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Harlan Vaughn

Lead Editor, Credit Cards & Travel Rewards

About

Harlan Vaughn brings over a decade of experience as a lead editor on the credit cards and travel rewards team at Forbes Advisor. With a deep understanding of the credit card industry, his passion for travel strategies drives his commitment to helping others maximize their credit card rewards. Harlan's expertise has taken him around the world by redeeming millions of points and miles earned with credit cards. His favorite destinations include Iceland, Japan, Hawaii, New Zealand and Chile.

Harlan Vaughn, lead editor, brings over a decade of experience to the credit cards and travel rewards team at Forbes Advisor. His deep understanding of credit cards fuels his passion for travel strategies.

With millions of points and miles redeemed for travel, Harlan has used credit card rewards to visit incredible destinations including Iceland, Japan, Hawaii, New Zealand and Chile. Now, as a dad of three, he’s committed to helping others maximize their credit card rewards and benefits, with a background in writing and editing for distinguished points and miles websites.

Harlan also is interested in personal finance, investing and financial independence. When he’s not digging into those topics or earning rewards with a portfolio of nearly 40 active credit cards, you can find him hiking, enjoying live music or traveling with his family.

Harlan is currently based in Memphis, Tennessee, and continues to empower readers to create their own memorable adventures around the round using credit cards and travel rewards.

Expertise

  • Credit card rewards and benefits
  • Travel award bookings
  • Stacking deals to save money
  • Family travel

Achievements

  • Over a decade covering credit cards, points, miles and travel for several esteemed publications
  • Presenting introductions to points and miles for beginners at conferences and special events
  • Hosted a series of popular points meetups in the Dallas-Fort Worth area
  • Dozens of incredible once-in-a-lifetime trips all over the world

Other Publications

Education

Bachelor of Fine Arts (BFA), Studio Art, Columbia College Chicago

  • Best Credit Cards Of May 2024

    No single credit card is the best option for every family, purchase or budget. Forbes Advisor has chosen the best credit cards of 2024 to be the most helpful to the widest variety of readers. Rather than selecting a single...
    Best Credit Cards Of May 2024
  • Premium Travel Cards Vs. Mid-Level Travel Cards: Which Is Better?

    As a traveler, it’s always helpful to consider whether a new credit card is right for your wallet. However, you should be strategic and consider travel cards that achieve your goals. With so many options, it’s hard to determine where...
    Premium Travel Cards Vs. Mid-Level Travel Cards: Which Is Better?
  • Best Credit Cards For Good Credit Of May 2024

    When you have good credit, it means your credit isn’t average or poor, but not quite excellent, either. While you won’t qualify for some of the most exclusive premium rewards cards, you can still get some very strong offers. Cards...
    Best Credit Cards For Good Credit Of May 2024
  • Best Small Business Credit Cards For Startups Of May 2024

    You’ve taken the leap and started a new business. A small business credit card can help with cash management, while building a credit history for your growing company. Business credit cards aren’t just limited to large enterprises: Freelancers, startups and...
    Best Small Business Credit Cards For Startups Of May 2024
  • Best Credit Cards For Gym Membership Of May 2024

    Exercising regularly can improve your health and keep you in shape. It can also help you earn valuable rewards—whether you have a gym membership or work out at home—with the right rewards credit card. The best credit cards for gym...
    Best Credit Cards For Gym Membership Of May 2024
  • Best Credit Cards For No Credit Of May 2024

    A complete lack of credit history can be an obstacle to many goals, as much of the U.S. and world economy operates around the concept of borrowed capital. Not only will you face difficulty making major car, house or business...
    Best Credit Cards For No Credit Of May 2024
  • Best Credit Cards For 600 Credit Score Of May 2024

    If you're looking to improve your credit score, opening a credit card and using it responsibly is a smart place to start. While it can be more difficult to get approved for certain premium cards with a credit score of...
    Best Credit Cards For 600 Credit Score Of May 2024
  • Best Credit Cards For Expats And Living Abroad Of May 2024

    If you’re using a credit card abroad, foreign transaction fees can add up fast. For example, if you have a credit card that charges a typical 3% foreign transaction fee, for every $5,000 you spend you’ll pay $150 in foreign...
    Best Credit Cards For Expats And Living Abroad Of May 2024
  • Best Delta Credit Cards For Flying Of May 2024

    If you live near one of Delta Air Lines’ major hub cities such as Atlanta (ATL), Detroit (DTW), Minneapolis (MSP) and Salt Lake City (SLC), the airline might be your primary option for non-stop flights to most destinations. As the...
    Best Delta Credit Cards For Flying Of May 2024
  • Best Hilton Credit Cards Of May 2024

    With Hilton, there’s no shortage of credit card options to maximize your Hilton Honors points. Hilton and American Express offer four co-branded credit cards, each with its own combination of benefits, earning rates and membership fees. By digging into the...
    Best Hilton Credit Cards Of May 2024
  • Best Hotel Rewards Credit Cards Of May 2024

    Hotel credit cards aren’t for everyone, but they can make a lot of sense if you are loyal to a specific brand of hotels. Not only can you earn hotel points within the brands you already love with a co-branded...
    Best Hotel Rewards Credit Cards Of May 2024
  • Best USAA Credit Cards Of May 2024

    USAA membership is exclusive to members of the military community, along with their spouses and children. If you qualify, though, you can apply for one of the best USAA credit cards. While they don't stack up well against the best...
    Best USAA Credit Cards Of May 2024
  • Best Transit Credit Cards Of May 2024

    If you’re one of the millions who commute using public or shared transportation, you could be spending hundreds of dollars each month traveling between home and work. That routine can be rewarding, however, because many credit cards offer generous bonuses...
    Best Transit Credit Cards Of May 2024
  • Best Credit Cards For Lyft And Uber Of May 2024

