Our Verdict
This card is no longer available.
Without any additional benefits or compelling bonus categories, the Barclays View™ Mastercard®* is an uninteresting card currently being used to retain former Uber credit card customers who don’t want to sign up for a new card. Plenty of no-annual-fee credit cards offer 3 points per dollar on restaurants or 2% cash back on all purchases. Uber card holders who were converted to this card would be well served to shop around for a card with a better outlook.
Pros
- No annual fee
- 3 points per dollar on restaurants
- 2 points per dollar on groceries, internet, select streaming, phone and TV
Cons
- Only 1 point per dollar on general purchases
- No additional benefits beyond points
- Uber card members being converted lose 5% back on Uber and 3% back on airfare and hotels
Highlights
- Earn 3X points on restaurant purchases (including take out and delivery)
- Earn 2X points on internet, select streaming, phone and TV services
- Earn 2X points on grocery store purchases (excluding Target® & Walmart®)
- Earn 1X points on all other purchases
- $0 Fraud Liability protection
Introduction
The Barclays View™ Mastercard®* isn’t currently open to new applicants, but as of October 22, 2021, previous Uber Credit Card holders found themselves owning this credit card instead when the Uber card was discontinued. Barclays touts its View card as having “rewards designed for the way you live.” The card earns 3 points per dollar on restaurant purchases, 2 points per dollar on internet, select streaming, phone, tv services and grocery store purchases and 1 point per dollar on all other purchases.
In converting Uber card holders to the Barclays View™ Mastercard®*, Barclays does say that account numbers will change, but that changes will not affect Uber card members’ credit reports. However, if you are in the market for a new credit card, be aware that credit card product changes that result in a new account number typically appear as new accounts on credit reports, which could affect your eligibility for new credit cards.
Quick Facts
- 3 points per dollar on restaurant purchases, 2 points per dollar on internet, select streaming, phone, tv services and grocery store purchases and 1 point per dollar on all other purchases
Compare Barclays View Mastercard With Other Cards
Barclays View Mastercard Rewards
Earning Rewards
The Barclays View™ Mastercard®* earns 3 points per dollar on restaurant purchases, 2 points per dollar on internet, select streaming, phone, tv services and grocery store purchases and 1 point per dollar on all other purchases.
Barclays may offer welcome bonus points from time to time for new cardmembers. Currently the Barclays View™ Mastercard®* is not available to new cardmembers, and does not offer any welcome bonus.
Redeeming Rewards
The Barclays View™ Mastercard®* offers a number of redemption options, including bank deposit to a U.S. checking or savings account, statement credits, gift cards and merchandise. Redemptions start at 2,500 points for either a $25 bank deposit, statement credit, gift card or merchandise. Direct deposit rewards to U.S. bank accounts are limited to $500 per day. Merchandise redemptions depend on availability and the amount of points required can change at any time.
Rewards Potential
Using data from various government agencies, Forbes Advisor has developed estimates for how much a family in the 70th percentile of income spends annually in various categories. We base our assumptions on a sole proprietor in this income range. The 70th percentile of wage-earning households brings in $116,000 annually and has $36,107 in expenses that can be charged to credit cards. These figures are used to estimate the potential rewards from this credit card.
Our example family would earn 11,544 points from their $3,848 in annual spending on dining at restaurants. They would also earn up to 6,500 points from $3,250 in spending on internet, streaming, phone and TV services, provided their streaming providers are in Barclays’ list of select streaming providers. Their $6,679 in total spending at grocery stores would add 13,358 points to their annual earnings. Finally, the remaining $22,330 in spending that could be reasonably spent on credit cards would earn 22,330 points.
In total, a typical family can expect to earn a total of 53,732 points annually from the Barclays View Mastercard, worth $537.32 toward direct-deposited cash back, statement credits or gift cards.
Other Barclays View Mastercard Benefits
- Contactless Chip Technology: Make secure, safe purchases with just a tap of your card.
- $0 Fraud Liability Protection: You’re not responsible for charges you did not authorize.
Fine Print
Interest Rates
- Regular APR: See terms
- Purchase Intro APR: N/A
- Balance Transfer Intro APR: N/A
Fees
- Annual Fee: See terms.
- Balance Transfer Fee: N/A
- Foreign Purchase Transaction Fee: N/A
How the Barclays View Mastercard Stacks Up
Barclays View™ Mastercard®* vs. U.S. Bank Altitude® Go Visa Signature® Card*
If you are looking to maximize the points you earn on dining purchases with a no-annual-fee card, check out the U.S. Bank Altitude® Go Visa Signature® Card*. The Altitude Go tops the Barclays View™ Mastercard®*’s restaurant earnings.
In addition to market-leading rewards for restaurants in a no-annual-fee card, with the Altitude Go Visa you’ll earn 4 points per dollar on dining, takeout, and restaurant delivery, 2 points per dollar at grocery stores, grocery delivery, gas stations, streaming services and on EV charging stations (excluding discount stores, supercenters and wholesale clubs effective September 9, 2024) and 1 point per dollar on all other eligible purchases. Finally, the card offers an annual $15 streaming credit and no foreign transaction fees.
The U.S. Bank Altitude® Go Visa Signature® Card* currently offers a new cardmember welcome bonus where you can earn 20,000 bonus points after spending $1,000 in eligible purchases within the first 90 days of account opening.
Barclays View™ Mastercard®* vs. Chase Freedom Unlimited®
Another no-annual-fee card offering increased rewards for dining is the Chase Freedom Unlimited®. The card has the following rewards structure: 5% cash back on travel purchased through Chase Travel℠, 3% cash back on eligible dining and drugstores and 1.5% on all other purchases, plus an additional 1.5% cash back on the first $20,000 in purchases the first year. The Freedom Unlimited also has a welcome offer: an additional 1.5% cash back on up to $20,000 spent in the first year, worth up to $300 cash back.
In addition to its generous rewards, the Chase Freedom Unlimited® comes with a number of extra benefits including purchase protection, extended warranty protection, auto rental collision damage waiver, trip cancellation/interruption insurance and a credit score.
Barclays View™ Mastercard®* vs. Citi Double Cash® Card
If no-nonsense cash back on everyday purchases appeals to you, consider the Citi Double Cash® Card. With this card you’ll earn 2% cash back on all purchases—1% when purchases are made and another 1% when they’re paid off.
The Citi Double Cash® Card comes with a 0% intro APR on balance transfers for 18 months. After that, the standard variable APR will be 19.24% - 29.24%, based on creditworthiness. An intro balance transfer fee of either $5 or 3%, whichever is greater, applies to transfers completed within the first 4 months of account opening. After that, the fee will be 5% of each transfer (minimum $5).
Is the Barclays View Mastercard for You?
If you are a former Uber credit card holder who has had your account converted to the Barclays View™ Mastercard®*, inertia might be the reason you keep this card open. Still you should know that there are many no-annual-fee credit cards that offer both more generous cash-back rewards and provide better ancillary benefits.
*The information for the following card(s) has been collected independently by Forbes Advisor: Barclays View™ Mastercard®, U.S. Bank Altitude® Go Visa Signature® Card. The card details on this page have not been reviewed or provided by the card issuer.
