Best Credit Cards With Free Airport Lounge Access

The HDFC Infinia Credit Card distinguishes itself as a top-tier selection, thanks to its extensive array of perks and advantages. It enhances the travel journey by providing boundless access to both domestic and international airport lounges. Additionally, it seamlessly merges opulence with utility, offering exclusive discounts, rewards, and insurance coverage. Prioritizing customer convenience and security, the HDFC Infinia Credit Card impeccably caters to the sophisticated requirements of individuals in pursuit of premier financial services, rendering it a remarkable choice in the realm of credit cards.

The Magnus Credit Card delivers a comprehensive airport experience by providing cardholders with unlimited access to both international and domestic airports. In addition to exclusive lounge privileges, cardholders can benefit from VIP assistance services, available up to eight times a year. These services include seamless navigation through airport procedures, encompassing check-ins, security checks, immigration processes, and access to porter services for enhanced comfort.

Moreover, the card is designed with hospitality in mind, offering the added benefit of nine complimentary guest visits, allowing friends and family to partake in an exceptional travel experience.

Other Benefits:

• Choose a voucher worth INR 12,500 from Luxe gift card, The Postcard Hotels gift voucher, or Yatra gift voucher.
• Enjoy eight complimentary end-to-end meet & assist services at the airport.
• Access unlimited complimentary international lounge visits and extend the privilege with eight additional guest visits each year through the Priority Pass card.
• Enjoy unlimited visits to select airport lounges in India.
• For Burgundy Magnus Credit Cardholders, choose a voucher worth INR 5,000 from Luxe gift card, PostCard Hotels gift voucher, or Yatra gift voucher.
• Receive up to INR 500 off on the second movie/non-movie ticket when purchasing one from BookMyShow.
• Avail of up to a 40% discount at over 4,000 restaurants across India.
• Explore curated global experiences for extraordinary weekends.
• Access virtual health assistance, including tele-consultation, health coaching, home quarantine programs, personalized oncology care, and more.
• Get expert medical opinions from a panel of world-class specialists at leading institutions.
• Benefit from special preventive healthcare packages from SRL Diagnostics, Dr. Lal PathLab, and Metropolis.
• Travel confidently with access to vaccination and visa requirement information, legal and medical service referrals, and emergency evacuation services.
• Have the annual fee of INR 12,500 + Taxes waived off when spending INR 25 lakhs in the preceding year.
• Enjoy a reduced interest rate of 3% on extended credit.
• Receive a lowered mark-up fee of 2% on foreign transactions.
• Pay no cash withdrawal fees.
• 1% fuel surcharge waiver for transactions between INR 400 and INR 4,000.
• 12 EDGE Reward points per INR 200 on spends up to INR 1.50 lakhs and 35 EDGE Reward points per INR 200 on incremental spends exceeding INR 1.50 lakhs in a calendar month.
• 5X reward points on spends via Travel EDGE.
• 2 partner miles for every 5 EDGE reward points across 19 travel partners.
• Access assistance for flight bookings, table reservations, gift deliveries, and more.

The Axis Bank Reserve Credit Card redefines the travel experience, offering unlimited international lounge visits for both primary and add-on cardholders, in conjunction with Priority Pass membership. Moreover, it extends 12 complimentary visits annually for accompanying guests. The VIP assistance service is provided eight times each year, where the cardholder receives dedicated support through airport procedures, including check-ins, security clearances, immigration processes, and porter services.

While this card may carry a slightly higher cost, it can substantially reduce expenses for frequent travelers who prefer luxury accommodations. If you are a globe-trotter and enjoy staying at upscale hotels, this card can effectively curtail your bills.

Other Benefits

• Annual fee waived off on spending INR 25 lakh in the preceding year.
• Foreign currency markup of 1.5% on international transactions.
• No cash withdrawal charges.
• Fuel surcharge waiver of 1% for transactions between INR 400 to INR 4,000 (capped at INR 400 per month).
• Reduced APR of 2.5% on extended credit.
• 50,000 reward points on card activation and renewal.
• 15 EDGE reward points for every INR 200 spent.
• 2X rewards on international spends.
• Club ITC Culinaire membership with complimentary third night stay.
• 50% savings on published room tariff for suites on weekends, 25% green points on food and beverage spends, bouquet of 10 certificates.
• Accorplus membership with night complimentary stay across Asia-Pacific region complimentary room upgrade and up to 50% off on dining.
• Complimentary lunch buffet for two across Accor Hotels in India
• Handcrafted Club Marriott Asia-Pacific membership with 20% off on food and beverage and 20% off on best available rates at participating Marriott Hotels in India and on weekend rates in Asia-Pacific.
• Exclusive offers at Oberoi Hotels and resorts 15% savings on room only rate and room with breakfast rate or third night complimentary, 50% savings on best available rates on suites.
• For Postcard Hotels,15% off on the best available room rate and anytime check in and check out.
• 50 complimentary golf rounds every year across the best golf courses in India.
• Counterfeit and lost card liability up to credit limit.
• Purchase protection of INR 2 lakh.
• Loss, delay in baggage and personal documents cover of $500.
• Credit shield of INR 5 lakh.
• Air accident cover of INR 450 lakh.
• 1st complimentary information session and 25% savings on all health and wellness coaching plans.
• Referral-based service for second medical opinion with world class specialists.
• Exclusive savings on healthcare packages and pathology tests at Dr. Lal Pathlabs, Metropolis.

