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Ben Luthi

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About

Ben Luthi is a freelance personal finance and travel writer. He started earning credit card rewards in 2013 and leveraged his passion into a writing career. He's contributed to dozens of other publications and companies in the financial and travel spaces.

  • Best Low Interest Credit Cards Of May 2024

    Credit card debt can be expensive, but if you need to carry a balance, low interest credit cards can help limit interest charges or even eliminate them altogether for a certain period of time. If you're planning to make one...
    Best Low Interest Credit Cards Of May 2024

  • Best USAA Credit Cards Of May 2024

    USAA membership is exclusive to members of the military community, along with their spouses and children. If you qualify, though, you can apply for one of the best USAA credit cards. While they don't stack up well against the best...
    Best USAA Credit Cards Of May 2024

  • Best Unsecured Credit Cards Of May 2024

    Most credit cards are unsecured, meaning you don't need to put up a security deposit to get approved. Whether your credit is in great shape or needs a bit of work, these top unsecured credit cards can offer significant value...
    Best Unsecured Credit Cards Of May 2024

  • Best No Late Fee Credit Cards Of May 2024

    Missing a payment on a credit card by just one day can result in late fees, plus a higher penalty APR on your balance. If you've missed a payment in the past or you're concerned about the prospect of late...
    Best No Late Fee Credit Cards Of May 2024

  • Best Credit Cards For Entertainment Of May 2024

    Entertainment may not be your biggest monthly expense, but if you want to earn extra rewards or credits on things like streaming, movies, live entertainment and digital subscriptions, the best credit cards for entertainment offer that chance. Our top picks...
    Best Credit Cards For Entertainment Of May 2024

  • Best Green Credit Cards Of May 2024

    Although a physical credit card isn’t exactly environmentally friendly by nature, there are limited payment options available that offer both security and convenience. To help you grapple with the climate impact of your everyday purchasing, we’ve compiled a guide to...
    Best Green Credit Cards Of May 2024

  • Best Credit Cards For Excellent Credit Of May 2024

    When you have excellent credit, you can choose from the cream of the credit card crop. The best cards for people with excellent credit offer rewards in the form of points, miles or cash back. These top cards also often...
    Best Credit Cards For Excellent Credit Of May 2024

  • Best Credit Cards For Furniture Of May 2024

    Whether you're moving into a new place or looking to spruce up your existing space, picking the right furniture is crucial. The best credit cards for furniture offer excellent bonus rates on your purchases, and some also offer 0% APR...
    Best Credit Cards For Furniture Of May 2024

  • Best Credit Cards For Walmart Of May 2024

    With low prices and a vast selection of groceries and other household essentials, Walmart is a great place for budget-minded consumers to do everyday shopping. If you want to get even more bang for your buck on Walmart purchases, having...
    Best Credit Cards For Walmart Of May 2024

  • Best Instant Approval Store Credit Cards Of May 2024

    Store credit cards offer outsized rewards for people who frequently shop at a specific retailer, and in some cases, they also allow you to accumulate cash back everywhere else. Depending on your spending habits, it could make sense to apply...
    Best Instant Approval Store Credit Cards Of May 2024

  • Best Credit Cards For Low-Income Earners Of May 2024

    Some credit cards require a high spending level to take full advantage of their available benefits. But if you're not a big spender, these rewards credit cards may not make sense for your budget. Thankfully, you have options if you’re...
    Best Credit Cards For Low-Income Earners Of May 2024

  • Best Credit Card Referral Bonuses By Issuer May 2024

    Credit card issuers often provide incentives for new cardholders, and in many cases, those benefits can extend to existing cardholders who refer their friends and family members to apply for a credit card. If you have a credit card you...
    Best Credit Card Referral Bonuses By Issuer May 2024

  • Chase Sapphire Reserve Card Ending Priority Pass Restaurant Benefit

    The offers several premium travel benefits, but one popular perk is going away later this year. According to online reports, cardholders will no longer be able to take advantage of the Priority Pass Select restaurant benefit starting July 2024. Chase...
    Chase Sapphire Reserve Card Ending Priority Pass Restaurant Benefit

  • Best Credit Cards For Seniors And Retirees Of May 2024

    As you get older, you may notice some changes in your household budget. If you're retired, for instance, you may want to spend more time traveling and dining out. You may also notice your monthly medical expenses creeping up. Having...
    Best Credit Cards For Seniors And Retirees Of May 2024

  • Wells Fargo Autograph Journey℠ Card Review 2024

    The offers impressive rewards on travel and restaurant purchases, along with flexible redemption options. However, casual travelers may not get as much value from the card due to its limited bonus rewards opportunities on other everyday spending.
    Wells Fargo Autograph Journey℠ Card Review 2024

