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Erik Martin

Insurance Writer

About

Erik J. Martin is a Chicago area-based insurance writer whose articles have been featured in AARP The Magazine, The Chicago Tribune, Reader's Digest, USAA Magazine and other publications.

Erik J. Martin is a Chicago area-based insurance writer whose articles have been featured in AARP The Magazine, The Chicago Tribune, Reader’s Digest, USAA Magazine and other publications. He also writes on topics related to personal finance, technology, real estate, business, entertainment, and health care. Read his blog at martinspiration.com.

Expertise

  • Insurance
  • Real estate
  • Health care
  • Technology
  • Entertainment

Achievements

  • Over 32 years experience as a freelance writer on insurance, real estate, health care, technology, and entertainment topics

Other Publications

Education

Loyola University Chicago (B.A., English and Communications)

  • Does Home Insurance Cover Asbestos Removal?

    Own an older home? If you’re preparing to renovate or recovering from a fire, flood, or other damage to your residence, there may be a chance that the older construction materials in your property that need to be replaced contain...
    Does Home Insurance Cover Asbestos Removal?

  • Does Insurance Cover Therapy?

    Health insurance plans typically cover mental health treatment like talk therapy, inpatient hospitalization, substance abuse treatment, emergency care and medications. But your need for these services and pharmaceuticals must be deemed medically necessary, which requires a diagnosis. Does Insurance Cover...
    Does Insurance Cover Therapy?

  • What Is A Car Insurance Policy Number?

    Insurance companies assign a car insurance policy number when you buy auto insurance. This eight- to 10-digit number can be found online and on several paper documents, including your proof of insurance card. It’s important to know where and how...
    What Is A Car Insurance Policy Number?

  • Fire Insurance: Does Homeowners Policy Cover Fire Damage?

    Having the proper fire insurance through a homeowners insurance policy is crucial to avoid potentially ruinous financial losses from a fire. Fortunately, the best home insurance companies have you covered. Coverage within a standard home insurance policy can compensate you...
    Fire Insurance: Does Homeowners Policy Cover Fire Damage?

  • How Does The End Of The Covid-19 Public Health Emergency Affect Health Insurance?

    The Covid-19 crisis triggered a public health emergency, which gave the federal government authority to waive and change requirements related to private health insurance, Medicare, Medicaid and Children’s Health Insurance Program (CHIP) plans. During the public health emergency, patients and...
    How Does The End Of The Covid-19 Public Health Emergency Affect Health Insurance?

  • Tuition Insurance: When Is It Worth It?

    Pursuing a college education often involves a significant investment. But what happens if your child must withdraw? You could get a refund for tuition, fees, room and board, and other expenses depending on when the student leaves. Or you might...
    Tuition Insurance: When Is It Worth It?

  • Does Homeowners Insurance Cover Foundation Repair?

    A damaged or compromised foundation can affect the structural integrity of your home. Telltale signs include windows and doors that are difficult to open, cracks in your walls and ceilings, and uneven floors. Depending on what’s needed, foundation repair can...
    Does Homeowners Insurance Cover Foundation Repair?

  • Car Insurance Facts And Statistics 2024

    We often don’t think about car insurance until it’s time to shop for or renew a policy—or file a claim. But with auto insurance costs spiking, car insurance statistics can reveal a lot about this $155 billion industry[1] in the...
    Car Insurance Facts And Statistics 2024

  • How To Cancel Gap Insurance and Get A Refund

    Gap insurance can offer you peace of mind if you owe more than your car is worth if it gets totaled. But if you no longer want or need gap insurance, you may be able to get a refund on...
    How To Cancel Gap Insurance and Get A Refund

  • How To Get Dental Insurance (6 Expert Tips)

    The out-of-pocket costs of paying for dental care can be exceedingly expensive. That’s why many Americans opt for dental insurance, often offered as a benefit through their employer or directly from a dental insurance company. Dental insurance can significantly decrease...
    How To Get Dental Insurance (6 Expert Tips)

  • What Is The No Surprises Act?

    Unexpected medical bills can be a shock to the system, but Congress has tried to tackle the issue of surprise medical bills with the No Surprises Act. The No Surprises Act passed in December 2020 and went into effect on...
    What Is The No Surprises Act?

  • How Does Dental Insurance Work?

    Dental insurance is similar to health insurance in some ways. For example, it has deductibles and coinsurance—but dental coverage has its own unique characteristics. If you know the details about how dental insurance works, it can be easier to take...
    How Does Dental Insurance Work?

  • Is Dental Insurance Worth The Expense?

    Dental insurance comes in handy when you need dental treatment, which can be expensive to pay for yourself. But whether dental insurance is worth it depends on how much it costs and what you get from the coverage. You also...
    Is Dental Insurance Worth The Expense?

  • High Deductible Health Plans: Your Complete Guide To HDHPs

    Are you struggling to afford the high cost of health insurance and want to lower your premiums? Consider a high-deductible health plan (HDHP), which typically offers lower premiums. HDHPs may save you money if you don’t need many health care...
    High Deductible Health Plans: Your Complete Guide To HDHPs

  • How To Appeal A Health Insurance Claim Denial

    A health care provider typically submits a claim to your health insurance company after you receive treatment, services, medications or medical goods. The insurance company reviews the claim and decides if your health plan covers the service and how much...
    How To Appeal A Health Insurance Claim Denial

  • What Is COBRA Insurance?

    Losing your job can leave you without health insurance. COBRA insurance is one way to keep coverage, but it comes with a hefty cost. It’s smart to know the pluses and minuses of COBRA health insurance, how much it costs,...
    What Is COBRA Insurance?

  • Life Insurance For Cancer Patients And Survivors

    Being recently diagnosed or treated for cancer will typically impede your ability to purchase traditional life insurance. “Depending on the type of cancer and if it spreads to other parts of the body, you may not be able to get...
    Life Insurance For Cancer Patients And Survivors

About

Erik J. Martin is a Chicago area-based insurance writer whose articles have been featured in AARP The Magazine, The Chicago Tribune, Reader's Digest, USAA Magazine and other publications.