If you’re looking for the best rewards on hotels but have credit issues, the SuperCash™ Mastercard®* is a good fit. There’s no credit check and a simple application process. The SuperCash™ Mastercard®* is a secured credit card that, in practice, behaves like a debit card. Instead of providing a cash deposit, the SuperCash card is funded by linking it to your bank account either directly or through your bank debit card. Despite its hybrid nature, SuperCash reports to the three major credit bureaus (Experian, Transunion and Equifax) so you are building a credit history by using the card. In contrast, using your bank debit card directly would not provide this reporting and would have no impact on your credit score.
Rewards: Earn 10% cash back on purchases with SuperTravel, 5% back on purchases of 500+ major brands in the SuperShop and 1% back on all other purchases.
Welcome offer: This card does not offer a welcome bonus.
Annual fee: $0
Other benefits and drawbacks: The SuperCash™ Mastercard®* can only be used within the U.S., Canada and Mexico and charges no foreign transaction fees. There are limits on how much you can load and spend which directly limits the amount of cashback that can be earned. Since the card is linked to your bank debit card, there’s no chance of spending more money than you actually have. As it’s not possible to carry a balance, you cannot incur interest.