  • Best Startup Business Cards For No Credit Of May 2024

    If you’re a business owner without credit who’s looking for a business credit card, your options are limited. In fact, we only recommend three business cards in this category. Those with the luxury of time may prefer to work on...
    Best Startup Business Cards For No Credit Of May 2024

  • USAA Preferred Cash Rewards Credit Card Review 2024

    The offers a decent you make, along with a solid 0% APR promotion on purchases. But with no welcome bonus, no APR promotion on balance transfers and limited availability, the card doesn't stack up well against the competition.
    USAA Preferred Cash Rewards Credit Card Review 2024

  • USAA Eagle Navigator™ Credit Card Review

    The offers solid rewards rates, giving you at least 2 points per dollar on all of your purchases, and you can get enough value to easily offset its modest annual fee every year with perks alone. Like other USAA financial...
    USAA Eagle Navigator™ Credit Card Review

  • SuperCash Card Review 2024

    The is a unique hybrid of debit card and credit card solving many of the problems people with lackluster or no credit experience with traditional credit cards. There’s no credit check and no interest to pay. At the same time,...
    SuperCash Card Review 2024

  • How To Pair Chase Ink Preferred With Other Chase Cards

    The Chase Ultimate Rewards® program is one of the most versatile and valuable credit card rewards programs available. And one of the best ways to maximize its value is to use multiple cards within its ecosystem. On its own, the...
    How To Pair Chase Ink Preferred With Other Chase Cards

  • American Express® Business Gold Card Vs. Ink Business Preferred®

    The (terms apply, see rates & fees) and the both offer excellent rewards rates, but depending on how your business spends its money and how much flexibility you want with bonus categories, one may be a better fit than the...
    American Express® Business Gold Card Vs. Ink Business Preferred®

  • How The Ink Business Preferred Is Now Within Reach Of Smaller Businesses

    The has long been one of the best rewards credit cards for business owners, with a hefty welcome bonus and outsized rewards on top business expenses. However, the spending requirement to earn the card's welcome bonus has been steep in...
    How The Ink Business Preferred Is Now Within Reach Of Smaller Businesses

  • How To Maximize The Chase Ink Business Preferred

    The is a solid card offering for small business owners, with a stellar welcome bonus, multiple bonus rewards categories and flexible redemption options. Whether you're considering the or you already have it, here's what you need to know about making...
    How To Maximize The Chase Ink Business Preferred

  • Is The Amex Green Worth The Annual Fee?

    American Express has launched an elevated welcome offer on the (terms apply, see rates & fees). When you open an account, you'll earn . But with an annual fee, you may be wondering if the card is worth it in...
    Is The Amex Green Worth The Annual Fee?

  • How To Choose A Business Credit Card For A Sole Proprietorship

    As a small business owner, having a good business credit card can help you manage your cash flow, keep your business and personal expenses separate and offer rewards and perks tailored to your business. If you're a sole proprietor, you...
    How To Choose A Business Credit Card For A Sole Proprietorship

  • Is The Chase Sapphire Preferred Worth It?

    The has long been one of the best travel credit cards. But with many other valuable cards to choose from, does it deserve a place in your wallet? It has one of the most versatile rewards programs available, but depending...
    Is The Chase Sapphire Preferred Worth It?

  • What Is a Balance Transfer APR?

    If you're thinking about transferring a balance from one credit card to another, it's important to know the new card's balance transfer APR and how it works. This is particularly important if your card offers a balance transfer promotion with...
    What Is a Balance Transfer APR?

  • How To Earn The American Express Gold Card’s Welcome Offer

    Despite its annual fee, the (terms apply, see rates & fees) is an excellent card for everyday spending, offering solid rewards rates on purchases at U.S. supermarkets and at restaurants. When you first get the card, you can earn a...
    How To Earn The American Express Gold Card’s Welcome Offer

  • How To Check Your American Express Application Status

    American Express offers a wide range of credit cards for both individuals and small businesses. The card issuer offers a pre-approval feature that allows applicants to find out if they're approved for personal credit cards with just a soft credit...
    How To Check Your American Express Application Status

  • Citi Premier Card Vs. Chase Sapphire Preferred Card

    Both the and can provide value for casual and frequent travelers. But depending on how you spend your money and the benefits you want, one may be better for you than the other.
    Citi Premier Card Vs. Chase Sapphire Preferred Card

About

Ben Luthi is a freelance personal finance and travel writer. He started earning credit card rewards in 2013 and leveraged his passion into a writing career. He's contributed to dozens of other publications and companies in the financial and travel spaces.