Raina He's Image

Raina He

Credit Cards Writer

About

Raina is a contributor to Forbes Advisor specializing in credit cards. She previously worked as a staff editor for CNET Money and NextAdvisor With Time (which merged with CNET Money in 2023) writing and editing articles about personal finance for nearly three years. Now, she’s a freelance writer traveling the world and documenting her adventures—and advice—on Instagram and TikTok under the handle @rainainwanderland.

Specializing in credit cards, travel rewards and banking, Raina has written for CNET Money, NextAdvisor With Time (now merged with CNET Money), Newsweek Vault, Forbes Advisor and more.

She loves to write about personal finance because she firmly believes financial literacy can help people create more opportunities in their lives—whether through saving money for specific goals, using credit card rewards to stretch their dollars or being prepared for unexpected financial turbulence.

A St. Louis native, she’s currently traveling around the world and documenting her adventures (and advice) on Instagram and TikTok under the handle @rainainwanderland.

Expertise

  • Credit cards
  • Travel rewards
  • Banking
  • Points and miles

Achievements

  • Nearly 3 years of experience as a personal finance editor at CNET Money and NextAdvisor With Time (now part of CNET Money)
  • Contributor to CNET Money, NextAdvisor, Forbes Advisor, Newsweek Vault and others
  • Specializes in credit card, travel rewards, banking and loans
  • Currently traveling the world while working as a freelance writer

Other Publications

Education

University of North Carolina at Chapel Hill (B.A., Journalism & Media)

CREDIT CARDS
CREDIT CARDS
How Forbes Advisor Rates Credit Cards
Learn more about our rating and review methodology and editorial process
Methodology

About

Raina is a contributor to Forbes Advisor specializing in credit cards. She previously worked as a staff editor for CNET Money and NextAdvisor With Time (which merged with CNET Money in 2023) writing and editing articles about personal finance for nearly three years. Now, she’s a freelance writer traveling the world and documenting her adventures—and advice—on Instagram and TikTok under the handle @rainainwanderland.