Best Hotel Credit Cards In 2024

The SBI Card Elite Advantage is best suited for individuals who travel frequently. It comes with a decent annual fee. However, the best travel earning rates are only for hotel bookings through Trident and Kaligo.

• Earn 10,000 reward points on annual spend of INR 3 lakh and 4 lakh, 15,000 bonus points on INR 5 lakh and INR 8 lakh, and 50,000 bonus points worth INR 12,500.
• Earn an e-gift voucher worth INR 5,000 by punching a code received upon activation of the card sent via SMS or email to choose from significant travel and lifestyle brands.
• Enjoy benefits such as 5X reward points on dining, departmental stores, and grocery spending and 2 points on every INR 100 spent on all other aspects, plus two reward points on every INR 100 spent on international transactions — which can be used to pay the card’s outstanding dues.
• Get up to six airport lounge access to over 1,000 international airport lounges worth INR 8,257.87 ($99) and up to two complimentary domestic airport lounge visits every quarter.
• Get nine Club Vistara points for every INR 100 spent on Vistara flights.
• Get Trident Hotels Privilege Red Tier membership with 1,000 welcome points on registration, 1,500 points on your first stay, and INR 1,000 hotel credit on extended stays. Additionally, you will receive 10% savings on bookings through Trident Hotel’s website and 10 points for every INR 100 spent during your stay.
• Earn up to 10,000 points per night on hotel bookings made on Kaligo, a hotel booking platform.
• Offers a foreign currency markup charge of 1.99% on international usage.

Axis Bank Reserve Credit Card offers flagship membership from Club ITC Culinaire, Accorplus, Club Marriott Asia Pacific, and Oberoi and Trident Hotels. It’s a perfect fit for high rollers who haunt luxurious properties while traveling. Its extravagant annual fee is well-accounted for in the right hands.

• Get a Club ITC Culinaire membership with a complimentary third-night stay, 50% off hotel bookings, and 25% points on food and beverage spending.
• Get an Accorplus membership with one complimentary stay across Asia Pacific countries, with 50% off dining and lunch buffets for two Accor hotels in India.
• Get a Club Marriott Asia Pacific membership with a 20% discount on hotel bookings and food and beverages.
• Avail of offers at international and domestic Oberoi and Trident Hotels, with a 15% discount on room rates. Plus, 15% off on rooms across participating Postcard hotels.
• Get 50,000 reward points on card activation and renewal, 15 edge reward points for every INR 200 spent, and 2X rewards on international spending.
• Earn up to eight complimentary VIP assistance services at the airport processes and four airport pick-ups and drops yearly.
• Get an EazyDiner Prime membership with 25% off across premium restaurants, buy one movie ticket from BookMyShow and get INR 500 off on the second ticket, and get a priority pass membership with unlimited access to domestic and international airport lounges.
• Insurance benefits include lost card liability up to credit limit, purchase protection up to INR 2 lakh, loss in baggage and personal documents up to around INR 16,700 ($200), and credit shield of INR 3 lakh.

The Axis Bank Magnus credit card is loaded with extras, making it a perfect fit for competition with other top cards that justify its annual fee.

• Choose a gift card worth INR 12,500 from Luxe, Postcard Hotels, or Yatra within six months of availing the credit card.
• Get a priority pass membership with unlimited national and international visits at airport lounges upon spending a minimum of INR 50,000.
• Enjoy a 15% discount on rates on select international and domestic Oberoi and Trident Hotel properties, applicable on offline and online bookings.
• Enjoy a discount of up to 40% (with a maximum of INR 1,000) at over 4,000 restaurants across India.
• Earn 35 reward points per INR 200 on incremental spends above INR 1.5 lakh and 12 points for every INR 200 spent up to INR 1.5 lakh.
• Get 5X reward points on online travel spent on Magnus Credit Card.
• Charges 2% foreign currency markup on international transactions.

This card is pumped with various welcome and membership renewal rewards if you spend frequently on travel. You can also use it to settle your dues with reward points.

