About
Caroline Lupini has been traveling the world with the help of credit card rewards since 2011. She has visited over 110 countries and is able to utilize her knowledge of credit cards and to make travel both less expensive and more luxurious. Caroline has over 50 credit cards in her wallet and has previously covered credit cards and travel for Business Insider, The Points Guy, USA Today, Lonely Planet, Orbitz and many others.
Caroline Lupini is the Managing Editor for the Credit Cards and Travel Rewards verticals at Forbes Advisor. With a decade of professional expertise in the credit card industry, Caroline possesses a profound understanding of how to leverage credit cards to amplify travel experiences. Although her journey began with a passion for travel hacking during her college years, Caroline’s focus quickly evolved to mastering the nuances of credit card rewards, enabling her to venture to over 110 countries without breaking the bank.
Traveling for over 330 days annually, Caroline immerses herself in diverse cultures and landscapes, gathering invaluable firsthand experiences. This dedication doesn’t just satiate her personal wanderlust but ensures she remains a beacon of authentic knowledge for her readers. Her dynamic approach involves meticulously testing credit card benefits, allowing her to disseminate a genuine insight into their benefits and limitations. Impressively, Caroline’s wallet currently boasts more than 50 active credit cards.
Determined to continue exploring every corner of our world, Caroline isn’t merely seeking to tick off countries from a list, but rather to truly experience, understand, and share the myriad of benefits credit cards can offer to the passionate traveler.
Expertise
- Credit cards
- Travel rewards
Achievements
- Traveled to over 110 countries
- Over 12 years of experience with travel rewards
- Over 50 credit cards and a great credit score
Other Publications
- The best travel credit cards of 2021
- I’m a full-time digital nomad, and credit card points make traveling 8 months of the year no more expensive than staying at home
- Top tips for an authentic Shabbat experience in Jerusalem
- How to Fly First Class Without Breaking the Bank
Education
University of Michigan – Bachelor of Engineering, Materials Science
Indiana University – Master of Business Administration
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Best Credit Cards For Families Of May 2024
Everything changes when you add kids to the mix and your credit needs are no exception. Cards that worked when you were single and carefree may no longer be the best for you. -
Best Credit Cards For Fair Credit Of May 2024
Having fair credit can put you in a tough position. Fair credit doesn’t quite reach the level that most credit card issuers want to see before they approve you for the more competitive cards. The options remaining for those with... -
Best Business Credit Cards With No Personal Guarantee Of May 2024
Separation of business and personal life is as sacrosanct as the separation of church and state. There are good reasons to keep personal finances and risk separate from your business finances and risk. Many business credit cards require a personal... -
Best Balance Transfer Credit Cards For Fair Credit Of May 2024
If you’re carrying high-interest credit card debt that you can’t pay off right away, using a balance transfer offer can be a smart money move. The less you’re paying in interest fees, the more you can put toward knocking out... -
Best Credit Cards For Concierge Services Of May 2024
If you have a credit card with concierge benefits, you have access to a team of personal assistants. A concierge can handle the heavy lifting when it comes to things like booking travel or scoring tickets to a sought-after event.... -
Best High-Limit Secured Credit Cards Of May 2024
High-limit secured credit cards are able to better accommodate the daily spending of cardholders while keeping their credit utilization rate low to enhance their credit score. These cards offer higher credit limits compared to other secured cards, if you can... -
Best Marriott Credit Cards Of May 2024
Some hotel loyalty programs have just one credit card option. Marriott is not one of those hotel brands. Instead, Marriott offers members multiple personal and business credit card options through two banks. -
Best Credit Cards For No Credit Of May 2024
A complete lack of credit history can be an obstacle to many goals, as much of the U.S. and world economy operates around the concept of borrowed capital. Not only will you face difficulty making major car, house or business... -
Best 0% APR Business Credit Cards For May 2024
For those running a business, business cards are a necessity. Our list of the best 0% intro APR business credit cards can help you secure the capital you need to start or grow your business. -
Best Credit Cards For 600 Credit Score Of May 2024
If you're looking to improve your credit score, opening a credit card and using it responsibly is a smart place to start. While it can be more difficult to get approved for certain premium cards with a credit score of... -
Best Hyatt Credit Cards Of May 2024
If you’re a Hyatt loyalist, you may benefit from a Hyatt credit card. Hyatt co-branded cards aren’t as complicated as many co-branded cards from other hotel programs because you’ll find only one personal and one business card to choose from.... -
Best Capital One Credit Cards Of May 2024
