Bala Parthasarathy
Contributor
Advisor
-
Why Do We Get So Many OTPs When We Pay Online?
It wouldn’t be incorrect to say that the one-time password (OTP) is the one type of SMS that an average Indian receives throughout the day these days. In India, the OTP SMSes have overshadowed messages from friends and family who... -
How To Increase Your Credit Card Limit
More than 60 million Indians depend on credit cards to shop and pay their bills, and that’s why many people want credit cards with high limits. So, what qualifies you for a higher credit card limit? A good credit score... -
Indian Financial Sector Changes You Need To Look Out For In 2022
The ongoing pandemic has forced all sub-sectors within the banking and financial services industry to innovate. The true potential kicked off with digital transformation. Today, every Indian owns a smartphone and can digitally apply for a loan, complete e-KYC, open... -
5 Ways Fintech Is Transforming Banking In India
The banking industry has evolved from physical to digital, and now to hybrid banking models. Thanks to emerging technologies and the fintech companies that are using digital tools to transform the way we bank. The use of the Aadhaar Card... -
Credit Line, Personal Loan Or Credit Card? All You Need To Know
A credit line, personal loan, and a credit card are all unsecured lending instruments, which implies no collateral or security needs to be deposited to use credit via either of the three. The way they work is simple—instead of relying...