Lexus ES 350 Car Insurance Cost 2024

Lexus ES 350 Insurance Rates by Company

A simple strategy like comparing car insurance rates from several insurers could result in large savings for ES 350 drivers. In our evaluation of top insurance companies, Nationwide was the leading choice for the most affordable ES 350 insurance. The second most economical option in our analysis was Erie.

Related: The best car insurance companies

Lexus ES 350 Insurance Costs by State

The differences in Lexus ES 350 insurance rates across the country are generally attributed to factors such as historical claims data, accident injury costs, car repair costs and state laws. When it comes to insuring a Lexus, Louisiana tops the list as the most expensive, while Hawaii is the most affordable.

Cost of Insurance for a Lexus ES 350 Based on Driver Age

Based on our cost analysis, 60 is the least expensive age for insuring a Lexus ES 350.

On the other hand, the most expensive age to insure an ES 350 is 20.

There are many factors that go into determining your own car insurance rates. These usually include your driving record, your address (where you keep the car), annual mileage, your credit-based insurance score (car owners with lower credit pay more), your past auto insurance claims, the model of the vehicle, any recent lapse in your auto insurance and the types and amount of coverage chosen.

Related: 9 Factors That Affect Your Car Insurance Rates

How to Save Money on Lexus ES 350 Car Insurance

There are several ways you can lower car insurance costs, such as:

• Check out vehicle insurance quotes. Car insurance companies each have a different way of pricing insurance for a Lexus ES 350. The best way to find an affordable rate is to compare car insurance quotes from several companies.
• Find the right amount of car insurance. While you want to make sure you have the right amount of coverage, you also don’t want to overpay for insurance you don’t need for an ES 350. Here are tips for deciding how much car insurance you need.
• Maintain the best possible credit score. Insurers in most states can use your credit-based insurance score as a factor in calculating rates. But not all insurers give credit the same weight in pricing, so it’s smart to get multiple quotes.
• Raise your auto insurance deductible. The higher your car insurance deductible, the less you pay in premiums. Typical deductible amounts range from $250 to $2,000 and up.

Methodology

Unless otherwise noted, rates are based on a 40-year-old female with a good driving record and insuring a new vehicle. Rates shown are for coverage of $100,000 in bodily injury liability coverage per person, $300,000 per accident and $100,000 in property damage liability (100/300/100), uninsured motorist coverage, collision and comprehensive insurance with a $500 deductible, and any other coverage required in a state. Source: Quadrant Information Services.

*USAA car insurance is available only to military members, veterans and their families.