Breeze Easy Visa Signature Card Review 2024

• Breeze Easy Visa Signature Credit Card Introduction
• Quick Facts
• What Is the Breeze Easy Visa Signature Card Best For?
• Breeze Easy Visa Signature Card Rewards
• 0% Introductory Rates
• Other Breeze Easy Visa Signature Card Benefits
• Fine Print
• How the Breeze Easy Visa Signature Card Stacks Up
• Is the Breeze Easy Visa Signature Card for You?
• Methodology

In March of 2024, Breeze Airways and Barclays debuted the Breeze Easy™ Visa Signature® Credit Card*, a rewards card with an intro APR offer built for fans of the new budget domestic airline.

Breeze Easy cardholders can earn a generous welcome bonus of 50,000 bonus points after spending $2,000 on purchases within the first 90 days to offset the card’s $89 annual fee, plus up to 10 points on select travel purchases. However, so far, the airline only has routes between 50+ U.S. cities across 25 states.

• Cardholders pay an annual fee of $89 for this rewards card
• Earn up to 10 points per dollar spent when you buy Nicer or Nicest bundles on Breeze Airways, up to 4 points when you buy Nice bundles, up to 2 points on No Flex fares, 2 points on eligible grocery and restaurant purchases and 1 point on other purchases
• Earn 50,000 bonus points after spending $2,000 on purchases within the first 90 days

Breeze Airways flies what it calls “underserved” domestic routes, so a Breeze rewards card isn’t well-suited to those who typically fly through major hubs or often fly internationally.

If you do fly Breeze routes, consider the fine print before applying for the card. This balance transfer card offers ample rewards, but it’s best for someone who plans to book the airline’s “Nicer” or “Nicest” bundles with the card since those purchases earn the biggest rewards. When you choose the cheaper of the two, which is the Nicer option, you get:

• Up to 10 points per dollar (5 points for booking with the card plus 5 points for flying on the Nicer bundle)
• One checked bag
• Priority boarding
• Extra legroom
• Full reusable credit for flight cancellations

To get an idea of how Breeze’s bundle prices compare, we looked up the fare for a one-way flight from Los Angeles (LAX) to Orlando, Florida (MCO), which has one layover. The lowest fare we found for this flight was $127. However, it would cost an additional $100 to upgrade to the Nicer bundle and an additional $222 to upgrade to the Nicest bundle.

Earning Rewards

As long as your Breeze Easy card is open and in good standing, you can earn unlimited points. Your biggest opportunity to earn BreezePoints comes from the welcome bonus, which requires relatively low spending per month. But you’ll also get 7,500 BreezePoints as an annual bonus if you spend at least $10,000 on your card each year.

To earn points for travel, cardholders have to book through flybreeze.com, Breeze Airways App or at the airport ticket counter. Here’s how the point tiers work for BreezePoints members who book with the Breeze Easy card:

• Up to 10 points: Nicer and Nicest Bundles and trip add-ons
• Up to 4 points: Nice bundles
• Up to 2 points: Flex Fares and eligible grocery store spending (excluding Target, Walmart, warehouse clubs and drug stores), restaurants and inflight food and drinks
• 1 point: Everyday spending

Redeeming Rewards

BreezePoints can only be redeemed for flight-related purchases. That includes:

• Fares, taxes and fees
• Add-ons, including bags and pets
• Booking flights for someone else

To redeem your points, log in to your account and enter the amount of BreezePoints you’d like to apply toward upcoming travel in the “Applied BreezePoints” section.

Rewards Potential

The rewards potential of this card depends on how you spend your money, including the types of flight bundles you buy.

To get a rough estimate of the points potential for each rewards card, Forbes Advisor uses data from various government agencies to determine both baseline income and spending averages across various categories. The 70th percentile of wage earners brings in $118,438 annually and can spend $39,337 on a credit card. We base our sample household spending on these numbers.

Breeze Easy™ Visa Signature® Credit Card* Rewards Potential
Category	Earning Rate (points)	Estimated Annual Spend	Estimated Annual Earnings
Nicer & Nicest flight bundles	10	$770	7,700
Restaurants	2	$4,622	9,244
Groceries	2	$7,243	14,486
All Other Purchases	1	$26,702	26,702
			Total: 58,132

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The total points earned by our sample household add up to 58,132 a year, which could potentially be worth $581 toward flights. This household would likely earn the welcome bonus and the annual 7,500-point bonus as well, substantially increasing their total points earned in the first year.

Of course, everyone’s spending patterns are different, so you’ll want to look at how these purchases fit into your budget to get a sense of what the card would be worth to you. It’s also worth noting that most households spend far less on flights than they do on groceries and most other spending categories, so a high point multiplier on flights may not be as valuable as it seems.

