Roopam Asthana

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  • What Is Insured Declared Value (IDV) In Bike Insurance

    In the bustling lanes and wide highways of India with poor public transport access, motorbikes stand as symbols of freedom, convenience, and economic mobility. For many, a motorbike is not just a mode of transport but a trusted companion in...
  • How Does a Top-Up Health Insurance Policy Work?

    In simplest terms, a top-up health cover is an indemnity policy, which offers you additional medical cover to your existing health insurance or a group mediclaim policy. Many people confuse these plans with rider policies such as critical illness, hospital...
  • What Is Critical Illness Insurance?

    As the name suggests, critical illness insurance is a comprehensive insurance cover that offers protection against life-threatening disorders such as kidney failure, renal failure, cancer, HIV, and heart attack, among others.  Under the policy terms, it offers a substantial amount...
  • When Should You Renew Your Insurance Policy?

    In this fast-paced world, it’s easy to lose track of important dates, especially regarding insurance policy renewal. Many individuals often overlook the significance of renewing their policies promptly, unknowingly exposing themselves to risks and missing out on potential cost savings....
  • Claim Settlement Process: How To Ensure Your Claims Are Settled

    Insurance has evolved to provide a wide range of benefits that can mitigate your financial challenges when untoward incidents occur, and obtaining a policy is now easier than ever as long as the details and documents are correct and updated...
  • Travel Insurance for Senior Citizens

    Traveling domestically or overseas can be a great experience when it goes off without any hitches. However, there are still a few risks that may sour the entire trip. Incidents such as lost luggage, robbery, misplacement of travel documents, or...
  • How To Buy Or Renew Car Insurance Online?

    As a car owner in India, it is mandatory to have at least a third-party car insurance cover to drive on public roads as per the Motor Vehicle Act. Additionally, the own damage car insurance cover offers a financial cushion...
  • Everything You Need To Know About Car Insurance Premiums

    Car insurance covers the vehicle owner against the financial loss(es) because of theft or accidental damage of the insured vehicle along with the legal liability that may arise due to Third party losses. The coverage is as per the terms...
  • How to Ensure You Have Enough Insurance?

    There are enough opportunities in the market to help you secure yourself and your loved ones from the financial burden of unexpected emergencies. As a financial product, insurance must always be a part of your general portfolio that brings stability...
  • How To Reduce The Cost Of Your Car Insurance Renewal?

    Car insurance is essential to protect you financially when behind the wheel. Also, third-party insurance cover is compulsory for car owners under the Motor Vehicles Act, 1988. Typically, most car insurance policies are valid for a year. Thus, you need...
  • How To Claim Car Insurance

    India is witnessing growing acceptance to insure cars not just for new vehicles sold but also for existing cars that were previously uninsured. As the number of cars insured increases, knowing how the claims process works becomes crucial.  As per...