• Earn 2,500 welcome reward points within 60 days from the first transaction and upon card renewal. One point equals four air miles on the partner airlines, 1 Taj Inner Circle point, and 4 Intercontinental Hotels Group (IHG) points.
• As a welcome or annual membership offer, you can choose from either an INR 10,000 Taj Experience Gift Card or an INR 10,000 card from ITC Hotels, and in every membership renewal.
• Earn one complimentary night when four consecutive nights are booked at participating hotels.
• Earn one reward point for every spend of INR 100 within India and 2 points for international spending.

The Marriott Bonvoy HDFC Bank Credit Card is fit for individuals spending big cash on Marriott Bonvoy properties. The complimentary Elite status boosts the rewards for free nights and other perks. We suggest credit card holders who aren’t fans of Marriott Bonvoy look for alternative cards.

• Receive one free night at JW Marriott Hotel as a welcome gift with a redemption value of 15,000 points. One more free night is available upon spending INR 6 lakh, an additional one night for INR 9 lakh, and another for INR 15 lakh. You can earn up to three free nights in an anniversary year.
• Earn a Marriott Bonvoy Silver Elite membership with eight points for every INR 150 spent at hotels, four points per INR 150 spent on travel, dining, and entertainment, and two points per INR 150 spent on all other purchases.
• Earn 12 complimentary access within national and international airport terminals in India and another 12 complimentary worldwide.
• Earn two complimentary golf course access and two golf course lessons per quarter worldwide.
• Get 5% cashback on HDFC Smartbuy using Marriott Bonvoy HDFC Bank Credit Card.
• Insurance benefits for delay or loss of checked-in baggage ($250) and travel documents ($250), flight delay ($250) and air accidental coverages ($12,500), emergency medical expenses ($18,750), credit shield (INR 1 lakh), and loss liability cover (INR100,000).

For a 12,500 annual fee, INFINIA Credit Card delivers exceptional value for frequent travelers. A complimentary mid-tier membership at Club Marriott given with this card once enrolled is worth having in your wallet, plus you’ll earn benefits at participating ITC hotels.

• Get complimentary Club Marriott Membership with a 20% discount on food and beverage, 20% off at participating Marriott hotels in India and Asia Pacific countries.
• Earn a complimentary free night stay for booking made for three nights at participating ITC hotels, along with a buffet for two people.
• Earn five reward points on every INR 150 retail spending and up to 10 times points on travel and shopping spending on Smartbuy.
• Unlimited access to golf games courses across India and select courses worldwide.
• Get a 15% discount on Swiggy Dineout and a 1% fuel surcharge waiver across fuel stations.
• The annual fee is waived upon spending INR 10 lakhs in the preceding 12 months, with a renewal benefit of 12,500 reward points.
• Accidental air death coverage of INR 3 crore, emergency overseas hospitalization up to INR 50 lakhs, and credit shield cover up to INR 9 lakh.

This credit card is a good match for casual travelers looking for some perks on a low-to-mid-budget journey via Ixigo. Earning a welcome bonus is easy when you book flight tickets and hotel reservations via the travel application, and a low annual premium is a nice benefit.

• The annual fee is waived upon spending INR 1,000 within the first 30 days and off next year upon spending INR 1 lakh.
• Using the credit card payment on the Ixigo platform, you get a 10% (up to INR 1,000) discount on flight bookings, bus bookings up to INR 3,000, and hotel bookings up to INR 1,000 available once every month.
• Earn 20 reward points for every INR 200 spent on train bookings with Ixigo, another 10 points for every INR 200 spent on online purchases, and 5 points for every offline transaction of INR 200.
• Get complimentary international and 16 domestic airport lounge access every year.

This credit card is a good fit for travelers seeking benefits on a low-to-mid-budget journey via EaseMyTrip. Moreover, you can avail yourself of loans up to INR 5 lakh with a repayment tenure of six to 60 months.

• Earn ten reward points for every INR 100 spent on booking airline tickets and making hotel reservations without using third-party aggregators except for the EaseMyTrip application, and two points for every INR 100 spent on all other retail category spending.
• For bookings made via the EaseMyTrip application, get a 10% (up to INR 1,000) discount on domestic flights and (up to INR 5,000) international flights, 20% off (up to INR  5,000) on domestic and (up to INR 10,000) international hotel bookings.
• Get complimentary lounge access at any domestic and two international airports annually.
• Loans up to INR 5 lakh are available, with repayment tenure starting from six to 60 months.