    There’s no debating the popularity of Lyft and Uber. Whether it’s a ride home from a night out or your mode of transportation while vacationing, rideshares have found a place in most of our lives. Fortunately, credit card issuers have...
    Best Credit Cards For Lyft And Uber Of May 2024
  • Best Cash-Back Credit Cards With No Annual Fee Of May 2024

    Credit cards that offer cash-back rewards are a great way to earn something back on spending you’re doing anyway. However, some of these cards come with an annual fee that can eat into your rewards. Fortunately, there are plenty of...
    Best Cash-Back Credit Cards With No Annual Fee Of May 2024
  • Best Store Credit Cards For Bad Credit Of May 2024

    Store credit cards can offer a path to build or rebuild credit. Shop at a merchant you already frequent, spend within your budget, and make on-time payments—and you’ll be well on your way to a strong credit score. But if...
    Best Store Credit Cards For Bad Credit Of May 2024
  • Best No Late Fee Credit Cards Of May 2024

    Missing a payment on a credit card by just one day can result in late fees, plus a higher penalty APR on your balance. If you've missed a payment in the past or you're concerned about the prospect of late...
    Best No Late Fee Credit Cards Of May 2024
  • Longest 0% APR Credit Cards For Purchases Of May 2024

    A credit card with a long 0% APR period can be an excellent tool for managing your purchases without incurring interest charges. Whether you're planning a big-ticket purchase or looking for a way to consolidate existing debt, these cards offer...
    Longest 0% APR Credit Cards For Purchases Of May 2024
  • Best Credit Cards For Entertainment Of May 2024

    Entertainment may not be your biggest monthly expense, but if you want to earn extra rewards or credits on things like streaming, movies, live entertainment and digital subscriptions, the best credit cards for entertainment offer that chance. Our top picks...
    Best Credit Cards For Entertainment Of May 2024
  • Best Extended Warranty Credit Cards Of May 2024

    A credit card’s extended warranty coverage is one of those things you might think about after you’ve had your card for a while. But if you know you’ll use your credit card for big-ticket or high-value purchases, it might be...
    Best Extended Warranty Credit Cards Of May 2024
  • Best IHG Credit Cards Of May 2024

    Besides helping you earn free nights, a hotel branded credit card could help you access more exclusive deals. The InterContinental Hotel Group (IHG) and Chase bank offer three hotel credit cards—two personal and one business card. The aim of this...
    Best IHG Credit Cards Of May 2024
  • Best Credit Cards For Shopping Of May 2024

    There’s an art to being a good shopper and knowing how to get the most out of every penny you spend. From cash-back portals to money-saving apps, anything you buy is better when you get a deal. And using the...
    Best Credit Cards For Shopping Of May 2024
  • Best Credit Cards For Vacation Rentals Of May 2024

    Vacation rentals are ideal alternatives to hotels, offering space, privacy and prime locations. These homes come with amenities like kitchens for food prep, multiple rooms for privacy and dedicated desks for remote work. They may even include a private pool...
    Best Credit Cards For Vacation Rentals Of May 2024
  • Best Credit Cards For Disney Vacations Of May 2024

    Disney vacations are notoriously expensive. While you can’t say “Bibbidi Bobbidi Boo” and make the costs disappear, you can save on your visit to the house of mouse with strategic credit card rewards. Between welcome bonuses and free hotel night...
    Best Credit Cards For Disney Vacations Of May 2024
  • The Best Second Chance Credit Cards With No Security Deposit Of May 2024

    Credit cards offer major conveniences for many users. Unfortunately, receiving approval for a credit card isn’t always easy, especially for those with poor credit scores, those who recently filed for bankruptcy or those carrying major debt. Thankfully for some, there...
    The Best Second Chance Credit Cards With No Security Deposit Of May 2024
  • Best Credit Cards For Excellent Credit Of May 2024

    When you have excellent credit, you can choose from the cream of the credit card crop. The best cards for people with excellent credit offer rewards in the form of points, miles or cash back. These top cards also often...
    Best Credit Cards For Excellent Credit Of May 2024
  • Best Capital One Business Credit Cards Of May 2024

    Capital One business credit cards come with some of the best rewards-earning potential and benefits that you can find today. Whether you’re looking to earn cash-back or travel rewards miles, Capital One offers attractive credit card options for companies of...
    Best Capital One Business Credit Cards Of May 2024
  • Best Secured Credit Cards Of May 2024

    Consumers with bad credit or no credit sometimes find themselves unable to obtain credit approval. However, secured credit cards provide a path for nearly anyone to receive approval and start improving a credit profile. With a secured credit card, consumers...
    Best Secured Credit Cards Of May 2024
  • Best American Express Credit Cards Of May 2024

    American Express cards have come a long way since the company introduced its first charge card in 1958. Now, the issuer offers everything from no annual fee options to metal luxury cards costing hundreds of dollars a year to carry....
    Best American Express Credit Cards Of May 2024
  • Best Credit Cards For Walmart Of May 2024

    With low prices and a vast selection of groceries and other household essentials, Walmart is a great place for budget-minded consumers to do everyday shopping. If you want to get even more bang for your buck on Walmart purchases, having...
    Best Credit Cards For Walmart Of May 2024
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About

Harlan Vaughn brings over a decade of experience as a lead editor on the credit cards and travel rewards team at Forbes Advisor. With a deep understanding of the credit card industry, his passion for travel strategies drives his commitment to helping others maximize their credit card rewards. Harlan's expertise has taken him around the world by redeeming millions of points and miles earned with credit cards. His favorite destinations include Iceland, Japan, Hawaii, New Zealand and Chile.