Lauren Claxton
Contributor
Advisor
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How To Buy National Australia Bank Shares
National Australia Bank (NAB) sits alongside ANZ, Westpac, and Commonwealth Bank, as one of the Big Four banks in Australia. Formed from the merger of the National Bank of Australasia and the Commercial Banking Company of Sydney in 1981, NAB... -
How To Apply For A Credit Card In Australia
Placing a credit card application in Australia is now easier than ever. With the option to obtain a card in as little as ten minutes online, in branch, or over the phone, Australians now have plenty of choice at their... -
Crypto And Tax In Australia: Everything You Need To Know
Despite cryptocurrency’s elusive status as an unregulated and decentralised asset class, and numerous warnings about its volatility, it does not escape the certainties of tax time. With recent Roy Morgan investment-based research finding that more than a million Australians now... -
Cashbacks Guide: What Are They And How Do They Work?
If you like to get the best value for money on purchases—and who doesn’t—cashback programs may be worth investing your time and energy into signing up for. Cashback apps and sites, such as Cashrewards or ShopBack to name just two,... -
What Is Private Health Insurance?
Choice is important to Aussies, and the desire to choose the best care for our health is an excellent motivator to opt into a private health insurance policy. Despite the tremendous work Medicare does, it doesn't cover everything. Therefore, ensuring... -
Income Protection Insurance Explained
Let’s say you are your family’s sole source of income. When working at full capacity your lifestyle is comfortable—your children are in school, and you never go without a meal. However, if an unforeseen disability prevents you from working, you... -
Guide To CommSec: Everything You Need To Know
The Commonwealth Bank’s share-trading subsidiary, CommSec, has become a noteworthy name in the investment game. After establishing itself as Australia’s first online broker in 1997, CommSec grew into one of the most popular Australian share-trading platforms on the market, with... -
Bridging Loans Explained
In a perfect world, it would be great if, when it came time to selling, you could put your property on the market, successfully sell, and then seamlessly transfer your sale proceeds directly into the purchase of your next home,... -
VPN Meaning Explained
A virtual private network (VPN) is a personal, encrypted, channel within a public network that secures your data transfers and makes it more difficult for others to monitor your activity. Compatible with your phone, PC, or tablet, VPNs can connect... -
Car Insurance Excess: What It Is, How It Works
From chips and dents to full-scale collisions, road accidents can be difficult to avoid. No matter how decent a driver you consider yourself to be, your vehicle’s safety is never guaranteed. Therefore, comprehensive car insurance is seen by most as... -
What is LVR? Everything You Need To Know
If you can see your first home on the horizon, chances are you may have come across the phrase ‘loan-to-value ratio’ or, more simply, ‘LVR’, while researching. Don’t get too lost in lender lingo: loan-to-value ratio (LVR) is a basic... -
Investment Home Loan Rates: A Guide
Adding property to your investment portfolio can be highly constructive. Not only does it enable you to establish an additional income stream via rental income, but an investment property also allows you to take advantage of capital growth and various... -
Guide To Offset Accounts
As interest rates rise alongside the cost of living, many Australians may be feeling pressure on their home loan repayments. Luckily, there are several ways to partially lift some of your mortgage burdens and maximise your savings. One of the... -
Home Loan Pre-Approval Explained
A home loan pre-approval serves as a non-committal ‘go-ahead’ from your lender and can provide a degree of clarity and confidence to your property search. Obtaining home loan pre-approval before you find your dream home can offer you a realistic... -
What Is Monero (XMR) Cryptocurrency?
Monero was recently thrust into the spotlight following the Optus data breach which exposed 10 million customer accounts. The hackers responsible for the attack demanded a ransom of $US1 million in Monero cryptocurrency, in exchange for not selling the stolen...