Dodge Charger auto insurance at a glance:
Dodge Charger Insurance Costs by Company
A simple strategy like comparing car insurance quotes from several insurers could result in substantial savings for Charger drivers. In our evaluation of top insurance companies, USAA* was the leading choice for the most affordable Dodge Charger insurance. The second cheapest option in our evaluation was Erie.
Related: The best car insurance companies
Dodge Charger Insurance Costs by State
State variations in Charger auto insurance costs are typically driven by past claims in the state, medical costs, repair costs, state regulations and more. Louisiana is the most expensive state for insuring a Dodge Charger ($6,294 a year). Hawaii is the cheapest ($2,271 a year).
Cost of Insurance for a Dodge Charger Based on Driver Age
Our analysis found that 60 is the most budget-friendly age for insuring a Dodge Charger.
Conversely, we found that drivers age 20 will have the highest insurance bills.
There are many factors that go into calculating your own car insurance quotes. These usually include your driving record, your address (where you keep the vehicle), annual mileage, your credit-based insurance score (people with lower credit pay more), your past car insurance claims, the model of the car, any recent lapse in your auto insurance and the types and amount of coverage you have.
Related: 9 Factors That Affect Your Car Insurance Rates
How to Save Money on Dodge Charger Car Insurance
There are several ways you can lower car insurance costs, such as:
- Check out auto insurance quotes. Car insurance companies each have a different way of pricing insurance for a Charger. The best way to find an affordable rate is to compare car insurance quotes from several companies.
- Buy the right amount of car insurance. While you want to make sure you have enough insurance, you also don’t want to overpay for insurance you don’t need for a Dodge Charger. Here are ways to decide how much car insurance you need.
- Maintain good credit. Insurers in most states can use your credit-based insurance score as a factor in calculating rates. But not all insurers give credit the same weight in pricing, which is why it’s good to get several quotes.
- Raise your auto insurance deductible. The higher your car insurance deductible, the less you pay in premiums. Common deductible amounts range from $250 to $2,000 and up.
Best Car Insurance Companies 2024
With so many choices for car insurance companies, it can be hard to know where to start to find the right car insurance. We've evaluated insurers to find the best car insurance companies, so you don't have to.
Methodology
Unless otherwise noted, rates are based on a 40-year-old female with a good driving record and insuring a new vehicle. Rates shown are for coverage of $100,000 in bodily injury liability coverage per person, $300,000 per accident and $100,000 in property damage liability (100/300/100), uninsured motorist coverage, collision and comprehensive insurance with a $500 deductible, and any other coverage required in a state. Source: Quadrant Information Services.
*USAA car insurance is available only to military members, veterans and their families.
Car Insurance Quotes For Dodge Charger
Via EverQuote’s website
