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Best Looking Credit Cards Of 2024

Credit Card Rewards Expert
Deputy Editor

Fact Checked

Updated: May 20, 2024, 9:01am

Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations.

There are numerous factors that might entice you to get a credit card, but its appearance can be the first thing you notice. Some cards simply have more attractive designs. Looks alone are a terrible way to choose the right card for you, but thankfully several cards are great products that look good, too. Here are a few of the best-looking credit cards to start your search.

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Our editors are committed to bringing you unbiased ratings and information. Our editorial content is not influenced by advertisers. We use data-driven methodologies to evaluate financial products and companies, so all are measured equally. You can read more about our editorial guidelines and the credit card methodology for the ratings below.

  • 210 credit cards rated
  • 28,000 data points collected
  • 130 credit cards owned
  • 53 years of industry experience

Read more
Show Summary

The Best Looking Credit Cards


The Best Looking Credit Cards of 2024

Most Stylish Looking Card

American Express® Gold Card

Apply Now Apply Now
On American Express's Website
4.7
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Apply Now Apply Now
On American Express's Website

Up to 4X Reward Rate

Earn 4X Membership Rewards® points at restaurants, plus takeout and delivery in the U.S.; Earn 4X Membership Rewards® points atRead More

Welcome Bonus

Earn 60,000 points

Annual Fee

$250

Regular APR

See Pay Over Time APR

Credit Score

Excellent/Good (700 - 749)

Editor's Take

Foodies and travelers can leverage the American Express® Gold Card to the hilt, earning up to 4x points. The annual fee may seem intimidating, but by using the included benefits and doing some spending, it’s easy to come out ahead.

Expert Commentary
Barbara King
Barbara King
Credit Cards Writer
Always dreaming about the next destination, credit cards specialist Barbara King is an avid traveler who optimizes her adventures through the use of points and miles. Barbara has earned and redeemed millions of credit cards points which has enabled her to explore over 50 countries on six continents, enjoying both budget and luxury travel.
Credit Cards Writer

This card makes it easy to earn Membership Rewards points while doing regular grocery shopping since the card earns bonus points at supermarkets. And for the nights that cardholders don’t want to cook, they can make use of the monthly dining and Uber credits (which can be used on Uber Eats orders).

Pros & Cons
  • High rewards earnings possibilities
  • Points transfer option to many partners
  • Add up to 5 authorized users for no additional annual fee
  • Can choose from regular or rose gold versions
  • No lounge benefits
  • Limited options to carry a balance
  • High APR for pay over time feature
  • High pay over time penalty APR
Card Details
  • Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
  • Get a $100 experience credit with a minimum two-night stay when you book The Hotel Collection through American Express Travel. Experience credit varies by property.
  • Choose the color that suits your style. Gold or Rose Gold.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.
Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Best Looking Travel Card

Chase Sapphire Preferred® Card

Apply Now Apply Now
On Chase Bank USA, NA's Website
4.6
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Apply Now Apply Now
On Chase Bank USA, NA's Website

Up to 5x Reward Rate

Earn 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on allRead More

Welcome Bonus

75,000 bonus points

Annual Fee

$95

Regular APR

21.49%-28.49% Variable

Credit Score

Excellent, Good (700 - 749)

Editor's Take

Offering a rare mix of high rewards rates and redemption flexibility, this card is a dream for frequent spenders on travel & dining – while charging a modest annual fee.

Expert Commentary
Julian Kheel
Julian Kheel
Credit Cards and Travel Rewards Expert
With over 15 years of professional experience studying credit cards and travel loyalty programs, Julian Kheel has served as CNN’s senior editor covering travel and credit cards, as well as the editorial director for The Points Guy, and worked as a consultant for the biggest airlines. He is currently the CEO of Tripsight Inc., an award tools company that recently released Points Path, the first browser extension that automatically adds the prices of flights in miles into Google Flights search results to help travelers decide when to best use their travel rewards.
 
Julian first learned the ins and outs of credit card rewards and travel loyalty programs while flying more than 200,000 miles a year as a TV producer and director for World Wrestling Entertainment. (And yes, of course it’s all real.) He has previously written about travel and credit cards for U.S. News & World Report, Upgraded Points and Going, and created weekly columns for the travel websites Frequent Miler and Travel Codex.
 
