Kiah Treece

Loans Writer

About

Kiah Treece is a small business owner and personal finance expert with experience in loans, business and personal finance, insurance and real estate. Her focus is on demystifying debt to help individuals and business owners take control of their finances. She has also been featured by Investopedia, Los Angeles Times, Money.com and other financial publications.

Kiah Treece has had extensive first-hand experience with loans as a serial entrepreneur and former attorney. She’s a sought-after personal finance expert knowledgeable about business and personal financing, insurance and real estate. She is a regular contributor to Forbes Advisor, Los Angeles Times and other consumer-focused financial sites, where her insights help readers navigate the worlds of finance and insurance and make better financial decisions.

Expertise

Personal loans
Mortgages
Insurance
Business lending

Achievements

Serial entrepreneur and former attorney
Executive editor of The University of Toledo Law Review
Contributor to top publications like Forbes, Los Angeles Times and Investopedia

Education

The University of Toledo College of Law (J.D., Environmental Law)

University of Florida (M.S., Interdisciplinary Ecology and Soil Science)

University of Miami (B.A., Ecosystem Science and Policy and Geological Science)

1 week ago

Best Credit Monitoring Services Of May 2024

Credit monitoring services protect your credit score by notifying you of changes in your credit report and checking your financial accounts and the dark web for possible fraud or theft. If you're dealing with the aftermath of identity theft or...
2 months ago

Best Debt Consolidation Loans of May 2024

Debt consolidation can be an effective way to streamline payments and potentially reduce your interest charges. The best personal loans for debt consolidation offer low annual percentage rates (APRs) and flexible repayment terms, while avoiding fees like prepayment penalties, so...
3 months ago

How To Use A HELOC To Advance Your Business

A home equity line of credit (HELOC) is a financial tool that allows homeowners to leverage the equity in their home. Homeowners doubling as entrepreneurs or business owners can utilize HELOCs to fund a business venture, pay for property, purchase...
3 months ago

How To Get Home Improvement Loans For Seniors

Home improvement loans for seniors are financial tools designed to help older adults finance necessary renovations and repairs to their homes. Housing needs may change as we age, often requiring modifications to enhance safety, accessibility and comfort. These loans for...
3 months ago

Balboa Capital Business Loans Review 2024

is a California-based business lender that offers small business loans from . Founded in 1988, Balboa is a division of Ameris Bank and has funded over $7 billion nationwide. Loans are available to small businesses, middle-market companies and franchise businesses...
3 months ago

TD Bank Home Equity Review 2024

TD Bank is a prominent financial institution that offers various banking, investment and lending services. When it comes to leveraging the value of your home, TD Bank provides competitive options for home equity loans and home equity lines of credit...
3 months ago

The Pros And Cons Of A Home Equity Loan

A home equity loan, often viewed as a financial lifeline, can provide homeowners with access to a substantial amount of funds by leveraging the value of their homes. But these loans also come with some risks. We'll walk you through...
4 months ago

What Happens If You Can’t Pay Your SBA Loan?

If you can no longer repay your SBA loan, you can end up defaulting on your debt. Once that happens, you can face a long series of consequences. First, the lender will attempt to collect the debt. If it’s unsuccessful,...
4 months ago

What Is The Monthly Payment On A Semi-Truck Loan?

The monthly payment on a semi-truck loan is the amount you pay each month to repay the loan. This payment includes both the principal amount borrowed and the interest charged on that amount. Eventually, you’ll gain ownership of the truck...
4 months ago

How To Get A Loan With Bad Credit

Navigating credit and debt with poor credit can be challenging. Although it’s important to avoid predatory options like payday loans and high-interest installment loans, there are steps you can take to get a loan with bad credit. As you look...
4 months ago

Best Personal Loans Of May 2024

Personal loans are a type of financing borrowers can get from traditional banks, credit unions or online lenders, in which they receive a lump-sum payment they can use for just about any legal personal expense. Loan amounts typically range from...
4 months ago

What Amount Of Money Can You Get With A Personal Loan?

The personal loan amount you can qualify for is typically determined by your credit score, income, debt-to-income ratio and other factors. Although loan amounts vary across lenders, the maximum amount for personal loans typically ranges from $500 to $100,000. In...
4 months ago

Fifth Third Bank Home Equity Review

Fifth Third Bank boasts a range of home equity products designed to suit various customer needs. The lender’s offerings include a home equity loan and its Fifth Third Equity Flexline—a home equity line of credit (HELOC) with the option to...
4 months ago

Best Emergency Business Loans Of May 2024

Emergency business loans offer financial relief for businesses with sudden and unexpected expenses. Lenders typically fast-tracked these loans to ensure funds are available as soon as possible to keep your business afloat. The best emergency business loans come with fast...
4 months ago

What Happens To Your HELOC If Your Home Value Falls?

