is just a couple dollars more per month for the first year than IdentityForce and it offers more comprehensive coverage and insurance. If you purchase the annual LifeLock Ultimate Plus plan for $239.88 for the first year ($339.99 annually after the first year), you’ll get up to $3 million coverage, which includes theft, personal expenses and lawyer fees.

If you’re searching for identity theft protection and you want the highest level of coverage money can buy, then the UltraSecure+Credit plan from IdentityForce represents a significant value. Not only will you get identity theft monitoring and fraud protection, but you’ll have all three of your credit reports monitored around the clock. You can even get two months of coverage for free if you pay for an annual plan upfront.

With that being said, there are other identity theft protection companies to consider, including ones that offer plans at a lower price point. Make sure to compare plans from multiple providers before you decide.