In addition to appearing as a TV analyst to discuss travel and loyalty programs on national segments for CNN, Bloomberg News, CNBC’s “Squawk Box,” Yahoo Finance and Cheddar TV, Julian has also been featured on ABC and CBS Radio, and has been quoted in The Washington Post, The Wall Street Journal, and the Chicago Tribune on travel-related topics as well.
Credit Cards and Travel Rewards Expert

I​​t’s the granddaddy of travel credit cards, but it still earns its reputation as one of the best around with solid bonus categories, strong travel protections, a great set of domestic and international transfer partners and a reasonable annual fee to boot. You can’t go wrong with it as your first travel credit card.

Pros & Cons
  • Earn high rewards on several areas of spending
  • Transfer points to travel partners at 1:1 rate
  • Many travel and shopping protections
  • Annual fee
  • No intro APR offer
  • Best travel earning rates are only for bookings through Chase
Card Details
  • Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s over $900 when you redeem through Chase Travel℠.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 75,000 points are worth $937.50 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
  • Member FDIC
Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Coolest Looking Cash-Back Credit Card

Discover it® Cash Back

Apply Now Apply Now
On Discover's Website
4.3
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Apply Now Apply Now
On Discover's Website

Up to 5% Reward Rate

Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, and more,Read More

Welcome Bonus

Cashback Match™

Annual Fee

$0

Regular APR

17.24% - 28.24% Variable APR

Credit Score

Excellent/Good

Editor's Take

For moderate spenders who are willing to activate the 5% rotating categories and track the quarterly spending cap, this no-annual-fee card can deliver tidy rewards outside of its ongoing 1% earning rate.

Expert Commentary
Julian Kheel
Julian Kheel
Credit Cards and Travel Rewards Expert
With over 15 years of professional experience studying credit cards and travel loyalty programs, Julian Kheel has served as CNN’s senior editor covering travel and credit cards, as well as the editorial director for The Points Guy, and worked as a consultant for the biggest airlines. He is currently the CEO of Tripsight Inc., an award tools company that recently released Points Path, the first browser extension that automatically adds the prices of flights in miles into Google Flights search results to help travelers decide when to best use their travel rewards.
 
Julian first learned the ins and outs of credit card rewards and travel loyalty programs while flying more than 200,000 miles a year as a TV producer and director for World Wrestling Entertainment. (And yes, of course it’s all real.) He has previously written about travel and credit cards for U.S. News & World Report, Upgraded Points and Going, and created weekly columns for the travel websites Frequent Miler and Travel Codex.
 
In addition to appearing as a TV analyst to discuss travel and loyalty programs on national segments for CNN, Bloomberg News, CNBC’s “Squawk Box,” Yahoo Finance and Cheddar TV, Julian has also been featured on ABC and CBS Radio, and has been quoted in The Washington Post, The Wall Street Journal, and the Chicago Tribune on travel-related topics as well.
Credit Cards and Travel Rewards Expert

The quarterly categories are the highlight of the Discover it® Cash Back. You’ll often find broad options on its rotating list of categories, such as restaurants, drug stores, gas stations and groceries, which makes it easy for almost any household to take advantage of them. Just don’t get tripped up by forgetting to activate the categories at the start of each quarter, because you can’t do it retroactively to earn bonus cash back on your past purchases.

Pros & Cons
  • 5% cash back on quarterly rotating spending categories throughout the year (activation required)
  • Discover will automatically match all the cash back you’ve earned at the end of your first year
  • No minimum cash-back redemption
  • 5% bonus cash-back rate is limited to $1,500 per quarter in spending
  • Bonus categories must be activated quarterly
  • Low 1% base reward rate on everything else
Card Details
  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically.
  • Redeem your rewards for cash at any time.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • Get a 0% intro APR for 15 months on purchases. Then 17.24% to 28.24% Standard Variable Purchase APR applies, based on credit worthiness.
  • No annual fee.
  • Terms and conditions apply.
INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Most Polished Looking Credit Card

Apple Card *

Apple Card
3.7
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.

Up to 3X Reward Rate

Earn 3% back on eligible purchases from Apple including the Apple Store, apple.com, the App Store and iTunes; 2% backRead More

Welcome Bonus

N/A

Annual Fee

$0

Regular APR

19.24% to 29.49% variable

Credit Score

Excellent/Good (700 - 749)

Editor's Take

Here is the must-have card for Apple fans, especially those who spend heavily with Apple Pay. The innovative security and debt management features and lack of the usual despised fees make this a fresh and unique addition to your financial toolkit. Android users and those looking for a sign-up bonus or travel rewards program should look elsewhere.

