About
Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny enjoys translating the complexities of insurance into easy-to-understand advice and tips to help consumers make the best choices for their needs. Her work has been featured in numerous major media outlets, including The Washington Post and Kiplinger’s.
Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny helped launch CarInsurance.com, one of the first online insurance marketplaces. She went on to be a senior writer, consumer analyst and spokesperson for CarInsurance.com, Insurance.com and Insure.com.
Penny is an expert on insurance procedures, rates, policies and claims. She has been featured in numerous major media outlets, including The Washington Post and Kiplinger’s. Penny is a self-proclaimed data and research nerd. She likes sharing her knowledge and translating the complexities of insurance into easy-to-understand advice and tips to help consumers make smart choices.
Expertise
- Buying the right insurance for your needs
- Saving money on insurance
- Car insurance
- Homeowners insurance
- Renters insurance
Achievements
- Over two decades of experience in writing about insurance topics to help consumers.
- Has extensive knowledge about auto, health, homeowners, renters insurance and more.
- An expert in explaining how insurance laws, data, trends and coverages affect consumers.
- Has been featured in major media outlets, such as The Washington Post and Kiplinger’s.
Education
Ambassador University, B.A.
-
Best Cheap Car Insurance For Teens And Young Drivers Of April 2024
Auto insurance costs for teens can be shocking due to the high risk of accidents these inexperienced drivers pose to insurers. We found that parents often see their car insurance bills double after adding a teen to a policy. Our... -
Best Car Insurance For Pickup Trucks Of 2024
Our top picks for best pickup truck insurance 2024 are Erie, Nationwide and Travelers, all of which earned five stars in our assessment. Trucks may be big and somewhat intimidating vehicles on the roadways, but it doesn’t mean their insurance... -
Tesla Model X Car Insurance Cost 2024
Tesla Model X Insurance Rates by Company Drivers of Tesla Model X vehicles could save a significant amount by comparing car insurance quotes from multiple companies. Our analysis of large insurers found that Travelers is the cheapest choice for... -
MINI Cooper Car Insurance Cost 2024
MINI Cooper Insurance Costs by Company A simple strategy like comparing car insurance costs from several insurers could result in significant savings for MINI Cooper drivers. In our evaluation of top insurance companies, Erie was the leading choice for... -
Subaru WRX Car Insurance Cost 2024
Subaru WRX Insurance Costs by Company Drivers of Subaru WRX vehicles could save a significant amount by comparing car insurance quotes from several companies. Our analysis of leading insurers found that USAA* is the lowest-cost choice for insuring a... -
Toyota Camry Car Insurance Cost 2024
Toyota Camry Insurance Costs by Company Drivers of Toyota Camry vehicles could save a significant amount by comparing car insurance quotes from multiple companies. Our analysis of large insurers found that Travelers is the cheapest choice for insuring a... -
Ford Bronco Car Insurance Cost 2024
Ford Bronco Insurance Rates by Company Ford Bronco owners can potentially save significant money by comparing car insurance quotes among several insurers. Among the large insurance companies we evaluated, Nationwide offers the cheapest car insurance for a Bronco. The... -
Dodge Charger Car Insurance Cost 2024
Dodge Charger Insurance Costs by Company A simple strategy like comparing car insurance quotes from several insurers could result in substantial savings for Charger drivers. In our evaluation of top insurance companies, USAA* was the leading choice for the... -
Dodge Challenger Car Insurance Cost 2024
Dodge Challenger Insurance Costs by Company A simple strategy like comparing car insurance quotes from different insurers could result in large savings for Challenger drivers. In our evaluation of large insurance companies, USAA* was the top choice for the... -
Honda Civic Car Insurance Cost 2024
Honda Civic Insurance Rates by Company Drivers of Civic vehicles could lower their insurance bills by comparing car insurance quotes from multiple companies. Our analysis of large insurers found that USAA* is the lowest-cost choice for insuring a Honda... -
Chevrolet Corvette Car Insurance Cost 2024
Chevrolet Corvette Insurance Rates by Company Corvette owners can potentially save significant money by comparing car insurance quotes among multiple insurers. Among the top insurance companies we evaluated, Erie offers the cheapest car insurance for a Chevrolet Corvette. The... -
The Cheapest SUVs To Insure In 2024
The cheapest SUV to insure is the Subaru Outback, according to our analysis of nearly 180 SUV insurance rates. It costs an average of $1,851 a year to insure the Outback, which has an MSRP of $28,895. Insurance for an... -
Ford Mustang Car Insurance Cost 2024
