Jeep Wrangler Car Insurance Cost 2024

Jeep Wrangler Insurance Costs by Company

Jeep Wrangler owners can potentially save hundreds of dollars per year by comparing car insurance quotes among multiple insurers. Among the large insurance companies we analyzed, Geico offers the cheapest car insurance for a Jeep Wrangler. The next cheapest in our analysis was Erie.

Related: The best car insurance companies

Jeep Wrangler Insurance Costs by State

State variations in Jeep Wrangler auto insurance costs are typically driven by past claims in the state, medical costs, repair costs, state regulations and more. Louisiana is the most expensive state for insuring a Jeep Wrangler ($4,590 a year). Hawaii is the cheapest ($1,339 a year).

Cost of Insurance for a Jeep Wrangler Based on Driver Age

The cheapest age for insuring a Jeep Wrangler is 60, according to a Forbes Advisor analysis of rates.

The most expensive age to insure a Jeep Wrangler is age 20.

There are several factors that go into determining your own car insurance rate. These include your driving record, your garaging address (where you keep the car), annual mileage, a credit-based insurance score (poor credit risks pay more), your past claims, the type of car, any recent lapse in car insurance coverage and the type and amount of insurance coverage chosen.

Related: 9 Factors That Affect Your Car Insurance Rates

How to Save Money on Jeep Wrangler Car Insurance

There are several ways you can lower car insurance costs, such as:

• Compare insurance quotes. Car insurance companies each have a different way of pricing insurance for a Jeep Wrangler. The best way to find a competitive cost is to compare car insurance quotes from several companies.
• Buy the right amount of car insurance. While you want to make sure you have the right amount of coverage, you also don’t want to overpay for insurance you don’t need for a Jeep Wrangler. Here are ways to decide how much car insurance you need.
• Maintain good credit. Insurers in most states can use your credit-based insurance score as a factor in calculating rates. But not all insurers weigh this factor the same, which is why it’s smart to get multiple quotes.
• Raise your auto insurance deductible. Generally the higher your car insurance deductible, the less you pay in premiums. Typical deductible amounts range from $250 to $2,000 and up.

Methodology

Unless otherwise noted, rates are based on a 40-year-old female with a good driving record and insuring a new vehicle. Rates shown are for coverage of $100,000 in bodily injury liability coverage per person, $300,000 per accident and $100,000 in property damage liability (100/300/100), uninsured motorist coverage, collision and comprehensive insurance with a $500 deductible, and any other coverage required in a state. Source: Quadrant Information Services.