Honda Accord Car Insurance Cost 2024

Honda Accord Insurance Costs by Company

By getting car insurance quotes from several insurers, Honda Accord owners can potentially save significant money each year. In our assessment of top insurance companies, USAA* was the cheapest option for insuring an Accord. Travelers was also a cheap option.

Related: The best car insurance companies

Honda Accord Insurance Costs by State

Honda Accord car insurance rates will vary across states, often because of historical claims in the state, medical expenses, car repair costs and state laws. If you’re insuring an Accord, our assessment of rates found that Louisiana is the highest-cost, while Vermont is the cheapest.

Cost of Insurance for a Honda Accord Based on Driver Age

Based on Forbes Advisor’s cost analysis, 60 is the least expensive age for insuring a Honda Accord.

On the other hand, the priciest age to insure an Accord is 20.

There are many factors that go into calculating your own car insurance quotes. These usually include your driving record, your address (where you keep the car), annual mileage, your credit-based insurance score (car owners with lower credit pay more), your past car insurance claims, the model of the car, any recent lapse in your vehicle insurance and the types and amount of coverage chosen.

Related: 9 Factors That Affect Your Car Insurance Rates

How to Save Money on Honda Accord Car Insurance

There are several ways you can lower car insurance costs, such as:

• Check out car insurance quotes. Car insurance companies each have their own formula for pricing insurance for a Honda Accord. The best way to find a low rate is to compare car insurance quotes from several insurers.
• Buy the right amount of car insurance. While you want to make sure you have enough insurance, you also don’t want to end up buying unnecessary insurance for an Accord. Here are tips for deciding how much car insurance you need.
• Maintain a good credit score. Insurers in most states can use your credit-based insurance score as a factor in calculating rates. But not all insurers weigh this factor the same, which is why it’s wise to compare quotes.
• Raise your auto insurance deductible. Usually the higher the car insurance deductible, the less you pay in premiums. Common deductible amounts range from $250 to $2,000 and up.

Methodology

Unless otherwise noted, rates are based on a 40-year-old female with a good driving record and insuring a new vehicle. Rates shown are for coverage of $100,000 in bodily injury liability coverage per person, $300,000 per accident and $100,000 in property damage liability (100/300/100), uninsured motorist coverage, collision and comprehensive insurance with a $500 deductible, and any other coverage required in a state. Source: Quadrant Information Services.

*USAA car insurance is available only to military members, veterans and their families.