Pros & Cons
  • Cash back can be accessed each day
  • Innovative security features
  • No annual fee
  • Unique numberless titanium card
  • Low 1% cash back rate on purchases made outside of Apple or Apple Pay
  • Requires Apple hardware and Apple Pay
  • No welcome bonus
  • Physical card must be requested
Card Details
  • Earn 3% back on eligible purchases from Apple including the Apple Store, apple.com, the App Store and iTunes
  • Earn 2% back on purchases when using Apple Pay
  • Earn 1% back on all other purchases
  • No annual, late,  foreign transaction, penalty or maintenance fees
N/A
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Best Looking Premium Rewards Card

The Platinum Card® from American Express

Apply Now Apply Now
On American Express's Website
3.4
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Apply Now Apply Now
On American Express's Website

5X Reward Rate

Earn 5 Membership Rewards Points per dollar on prepaid hotels booked with American Express Travel and on flights booked directlyRead More

Welcome Bonus

Earn 80,000 points

Annual Fee

$695

Regular APR

See Pay Over Time APR

Credit Score

Good,Excellent (700 - 749)

Editor's Take

The Platinum Card is destined for frequent travelers who intend to fully leverage the rich set of luxury travel benefits and Platinum Concierge service. In the right hands, the classic status card’s staggering annual fee is well justified.

Expert Commentary
Ben Nickel-D'Andrea
Ben Nickel-D'Andrea
Credit Cards Writer
Ben is a credit cards and luxury travel writer, an immigrant with three citizenships and a husband. He speaks English, Spanish and Italian, has a background in linguistics and languages, and travels the world for the love of it. You'll find him flying up front in first or business class all over the world and enjoying food from fine dining to street fare. Ben unpacks the complex network of loyalty programs across the credit card and travel industries with his simple and easy-to-understand, yet relatable, explanations. A nature enthusiast at heart, he lives in Seattle with his husband Jon and their beagle.
Credit Cards Writer

Being an Amex Platinum cardholder grants access to the International Airline Program, which can save you money on first and business class seats on more than 20 airlines as well as premium economy tickets for you and up to seven traveling companions. Start your search on the Amex Travel website to find international flights departing or arriving in the U.S. on any of those premium cabins.

Pros & Cons
  • High reward potential on flights and hotels booked through American Express Travel
  • Multiple credits can help justify the fee
  • Comprehensive airport lounge access
  • Luxury travel benefits and elite status with Hilton and Marriott with enrollment
  • Very high annual fee
  • Maximizing the statement credits takes some work and could be impractical for many
  • Reward rate outside of travel is sub-par for a premium card
Card Details
  • Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
  • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
  • $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
  • $189 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
  • Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 year period for TSA PreCheck® application fee for a 5-year plan only (through a TSA PreCheck® official enrollment provider), when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That’s up to $50 in statement credits semi-annually. Enrollment required.
  • Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
  • $695 annual fee.
  • Terms Apply.
Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Best Custom Design Credit Card

Wells Fargo Autograph℠ Card

Apply Now Apply Now
On Wells Fargo's Website
2.9
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Apply Now Apply Now
On Wells Fargo's Website

Up to 3X Reward Rate

Earn unlimited 3X points on the things that really add up – like restaurants, travel, gas stations, transit, popular streamingRead More

Welcome Bonus

20,000 bonus points

Annual Fee

$0

Regular APR

20.24%, 25.24%, or 29.99% Variable APR

Credit Score

Good, Excellent (700 - 749)

Editor's Take

Earning 3 points per dollar spent on a wide range of spending—including restaurants, travel, gas stations, transit and popular streaming services—for no annual fee, the Wells Fargo Autograph is a powerhouse.

Pros & Cons
  • No annual fee
  • No foreign transaction fee
  • Introductory APR period
  • Plentiful reward points categories
  • Protections include cell phone insurance
  • Balance transfer fee
  • No introductory balance transfer APR
Card Details
  • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
  • Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value.
  • Earn unlimited 3X points on the things that really add up – like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
  • $0 annual fee.
  • 0% intro APR for 12 months from account opening on purchases. 20.24%, 25.24%, or 29.99% variable APR thereafter.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Most Fun Looking Card

Disney® Premier Visa® Card *

Disney® Premier Visa® Card
1.7
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.