Ford Mustang Insurance Costs by Company Ford Mustang owners can potentially save significant money by comparing car insurance quotes among multiple insurers. Among the large insurance companies we analyzed, Erie offers the cheapest car insurance for a Ford Mustang.... -
Jeep Wrangler Car Insurance Cost 2024
Jeep Wrangler Insurance Costs by Company Jeep Wrangler owners can potentially save hundreds of dollars per year by comparing car insurance quotes among multiple insurers. Among the large insurance companies we analyzed, Geico offers the cheapest car insurance for... -
Tesla Model S Car Insurance Cost 2024
Tesla Model S Insurance Costs by Company Tesla Model S owners can potentially save hundreds of dollars per year by comparing car insurance quotes among multiple insurers. Among the large insurance companies we analyzed, Nationwide offers the cheapest car... -
Chevrolet Camaro Car Insurance Cost 2024
Chevrolet Camaro Insurance Costs by Company Chevrolet Camaro owners can potentially save hundreds of dollars per year by comparing car insurance quotes among multiple insurers. Among the large insurance companies we analyzed, USAA offers the cheapest car insurance for... -
Chubb Renters Insurance Review 2024
Chubb has pretty good prices for $15,000 of renters insurance coverage but its rating in our analysis was brought down by its very high rates for higher levels of coverage. Read more: Best Renters Insurance Companies -
Average Cost Of Car Insurance 2024
Car insurance is required to drive legally in nearly all states, so it’s helpful to know what you can expect to pay for coverage. Forbes Advisor found the average cost of car insurance is $2,150 for full coverage and $467... -
Best Renters Insurance Companies Of April 2024
We found that State Farm and Westfield are the best renters insurance companies, earning 5 out of 5 stars in our analysis. American Family, Auto-Owners and USAA are also among our top picks. According to our analysis, the best renters... -
Travel Health Insurance For Visitors To The U.S. (2024 Guide)
Health insurance from other countries generally isn’t accepted in the U.S. and medical care in the States can be expensive. That’s why buying visitors insurance for your U.S. trip can be a smart move. Insurance for visitors can reimburse a... -
Auto Insurance Outlook For 2024
The car insurance industry continues to evolve based on economic conditions, legislation and new technology. To better understand car insurance trends for 2024, we talked to several experts who gave us their opinions on what we can expect in the... -
Best Long-Term Disability Insurance Of 2024
A disability might be the last thing you’re worried about when it comes to insurance coverage, but 20-year-old workers have a 25% chance of developing a disability before they reach retirement age, according to the Social Security Administration. Long-term disability... -
How To Find The Best Umbrella Insurance Companies
Umbrella insurance provides you extra protection by picking up where liability limits from your other insurance policies, such as auto and home, leave off. This excess liability coverage may save the day—and assets like your home and savings—if you’re hit... -
How To Save Money On Car Insurance: Smart Ways To Cut Down Your Costs
The average cost of car insurance is nearly $2,200 per year, according to a Forbes Advisor analysis of car insurance rates. That’s for a full coverage policy that includes liability, collision and comprehensive insurance. But don’t automatically resign yourself to... -
How To File A Car Insurance Claim Online
If you’ve been in an accident and need to file a car insurance claim, the last thing you need is a difficult claims process. Online car insurance claim filing has simplified the claims process, and many car insurance companies now... -
Westfield Homeowners Insurance Review 2024
We like that Westfield has one of the best average prices among the top-scoring home insurance companies in our analysis. Westfield’s Estatepak home insurance package is designed for high-value homes and the Wespak Estate policy combines luxury home coverage with... -
How To Get Cheap Insurance For Low-income Drivers
Car insurance is required in most states but it can be challenging to find affordable coverage if you’re on a tight budget. There are ways to find car insurance for low-income drivers that won’t break the bank, though. For example,... -
Cheap SR-22 Auto Insurance Of 2024
USAA and Progressive have the cheapest SR-22 auto insurance, based on Forbes Advisor’s analysis. Full coverage car insurance with a DUI and an SR-22 costs an average of $2,776 per year with USAA and $2,894 per year with Progressive. The... -
A ‘Climate Insurance Bubble’ Looms Over U.S. Homeowners
More than one quarter of U.S. homeowners could lose value in their homes if the “climate insurance bubble” bursts, according to a new study by First Street Foundation, a non-profit that analyzes climate risks. Over 39 million properties may be...
About
Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny enjoys translating the complexities of insurance into easy-to-understand advice and tips to help consumers make the best choices for their needs. Her work has been featured in numerous major media outlets, including The Washington Post and Kiplinger’s.