Top 13 Amex Green Card Benefits

1. Welcome Offer
2. Reward Points
3. $189 CLEAR® Plus Membership Credit
4. $100 LoungeBuddy Credit
5. Global Assist® Hotline
6. No Foreign Transaction Fees
7. Travel Protections
8. American Express Experiences
9. Amex Offers
10. Extended Warranty
11. Purchase Protection
12. ShopRunner Membership
13. Flexible Payment Options

The American Express® Green Card* features a welcome bonus of 40,000 points after spending $3,000 on purchases in the first 6 months. This spending requirement is easier to satisfy compared to many other rewards credit card welcome bonuses. Still, you should never overspend for the sole purpose of earning a welcome bonus—especially not when there are strategies you can use to earn a welcome bonus with ease.

The most valuable way to redeem your American Express Membership Rewards points is typically to transfer them to travel partners for high-value flight or hotel redemptions. Amex has many transfer partners including popular programs such as Delta SkyMiles, Virgin Atlantic Flying Club, Singapore KrisFlyer, Hilton Honors, Marriott Bonvoy and more.

The American Express® Green Card* offers card members the chance to earn bonus points in several spending categories. You can earn three Membership Rewards points per dollar spent on the following types of eligible purchases.

• Restaurants
• Transit (e.g., Rideshare, Parking, Subways, Taxis, Trains, Buses, etc.)
• Travel (e.g., Airfare, Hotels, Car Rentals, Cruises, Tours, etc.)

You can also use the card to earn 1 Membership Reward Point per dollar you spend on all other eligible purchases. As a result, the Amex Green Card may not be a great fit for everyday spending if you’re looking to maximize your credit card rewards. But the three points per dollar the American Express Green Card offers at restaurants, travel, and transit purchases are a solid offering for a card with an annual fee of $150.

$189 CLEAR® Plus Membership Credit

When you use your Amex Green Card to pay for a CLEAR® Plus Membership, you’ll receive a statement credit for up to $189 each year to reimburse you for the cost. This statement credit alone will offset the cost of the card’s annual fee if you take advantage of the benefit.

$100 LoungeBuddy Credit

Another statement credit that could help to make up the cost of the Amex Green Card’s annual fee is the $100 LoungeBuddy Credit. When you use your card to purchase airport lounge access through LoungeBuddy, you can receive up to $100 in annual statement credits.

Global Assist® Hotline

American Express card members have access to the Global Assist Hotline¹ if unexpected problems arise while traveling. Whether you lose your passport, become ill or injured, or experience some other type of travel-related complication, service providers may be able to assist you (provided you’re more than 100 miles away from home). However, it’s important to note that fees may apply for the services you receive from third-party service providers.

No Foreign Transaction Fees

Foreign transaction fees can add up quickly when you’re traveling outside of your home country. Thankfully, you won’t have to worry about these fees as an Amex Green card member since the card won’t charge them no matter where your adventures take you.

Travel Protections

Unexpected transportation delays can be frustrating. But if you used your Amex Green Card to pay for a round-trip ticket, you might be eligible for insurance coverage. Trip delay insurance² could reimburse you for up to $300 per trip (up to twice per 12 months per eligible card) if a covered reason delays your trip for more than 12 hours.

The Amex Green Card also offers car rental loss and damage insurance³. The coverage is secondary so you’ll need to decline the rental car company’s insurance at the counter to activate it. Also, it’s worth noting that the Amex Green Card’s rental insurance doesn’t include liability coverage.

Finally, the American Express® Green Card* provides baggage insurance⁴ of up to $1,250 for carry-ons and $500 for checked bags. To qualify for the coverage, the entire travel fare must be purchased with your Amex Green card.

American Express Experiences

Receive exclusive access to presale tickets for a variety of entertainment events (e.g., concerts, theater, sports, etc.) before the general public. American Express Experiences is available to all card members, not just those who open an American Express Green Card.

Amex Offers

Another perk that comes with being an American Express card member is the Amex Offers program. This bank savings program gives you a chance to enroll in offers each month and earn extra Membership Rewards points, receive statement credits, and more. You can even combine many Amex Offers with online shopping portal offers to maximize your rewards-earning potential on purchases you need to make anyway.

Extended Warranty

Receive up to one additional year of coverage⁵ on top of the original manufacturer’s warranty when you use your Amex Green Card to pay for an eligible purchase. The benefit applies to items valued up to $10,000 and with original manufacturer’s warranties of five years or less.

Purchase Protection

When you use the American Express® Green Card* to make eligible purchases, you’ll receive up to $1,000 worth of purchase protection⁶ for lost or stolen items. The loss or theft of the covered item must occur within 90 days, and you can claim up to $50,000 in purchase protection benefits per eligible card each calendar year.

ShopRunner Membership

Amex Green card members can receive a complimentary ShopRunner membership which grants free 2-day shipping on eligible items at over 100 online retail stores. Enrollment is required and minimum purchase amounts may also apply.

With any credit card, the best way to manage your account is to pay your full account balance each month. This practice allows you to avoid expensive interest charges and protect your credit score from a high credit utilization rate.

That being said, American Express Green card members do have three different options when it comes to payments.

• Pay your balance in full.
• Use the Pay Over Time feature to revolve a balance with interest.
• Split large purchases into monthly payments using Amex’s Plan It® feature.

American Express also offers the Business Green Rewards Card from American Express* for small business customers. This card comes with a different set of rewards and benefits than those listed above for the American Express® Green Card*.

Business Green card members can earn 2 points per dollar on eligible purchases at American Express Travel and 1 point per dollar on eligible purchases. This card’s annual fee of $95 is lower than the consumer version, but its welcome bonus is also less generous than the consumer version—15,000 Membership Rewards points after spending $3,000 in eligible purchases within the first 3 months of card membership.

If you’re looking for a business credit card to earn rewards on your everyday business spending, there are plenty of options to consider. No matter what type of rewards credit card you’re seeking, it’s always wise to shop around and compare credit card offers to make sure you find the best deal for your situation.

The American Express® Green Card* could be a solid choice if you’re looking to earn elevated Membership Rewards points across several different spending categories. And the card can be even more valuable if you’re able to earn the welcome bonus and then take full advantage of the statement credits and extra benefits that it offers.

¹You can rely on Global Assist Hotline 24 hours a day / 7 days a week for medical, legal, financial or other select emergency coordination and assistance services while traveling more than 100 miles away from your home. Third-party service costs may be your responsibility. Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Card Members are responsible for the costs charged by third-party service providers.
²Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.
³Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.
⁴Baggage Insurance Plan coverage can be in effect for Eligible Persons for eligible lost, damaged, or stolen Baggage during their travel on a Common Carrier (e.g. plane, train, ship, or bus) when the entire fare for a Common Carrier Vehicle ticket for the trip (one-way or round-trip) is charged to an eligible Account. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier (e.g. plane, train, ship, or bus). For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.
⁵When an American Express® Card Member charges a Covered Purchase to an Eligible Card, Extended Warranty can provide up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of five (5) years or less. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year. Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.
⁶When an American Express® Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per occurrence, up to $50,000 per Card Member account per calendar year. Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.