Up to 5% Reward Rate

Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com; Earn 2% on cardRead More

Welcome Bonus

$300 statement credit

Annual Fee

$49

Regular APR

19.24% - 28.24% variable

Credit Score

Good/Excellent (700 - 749)

Editor's Take

Much like a glass slipper, The Disney® Premier Visa® Card is not a good fit for everyone. It’s a fantastic fit for true Disney fans who will use the myriad discounts and perks offered at Disney properties and Shopdisney.com. For casual Disney fans, other rewards cards with a similar annual fee would offer better earnings potential and redemption options.

Pros & Cons
  • Choose from 10 different card designs.
  • Reasonable ongoing APR for purchases and balance transfers.
  • Enticing perks and discounts to satisfy your Disney needs.
  • Special APR offer period is short and only applies to Disney vacation purchases
  • No balance transfer intro APR offer
  • Foreign transaction fee
  • Limited redemption options
Card Details
  • Earn $300 Statement Credit after you spend $1000 on purchases in the first 3 months from account opening.
  • Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com
  • Earn 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants and most Disney locations
  • Plus, earn 1% on all your other card purchases
  • Redeem Rewards Dollars for a statement credit toward airline travel
  • Redeem Rewards Dollars toward most anything Disney and Star Wars at most Disney locations, including Theme Park tickets, Resort stays, shopping, dining and more
  • Save 10% on select Disney purchases at shopDisney.com
  • 10% off select merchandise credit card purchases of $50 or more at select locations at the Disneyland® and Walt Disney World® Resorts and aboard Disney Cruise Line ships
Earn $300 Statement Credit after you spend $1000 on purchases in the first 3 months from account opening.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Here’s a Summary of the Best Looking Credit Cards

Credit Card
Best For
Credit Score
Annual Fee
Welcome Bonus
Most Stylish Looking Card
Excellent/Good
$250
Earn 60,000 points
Best Looking Travel Card
Excellent, Good
$95
75,000 bonus points
Coolest Looking Cash-Back Credit Card
Excellent/Good
$0
Cashback Match™
Most Polished Looking Credit Card
Excellent/Good
$0
N/A
Best Looking Premium Rewards Card
Good,Excellent
$695
Earn 80,000 points
Best Custom Design Credit Card
Good, Excellent
$0
20,000 bonus points
Most Fun Looking Card
Good/Excellent
$49
$300 statement credit

More About the Best Looking Credit Cards

American Express® Gold Card

[ jump to details ]

Rose-colored cards are uncommon, which is precisely why the American Express® Gold Card (Terms apply. See rates & fees) stands out. Cardholders can choose between the signature gold-colored card or optionally opt in to Amex’s special rose gold card. Other than the color, both cards are otherwise exactly the same and top-notch earners when it comes to groceries and dining.

Rewards: Earn 4 Membership Rewards® points per dollar at restaurants, plus takeout and delivery in the U.S., 4 Membership Rewards® points per dollar at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1 point per dollar), 3 Membership Rewards® points per dollar on flights booked directly with airlines or through American Express travel and 1 point per dollar on other eligible purchases.

Welcome offer: Earn 60,000 Membership Rewards points after spending $6,000 on purchases in the first 6 months of card membership.

Annual fee: $250

Other benefits and drawbacks: The card further appeals thanks to two monthly credits. First, cardholders are eligible for a statement credit of $10 each month toward select dining purchases including Grubhub, The Cheesecake Factory and others after enrollment. Second, cardholders can receive $10 in monthly Uber Cash after linking accounts, valid toward rides or Uber Eats purchases in the U.S.

Chase Sapphire Preferred® Card

[ jump to details ]

The sleek, heavyweight Chase Sapphire Preferred® Card makes for a sharp- looking card. Its understated elegance showcases several shades of blue and is classy as can be. But this card’s selling point is far more than its looks. It earns valuable Chase Ultimate Rewards® and packages benefits all travelers appreciate without an extortionate fee.

Rewards: Earn 5 points per dollar on travel purchased through Chase Travel℠, 3 points per dollar on dining, select streaming services, and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2 points per dollar on all other travel purchases and 1 point per dollar on other purchases.

Welcome offer: Earn 75,000 bonus points after spending $4,000 on purchases in the first three months from account opening.

Annual fee: $95

Other benefits and drawbacks: The Sapphire Preferred’s generous suite of travel insurance and protections is hugely valuable and includes trip delay coverage and primary rental car CDW, among other benefits. Cardholders can also earn $50 in statement credits when booking a hotel through Chase and they’ll get bonus points equal to 10% of spending each year on renewal.

