Saurav Basu

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  • Direct Vs. Regular Mutual Fund: Which Is Better For Long-Term?

    In the ever-evolving realm of investments, mutual funds have witnessed a substantial surge in popularity among those seeking to diversify their portfolios and optimize their financial returns. Mutual funds serve as a collective investment vehicle, pooling resources from a multitude...
  • How To Invest In Mutual Funds In 2024

    Investing wisely is a pursuit that demands knowledge, patience, and strategy. One of the most popular investment vehicles that offers a balanced approach for both beginners and seasoned investors is mutual funds. Have you ever thought about growing your money...
  • How To Transfer Shares And Bonds From One Demat Account To Another?

    A demat account holds shares, bonds, and other securities in electronic format. Broadly, it facilitates online trading and converts physical shares into electronic ones. It is available in three types: regular, repatriable, and non-repatriable, and it is a prerequisite for...
  • How Does Inflation Affect Fixed Income Investments?

    Fixed income investment is a category of investment focused on preservation of income and capital, and entails consistent and regular returns for investors. By investing in fixed-income investments, investors are entitled to a series of interest payments that are considered...
  • What Are Arbitrage Mutual Funds And How Do They Work?

    Arbitrage mutual funds are hybrid mutual fund schemes which leverage the price difference in markets to generate profits. The main aim of arbitrage funds is to generate arbitrage profits through price differences in different capital market segments.  Arbitrage means buying and...
  • All You Need To Know About New Fund Offer

    A new fund offer (NFO) is essentially an invitation by an asset management company (AMC) for an investor to put their money into a new scheme floated by the company. It is a first- time subscription offer by a mutual...
  • What Are Balanced Advantage Funds?

    Balanced advantage funds (BAFs), as the name suggests, are funds that aim at maintaining a “balance” between risk and returns while giving the “advantage” of better timing of investments to the investors. Also known as dynamic asset allocation funds, balanced...
  • What Are Fund Of Funds Mutual Funds And How Do They Work?

    A fund of funds mutual fund or an FoF is a mutual fund that invests in units of other mutual funds, rather than investing directly in stocks, bonds or other investment securities. In India, there are FoFs which specifically invest...
  • What Are Large Cap Equity Mutual Funds?

    It is well known that equity mutual funds provide an investor with advantages that are challenging to achieve through other investment vehicles. When selecting an equity portfolio, the market capitalization or the size of the company is one crucial factor...
  • What Are Mid-Cap Mutual Funds?

    Mid cap mutual funds are a type of mutual funds that invest in equity and equity related instruments of the mid cap companies. A mid-cap mutual fund must have at least 65% of its assets invested in equity and equity...
  • What Are Small Cap Mutual Funds?

    Small cap mutual funds are funds that invest a major portfolio of investment corpus into equity or equity-related instruments of small cap companies.  What Are Small Cap Mutual Funds? As per the Securities and Exchange Board of India (SEBI) guidelines,...
  • What Are Debt Mutual Funds?

    Debt mutual funds are a category of mutual funds that invest in debt and money market instruments. Money market and debt market instruments include commercial papers, certificates of deposits, treasury bills, non-convertible debentures, government bonds, G-Secs, among others.  The primary...
  • What Are Tax Saving Mutual Funds And How Do They Work?

    An equity-linked saving scheme (ELSS) is an open-ended equity mutual fund that invests a major portion of their corpus into equities and equity-related instruments. These category of mutual funds qualify for tax deductions and are popularly known as tax saving mutual...
  • Investment Options For Millennials In 2024

    Simply earning money and keeping it idle in a bank account or just saving your hard-earned money may be sufficient to meet your long-term financial goals. Investing your money can help potentially beat inflation and generate positive returns over a...
  • How to Redeem Mutual Funds In 2024

    Mutual funds are considered one of the best market linked investments to achieve short-term and long-term financial goals. Backed by expert portfolio managers, mutual funds are best suited for investors who do not have much time to keep a track...
  • 7 Myths About SIPs That Need To Be Busted

    A systematic investment plan or an SIP is a disciplined way of investing, in which an investor can make equal payments at regular intervals over a period to accumulate wealth over the long run. An SIP is considered among the...
  • How To Create Wealth As A Working Professionals in Their 30s

    The most significant goal in wealth creation is to attain financial freedom. This “will” to be free comes to those who are willing to learn and earn. Ambitious professionals in their 30s have the potential to pursue a life sans...