Capital One credit cards remain popular for good reason: Its offerings run the gamut from cash back to travel rewards to cards aimed at small businesses. A common thread among all Capital One cards is no foreign transaction fees, making... -
Best Hotel Rewards Credit Cards Of May 2024
Hotel credit cards aren’t for everyone, but they can make a lot of sense if you are loyal to a specific brand of hotels. Not only can you earn hotel points within the brands you already love with a co-branded... -
Best Student Credit Cards Of May 2024
College students stand at a crossroads. The basic building block of a solid financial future—credit—can be difficult to come by for those just starting out. Banks want loyal customers but also want a healthy credit score to prove you can... -
Best Credit Cards With Priority Pass Lounge Access Of May 2024
For anyone who travels, credit cards can be a valuable resource. Being able to access real, tangible benefits like access to Priority Pass airport lounges can save hundreds, potentially thousands, of dollars per year for the right traveler. If eating... -
Best No-Annual-Fee Cards For Travel Of May 2024
Using a travel rewards credit card has long been celebrated as an easy strategy to travel the world for less. Consumers can apply for rewards credit cards and earn points and miles on everyday spending, then redeem rewards for airfare,... -
Best No Annual Fee Credit Cards Of May 2024
When used wisely, credit cards become powerful financial tools. Not only do many credit cards come with valuable consumer protections and assurances, many also allow you to earn rewards for each dollar you spend. Some credit cards even extend 0%... -
Best Balance Transfer Business Credit Cards Of May 2024
A balance transfer card can be a powerful tool to help you save money. Instead of siphoning away a large part of your payment toward interest, this card puts more of your hard-earned cash toward paying down the principal balance.... -
Best Balance Transfer Cards Of May 2024
A balance transfer credit card can be a powerful tool in your debt-busting arsenal. A 0% introductory APR offer on a credit card can save money by having all your payments go toward knocking out the principal balance instead of... -
Best Wells Fargo Business Credit Cards Of May 2024
Editor’s note: Wells Fargo is not currently accepting applications for small business cards. The bank is developing a new small business card portfolio and will release details in the coming months. Existing cardholders are not impacted and can continue using... -
Best Cash-Back Credit Cards With No Annual Fee Of May 2024
Credit cards that offer cash-back rewards are a great way to earn something back on spending you’re doing anyway. However, some of these cards come with an annual fee that can eat into your rewards. Fortunately, there are plenty of... -
Best Star Alliance Credit Cards Of May 2024
Star Alliance is one of the largest airline alliances in the world and with 26 alliance members, rest assured you can get to nearly anywhere you’re looking to go. With so many member airlines it can be hard to figure... -
Longest 0% APR Credit Cards For Purchases Of May 2024
A credit card with a long 0% APR period can be an excellent tool for managing your purchases without incurring interest charges. Whether you're planning a big-ticket purchase or looking for a way to consolidate existing debt, these cards offer... -
Best United Credit Cards Of May 2024
United Airlines transported 165 million passengers in 2023. If you’re reading this, there’s a good chance you were one of them. Many flyers can’t wait to hear the sweet roar of a pair of GE or P&W turbofans during takeoff.... -
Best Southwest Credit Cards Of May 2024
People who love Southwest Airlines tend to really love Southwest Airlines. Rapid Rewards—Southwest’s loyalty program—is easy to use because of its straightforward redemption method. When booking with points, the cost of flights is pegged to the cost of flights in... -
Best 2% Cash-Back Cards Of May 2024
Credit cards that earn points and miles may get all the glory, but earning cash back is a more flexible reward since you can spend your earnings any way you like. If you want to choose a cash-back card that... -
Best IHG Credit Cards Of May 2024
Besides helping you earn free nights, a hotel branded credit card could help you access more exclusive deals. The InterContinental Hotel Group (IHG) and Chase bank offer three hotel credit cards—two personal and one business card. The aim of this... -
Best Business Credit Cards With No Foreign Transaction Fee Of May 2024
In today's global economy, many businesses have expanded their operations internationally. Whether you're attending a conference in a foreign country, meeting with potential clients abroad or purchasing goods and services from an overseas supplier, having a business credit card that... -
Best Citi Business Credit Cards Of May 2024
The $400 million Citi spent on naming rights for the Mets’ stadium hasn’t helped the team win any World Series—and maybe that’s why the Mets-branded Mastercard offering from Bank of America didn’t last. Even if it can’t help the Mets,...
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About
Caroline Lupini has been traveling the world with the help of credit card rewards since 2011. She has visited over 110 countries and is able to utilize her knowledge of credit cards and to make travel both less expensive and more luxurious. Caroline has over 50 credit cards in her wallet and has previously covered credit cards and travel for Business Insider, The Points Guy, USA Today, Lonely Planet, Orbitz and many others.