Discover it® Cash Back

[ jump to details ]

Discover cards come with relatively bland card motifs, but make up for it by letting cardholders personalize their look with a choice of numerous designs. With the Discover it® Cash Back, you can choose your preferred image to print on the front of the card and earn up to 5% cash back on select purchases. That’s a win in our book.

Rewards: Earn 5% cash back on everyday purchases at different places each quarter up to a quarterly maximum of $1,500 in spending when activated. Plus, earn unlimited 1% cash back on all other purchases – automatically.

Welcome offer: Discover will automatically match all the cash back earned at the end of the first year as a cardmember. There's no minimum spending or maximum rewards.

Annual fee: $0

Other benefits and drawbacks: Like many cash-back credit cards, this card is strong on earnings but light on benefits. You’ll find a few extras, like access to free credit scores, but this card can’t compete with premium cards with fancy benefits.

The all-white Apple Card* made from titanium will make minimalists swoon. Names are laser-etched. Most surprisingly, details like card numbers and expiration dates aren’t printed on the card. That’s because this card is intended (and incentivized) to fund purchases made with Apple Pay. For those, you’ll use your phone or watch, though the card itself will work in a pinch.

Rewards: Earn 3% back on eligible purchases from Apple including the Apple Store, apple.com, the App Store and iTunes, 2% back on purchases when using Apple Pay and 1% back on all other purchases.

Welcome offer: This card does not offer a welcome bonus.

Annual fee: $0

Other benefits and drawbacks: We’d be remiss to point out that this card seamlessly integrates with your iPhone and security features like Face ID and Touch ID. It also comes with tools that encourage financial responsibility. Quickly scan purchase transactions and see what interest will cost you in advance so that you can pay things off before that becomes reality.

The Platinum Card® from American Express

[ jump to details ]

After years of a straightforward design, The Platinum Card® from American Express (Terms apply. See rates & fees) turned heads by offering the choice of two new designs on its card. Now, cardmembers can choose from a floral pattern designed by Kehinde Wiley or an abstract pattern by Julie Mehretu. Whether you like either, both or neither is surely to spark discussion when you pull out your card.

Rewards: Earn 5 Membership Rewards Points per dollar for flights booked directly with airlines or with American Express Travel on up to $500,000 per calendar year, 5 points per dollar on prepaid hotels booked with American Express Travel and 1 point per dollar on other eligible purchases.

Welcome offer: Earn 80,000 Membership Rewards Points after spending $8,000 on eligible purchases on the card in the first 6 months of card membership.

Annual fee: $695

Other benefits and drawbacks: The Amex Platinum earns Membership Rewards, which are particularly valuable thanks to the option to transfer them to travel partners. However, this card is best known for its many opportunistic statement credits. There are more than $1,500 in combined freebies and potential credits in addition to perks like airport lounge access and hotel elite status.

Wells Fargo Autograph℠ Card

[ jump to details ]

The Wells Fargo Autograph℠ Card comes standard in a snazzy red and purple credit card that stands out in your wallet, but it might look even better if you choose a custom design. With Wells Fargo Card Design Studio, you can choose from one of the optional designs or even upload a photograph of your choice. Go ahead and showcase your adorable pup or your favorite vacation.

Rewards: Earn 3 points per dollar at restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus, earn 1 point per dollar on other purchases.

Welcome offer: Earn 20,000 bonus points after spending $1,000 in purchases in the first 3 months.

Annual fee: $0

Other benefits and drawbacks: This card doesn’t just look good, it’s a strong earner with no annual fee. Plus, new cardholders are eligible for an introductory APR offer to take things from good to great: 0% introductory APR on purchases for 12 months from account opening. A variable APR of 20.24%, 25.24%, or 29.99% applies for purchases after the intro period ends and for balance transfers. The card has a balance transfer fee of up to 5%, minimum $5.

Disney® Premier Visa® Card *

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If you’re a lover of all things Disney, the Disney® Premier Visa® Card* will bring a smile to your face every time you use it. Cardholders can choose from 10 Disney-themed designs—think Tinkerbell, Mickey Mouse or Sleeping Beauty Castle. The perks don’t stop there. This card earns Disney Rewards Dollars on every purchase to help fund your Disney vacation.