While home values tend to rise over time, it’s also not a guarantee. If your home’s value falls, your lender may reduce your home equity line of credit (HELOC) borrowing limit. This is because a fluctuating home value affects the...
5 months ago

Personify Vs. OneMain Financial: Which One Is Best For You?

Personify and OneMain Financial are lenders that cater to consumers with less-than-stellar credit, and both of these lenders stand out for flexible personal loan offerings and customer-centric approaches. Nonetheless, Personify’s loans come with very high maximum interest rates, and both...
5 months ago

Best Bad Credit Loans For Veterans Of 2024

If you’re a veteran with bad credit—or a FICO score of less than 580—it can be difficult to find a personal loan, but there are options. Although lenders that cater to veterans often require good credit, other lenders work with...
5 months ago

1031 Exchange: Rules And Basics To Know

A 1031 exchange, named after Section 1031 of the U.S. Internal Revenue Code, is a strategic tool for deferring tax on capital gains. You can leverage it to sell an investment property and reinvest the proceeds in a new one,...
6 months ago

Debt Consolidation Loans In 2024: What You Need To Know

Interest rates for debt consolidation loans are high to end 2023, and they’ll likely stay high for the near future. With increased costs, comparing loan options is essential to qualify for the best possible rates on a debt consolidation loan....
6 months ago

Personal Loans In 2024: What You Need To Know

Personal loan interest rates, after steadily rising through 2023, are now at a high. These rates will remain elevated as we move into 2024, making it crucial to compare lenders when shopping for a personal loan. Improving your loan application...
6 months ago

Business Grants For Black Women

Business grants for Black women are funding opportunities that promote racial and gender equity in business and other areas. They support education, entrepreneurship, arts, research and other fields. Getting a business grant often involves identifying the right program, meeting eligibility...
6 months ago

Newrez Mortgage Review 2024

Newrez is a mortgage lender offering conventional and government-backed loans, flexible non-qualified mortgages (non-QM loans), refinancing and other options through its network of loan advisors. Interest rates, qualification requirements, maximum loan-to-value ratios (LTVs) and other loan details vary by mortgage...
6 months ago

SoFi Vs. Prosper: Which Personal Loan Lender Is Right For You?

SoFi® and Prosper, two leading personal loan lenders, cater to different borrowers’ needs. SoFi, known for its low interest rates and membership perks, is excellent for high-income earners with good credit. On the other hand, Prosper, with its flexible loan...
7 months ago

Best Personal Loans For LASIK Financing Of May 2024

LASIK eye surgery can significantly improve your quality of life, eliminating the need for eyeglasses or contact lenses. However, its high cost can be a hurdle for many.Financing your surgery can help you spread out the cost of LASIK eye...
7 months ago

Best Kitchen Remodel Loans Of May 2024

Remodeling your kitchen can be a great way to add functionality and value to a home, but it often comes with a hefty price tag. Kitchen remodel loans are financial tools designed to fund your kitchen renovation and make these...
7 months ago

How To Get An LLC Loan

An LLC loan can give limited liability companies (LLCs) access to capital. These loans can be used for a wide range of purposes, including purchasing equipment and covering operational costs. To get an LLC loan, you’ll need to understand your...
7 months ago

Best Personal Loans For Students With No Income Of 2024

Managing finances as a student can be daunting, especially when income is limited or nonexistent. That can become even more challenging when unexpected expenses arise and you need help managing financial bumps in the road. For students with no income,...
8 months ago

Can You Get A Small Business Loan After Bankruptcy?

Navigating the financial world after bankruptcy can be difficult, especially if you need to secure a small business loan. However, it’s not impossible. Despite common misconceptions, acquiring a small business loan post-bankruptcy is achievable, though you’ll need to prepare before...
8 months ago

What Is The Average Real Estate Agent Commission?

A real estate agent commission is a percentage of a property’s sale price paid to the agent as compensation for their services. What you’ll pay for a real estate agent will vary based on location, market conditions and negotiation between...
8 months ago

Best Bad Credit Motorcycle Loans Of May 2024

Bad credit motorcycle loans can help you finance a motorcycle purchase with a less-than-perfect credit history. Various lenders offer these loans and typically the best bad credit motorcycle loans are unsecured personal loans. The best bad credit motorcycle loans should...