The Breeze Easy™ Visa Signature® Credit Card* gives you a 0% intro APR on balance transfers for the first 12 billing cycles, followed by a variable APR of 21.24% - 29.99% on purchases and balance transfers. Balance transfers must be completed within 45 days of account opening and a fee of 5% or $5, whichever is greater applies.

• Visa Luxury Hotel Collection. Get a best-available rate guarantee at over 900 hotels, an automatic room upgrade on arrival and a $25 food and beverage credit.
• No foreign transaction fee. Breeze Airways may not take you abroad, but if you do travel overseas you can use the card without a foreign transaction fee.
• Complimentary upgrades. Get an upgrade on a one-way flight after you spend $15,000 on the card.
• Priority boarding. Cardholders and their travel companions get Group 1 priority boarding on Breeze Airways.

Interest Rates

• Regular APR: 21.24% - 29.99% variable
• Purchase intro APR: N/A
• Balance transfer intro APR: 0% intro APR for the first 12 billing cycles on balance transfers made within 45 days of account opening

Fees

• Annual fee: $89
• Balance transfer fee: $5 or 5% of the amount of each transfer, whichever is greater
• Foreign purchase transaction fee: 0%

Breeze Easy™ Visa Signature® Credit Card* vs. Southwest Rapid Rewards® Premier Credit Card*

For people who often fly domestically, the Southwest Rapid Rewards® Premier Credit Card* could be a better choice. This card has a comparable annual fee ($99), and while the points multipliers are much lower than on the Breeze Easy card, you’ll earn more in categories you’re likely to spend more money on, including 3 points per dollar on Southwest purchases, 2 points per dollar on local transit and commuting, including rideshare, 2 points per dollar on internet, cable, phone services and select streaming, 2 points per dollar on Rapid Rewards hotel and car rental purchases and 1 point per dollar on all other purchases.

Southwest also flies to more destinations than Breeze Airways, including a few locations in Mexico and the Caribbean. The Southwest Rapid Rewards® Premier Credit Card* doesn’t have an introductory APR offer, but it includes a generous welcome bonus: Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening, and you automatically earn 6,000 anniversary points, plus Southwest lets you check two bags for free on each flight.

Breeze Easy™ Visa Signature® Credit Card* vs. Alaska Airlines Visa Signature® credit card

If it’s a big welcome bonus you’re looking for, or you want rewards for international flights, the Alaska Airlines Visa Signature® credit card could be a great fit. You’ll earn 60,000 bonus miles and a companion fare ($99 fare plus taxes and fees from $23, terms apply) after spending $3,000 or more in purchases within the first 90 days of account opening, and you can redeem miles for flights to over 1,000 locations worldwide with a free checked bag for you and up to six of your travel companions.

As with most airline cards, you won’t earn the impressive 10-point multiplier you get with the Breeze Easy card, but you will earn unlimited 3 miles per dollar on eligible Alaska Airlines purchases, unlimited 2 miles per dollar on eligible gas, EV charging, cable, streaming services and local transit including ride share purchases and unlimited 1 mile per dollar on all other purchases. Similar to Breeze Easy, you’ll pay an annual fee of $95.

Breeze Easy™ Visa Signature® Credit Card* vs. Chase Freedom Unlimited®

If you prefer a travel rewards card that gives you cash back instead of points, consider the Chase Freedom Unlimited® credit card. You’ll earn 5% cash back on travel purchased through Chase Travel℠, 3% cash back on eligible dining and drugstores and 1.5% on all other purchases, plus an additional 1.5% cash back on the first $20,000 in purchases the first year. Bookings made with Chase Travel on this card include airfare, hotels, car rentals and more. If paired with a premium Chase card like the Chase Sapphire Preferred® Card, you can transfer Chase Ultimate Rewards to dozens of travel partners, which includes JetBlue, United and Southwest.

The Freedom Unlimited card also has a better introductory offer than Breeze Easy, with 0% introductory APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. An intro transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater, applies in the first 60 days of account opening. After that, a fee of either $5 or 5% of the amount of each transfer applies. Plus, the card has no annual fee.

If you do most of your domestic flying with Breeze Airways and you tend to spring for its higher-end flight bundles, the Breeze Easy card could be valuable for you. You’re most likely to find Breeze Airways a convenient choice if you fly in and out of their most popular hubs, like Orlando and Tampa Bay, Florida.

If that’s not you, there are plenty of other credit cards that will reward you for the airlines you fly or let you redeem your rewards through a list of partner airlines.

Forbes Advisor considers a variety of criteria when assigning credit cards a rating. Cards are graded based on numerous factors, including:

• Annual fees
• Welcome bonus offers
• Ongoing earning rates
• Value of individual points or miles
• Included travel or merchant credits
• Additional cardholder benefits

Card features we expect cardholders to use the most often are weighted more heavily in our ratings. Altogether, the factors come together to provide a star rating for each individual card.

Read more: How Forbes Advisor rates credit cards