Rewards: Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com, 2% on card purchases at gas stations, grocery stores, restaurants and most Disney locations. Plus, earn 1% on all other card purchases.

Welcome offer: Earn a $300 Statement Credit after you spend $1000 on purchases in the first 3 months from account opening.

Annual fee: $49

Other benefits and drawbacks: In addition to earning rewards, cardholders can get discounts on purchases at shopDisney.com, plus discounts on select merchandise, dining and guided tours on-site at Walt Disney World and Disneyland. Statement credits toward a Disney+ subscription also add to your card benefits.


Methodology

A card’s appearances were an obvious consideration when we designed this list of coolest-looking credit cards, but we also collected and analyzed data on other card aspects as well. Some factors considered were:

  • Reward rates and redemption options
  • Annual fee
  • Interest rates
  • Welcome bonus
  • Consumer benefits and protections
  • Built-in card credits, perks and other incentives

Though we understand the appeal of using an attractive card, these other features are more likely to impact your finances.

Read more: How Forbes Advisor Rates Credit Cards


Bottom Line

Choosing a card solely for its looks isn’t a wise financial decision. However, an eye-catching design can be an extra consideration when comparing otherwise solid cards. These best-looking credit cards are attractive for their earnings potential and built-in benefits as much as their appearance.

Find the Best Credit Cards for 2024

No single credit card is the best option for every family, every purchase or every budget. We've picked the best credit cards in a way designed to be the most helpful to the widest variety of readers.

To view rates and fees for The Platinum Card® from American Express please visit this page.
To view rates and fees for the American Express® Gold Card please visit this page.


Frequently Asked Questions (FAQs)

What is the most attractive credit card?

Aesthetics are highly subjective, so there isn’t a single best-looking credit card. Both Discover and Wells Fargo offer several cards where cardholders are allowed to choose a custom card design from one of many graphic options. In some cases, you may even upload your own photo. These are great ones for carrying a beautiful credit card.

Can you change your preferred card design on the American Express Gold Card and American Express Platinum?

Yes, if you wish to update the design of your American Express® Gold Card (Terms apply) or The Platinum Card® from American Express (Terms apply) to one of the other options, you can do so. Log into your online account or call the number on the back of your card to request a new card. You’ll be prompted to specify which card design you prefer. New cards are typically sent via standard shipping unless you request an expedited option.

Why are so many credit cards blue?

You may have noticed that many credit cards use blue in their primary color scheme. Brands including Chase and American Express have blue in their logos, so it’s logical for them to carry those colors over to some cards. Other brands may use blue simply out of preferred design aesthetic. It’s thought that blue extends a feeling of trust and loyalty, which might be another reason many credit cards are blue.

What is the strongest credit card in the world?

These days, there are several cards made out of metal which keep your credit card strong and less prone to wear and tear. The Platinum Card® from American Express (terms apply, see rates & fees) is made from stainless steel and weighs 17 grams, making it a very strong credit card.

Which is the hardest credit card to get?

The hardest card to get is determined by your own personal circumstances. In general, ultra-premium cards (often identified by annual fees of $400 or more) require excellent credit history, which can make them challenging to get. If you have a high credit score, it’s possible that other factors influence your odds of approval. For example, some issuers limit how many cards you can get within their product umbrella or based on your recent credit inquiries.


Next Up In Credit Cards

*The information for the following card(s) has been collected independently by Forbes Advisor: Apple Card, Disney® Premier Visa® Card. The card details on this page have not been reviewed or provided by the card issuer.

Information provided on Forbes Advisor is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circumstances. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Performance information may have changed since the time of publication. Past performance is not indicative of future results.

Forbes Advisor adheres to strict editorial integrity standards. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. The opinions expressed are the author’s alone and have not been provided, approved, or otherwise endorsed by our partners.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.
Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.
INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
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Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
Earn $300 Statement Credit after you spend $1000 on purchases in the first 3 months from account opening.
The Forbes Advisor editorial team is independent and objective. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. This compensation comes from two main sources. First, we provide paid placements to advertisers to present their offers. The compensation we receive for those placements affects how and where advertisers’ offers appear on the site. This site does not include all companies or products available within the market. Second, we also include links to advertisers’ offers in some of our articles; these “affiliate links” may generate income for our site when you click on them. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impact any of the editorial content on Forbes Advisor. While we work hard to provide accurate and up to date information that we think you will find relevant, Forbes Advisor does not and cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof. Here is a list of our partners who offer products that we have affiliate links for.
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