IndusInd Bank has introduced the Pioneer Heritage Metal Credit Card, available in two variants: one as a Mastercard and the other as a Visa credit card. The services offered by both cards are quite similar. In this context, we have opted for the Mastercard version due to its enhanced services.

This premium card not only provides unlimited lounge access but also offers chauffeured car services for seamless transportation between the airport lounge and the aircraft, ensuring a luxurious travel experience. The card entails a one-time joining fee of INR 1,80,000, as well as an alternative fee structure comprising a joining fee of INR 90,000 and an annual fee of INR 25,000.

Other Benefits

• 2.5 reward points on every INR100 spent on international transactions.
• 1 reward point on every INR 100 spent on domestic transactions.
• Luxe gift card worth INR 5,000.
• Gift voucher from Montblanc India.
• INR 3,000 off on food bills in a year in partner restaurants.
• Four free tickets in a quarter, the price of the free ticket is capped at INR 1,000 per ticket.
• Gift vouchers from Oberoi Group of Hotels.
• 20% off or discount of INR 350 (whichever is lower) for every two tickets purchased for non-movie events booking.
• Four complimentary golf games in a month and four complimentary golf lessons in a month.
• Four complimentary tickets each quarter, with each free ticket having a maximum value of INR 1000.
• Additionally, when booking non-movie events, you’ll receive a discount of 20% off the ticket price or a reduction of INR  350, whichever of the two is lower, for every two tickets you purchase.
• A 24-hour concierge service.
• Personal air accident insurance cover of up to INR 25 lakhs.
• 1% waived for transactions between INR 400 and INR 4,000;GST on fuel surcharge.

Mastercard variant

• One night free at partner luxurious hotels, resorts (offer varies from one service provider to other).
• 3 rounds of complimentary green fees in a calendar quarter
• 1 complimentary guest green fee in a calendar quarter
• Club ITC culinaire discounts.
• Services for Departure: Private departure lounge, airline check-in and all security procedures carried out at the presence of the card holder, luggage checked-in and taken from the lounge, private chauffeured car to take you from the VIP suite to the aircraft, option to board the flight last or first.
• Services for Arrival: Chauffeured car waiting as soon as the aircraft arrives, private arrival lounge with refreshments, customs and immigration clearance carried out privately in front of the cardholder.
• Luggage delivered directly to you in your private lounge.
• Access to medical experts who provide expert medical opinion on complex diseases and it covers the cardholder, spouse, children and parents.
• Global data plan of 3 GB for 10 days every year, 15% discount on all subsequent flexiroam data plans purchased.

American Express launched American Express® Platinum Card designed for their India customers. Card provides airline tickets to airport pick-ups, from car rentals to hotel reservations at a discounted rate. It has one of the biggest networks and partnerships with lounges in India and internationally.

Other Benefits

• Welcome benefit to choose from 1,00,000 rewards points or get stay vouchers from Taj, SeleQtions and Vivanta Hotels worth INR 45,000.
• 3X membership reward points on everything, every time you spend abroad.
• 1 membership reward points for every INR 4,010 spent with your card.
• Reward points never expire in American Express.
• 5X membership reward points on every purchase through reward multiplier.
• 50% off at partner restaurants in India with complimentary membership to EazyDiner Prime, complimentary drink, preferential reservations and a 24X7 VIP helpline.
• Access to presale tickets seats in the house for concerts, Fashion Weeks, Grammy Awards, Wimbledon and more.
• Platinum concierge service available 24×7 on call.
• Coverage of INR 5 crore for death due to air accident, if your air ticket is bought on the platinum card.
• Coverage of INR 50,000 in case of loss of checked-in baggage, passport or documents.
• Overseas Medical Insurance for USD 50,000 for the first seven days of a trip.
• Protection against loss, or damage of tangible goods within 90 days of purchase, caused by fire, burglary or natural calamities.
• Fraud protection worth INR 15 lakh, single call to block all cards, emergency hotel and travel assistance up to INR 2 lakh and emergency cash in India.