How To Pair Chase Ink Preferred With Other Chase Cards

Chase allows cardholders to combine points earned across all Ultimate Rewards credit cards, including cards owned by one other household member or company owner.

For cards that you have personally, combining points is relatively simple. Log in to your online account and select one of your Ultimate Rewards cards. Navigate to redeem your rewards and select “Combine Points” from the drop-down menu at the top. You can then decide which cards you want to transfer from and to, as well as how many points you want to move.

If you want to combine points with another person in your household, you’ll need to call the number on the back of your card and link your accounts. Once the process is complete, their card will show up alongside yours in your Ultimate Rewards account for transfers.

Keep in mind that if you have both a personal and business Chase account, you may need to link them first to make transfers. Here’s how you can link your personal credit cards to your business login:

1. Navigate to “Profile & settings”
2. Select “Manage linked accounts”
3. Choose “Show my accounts”
4. Select “Link relationship”

There are plenty of Ultimate Rewards credit cards you can pair with the Ink Business Preferred® Credit Card to maximize your rewards earning and redeeming power. Here are some of the top examples to consider.

Ink Business Preferred® Credit Card and Ink Business Cash® Credit Card

Here’s a quick summary of what you’ll get with both the Ink Business Preferred® Credit Card and the Ink Business Cash® Credit Card:

Features	Ink Business Preferred® Credit Card	Ink Business Cash® Credit Card
Welcome Bonus	100,000 points after spending $8,000 on purchases in the first 3 months from account opening	$350 bonus cash back after spending $3,000 on purchases in the first three months and an additional $400 after spending $6,000 on purchases in the first six months after account opening
Rewards Rates	3 points per dollar on the first $150,000 spent on travel and select business categories each account anniversary year and 1 point per dollar on all other purchases	5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year and 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
Redemption Bonus	25% on travel redemptions through Chase	None
Transfer Partners	Yes	No
0% Intro APR	N/A	0% introductory APR on purchases for 12 months, then a standard APR of 18.49% - 24.49% variable applies for purchases and balance transfers. A balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater, applies
Annual Fee	$95	$0

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Benefits of Ink Preferred and Ink Cash Pairing

Both cards offer excellent welcome bonuses and bonus rewards categories, but the Ink Business Cash doesn’t offer a travel redemption bonus or access to transfer partners.

That said, the Ink Cash offers a higher rewards rate on internet, cable and phone services. These are bonus categories that you won’t get with the Ink Preferred, allowing you to accumulate more points on your everyday expenses. The card offers a 0% APR promotional rate on purchases as well which can come in handy if you have a large upcoming expense or need some help with short-term cash flow issues and don’t want to pay interest.

Ink Business Preferred® Credit Card and Ink Business Unlimited® Credit Card

Here’s a quick summary of what you’ll get with both the Ink Business Preferred® Credit Card and the Ink Business Unlimited® Credit Card:

Features	Ink Business Preferred® Credit Card	Ink Business Unlimited® Credit Card
Welcome Bonus	100,000 points after spending $8,000 on purchases in the first 3 months from account opening	$750 bonus cash back after spending $6,000 on purchases in the first 3 months from account opening
Rewards Rates	3 points per dollar on the first $150,000 spent on travel and select business categories each account anniversary year and 1 point per dollar on all other purchases	1.5% cash back rewards on every business purchase
Redemption Bonus	25% on travel redemptions through Chase	None
Transfer Partners	Yes	No
0% Intro APR	N/A	0% introductory APR for 12 months on purchases, then a 18.49% - 24.49% variable APR applies for purchases and balance transfers. A balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater, applies
Annual Fee	$95	$0

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Benefits of Ink Preferred and Ink Unlimited Pairing

The Ink Business Unlimited doesn’t offer any bonus rewards categories, but it offers 50% more points on non-bonus spending compared to the Ink Preferred.

Like the Ink Business Cash, the Ink Unlimited is billed as a cash-back card but does earn Ultimate Rewards points. It also doesn’t offer a travel redemption bonus or transfer partners on its own, but cardholders do get a 0% introductory APR on purchases.

Ink Business Preferred® Credit Card and Chase Sapphire Reserve®

While the Ink Business Preferred® Credit Card is a business credit card, the Chase Sapphire Reserve® is a personal premium credit card: Here’s what you can expect from both cards:

Features	Ink Business Preferred® Credit Card	Chase Sapphire Reserve®
Welcome Bonus	100,000 points after spending $8,000 on purchases in the first 3 months from account opening	75,000 bonus points after spending $4,000 on purchases in the first three months from account opening
Rewards Rates	3 points per dollar on the first $150,000 spent on travel and select business categories each account anniversary year and 1 point per dollar on all other purchases	5 points per dollar on flights and 10 points per dollar on hotels and car rentals when purchasing travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3 points per dollar on other travel and dining and 1 point per dollar spent on all other purchases
Redemption Bonus	25% on travel redemptions through Chase	50% on travel redemptions through Chase
Transfer Partners	Yes	Yes
Annual Fee	$95	$550

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Benefits of Ink Preferred and Sapphire Reserve Pairing

If you want to maximize both your business and personal expenses, pairing the Ink Business Preferred with the Chase Sapphire Reserve is tough to beat. While the Ink Preferred offers a solid redemption bonus on travel, you’ll get even more with the Sapphire Reserve.

The two also have very different bonus rewards categories, making it easier to maximize rewards on your everyday purchases.

What really makes the Sapphire Reserve shine, though, is its premium travel perks. You’ll get a $300 annual travel credit, complimentary airport lounge access with Priority Pass, an application credit toward Global Entry, TSA PreCheck or NEXUS and several other valuable perks.

While the Ink Business Preferred is a standout business card on its own, pairing it with one or more other Ultimate Rewards credit cards could help you glean even more value. Before pairing cards, carefully consider how any additional rewards or features would match up with your spending habits and goals. Also, be sure to consider annual fees that could eat into the value you gain from each card.