Ford Fusion auto insurance at a glance:

  • Average car insurance price for a 40-year-old driver: $2,070 a year
  • Most affordable insurance companies for Ford Fusion auto insurance: Erie, Travelers, USAA*
  • Cheapest state for Fusion insurance: Vermont
  • Highest-priced state for Fusion insurance: Louisiana

Ford Fusion Insurance Costs by Company

Drivers of Ford Fusion vehicles could save a significant amount by comparing car insurance quotes from multiple companies. Our analysis of top insurers found that Erie is the lowest-cost choice for insuring a Fusion. The runner-up was Travelers.

Related: The best car insurance companies

Ford Fusion Insurance Costs by State

Fusion car insurance quotes will vary across states, often due to the history of claims in the state, medical expenses, vehicle repair costs and state laws. If you’re insuring a Fusion, our analysis found that Louisiana is the most expensive, while Vermont is the least expensive.

Cost of Insurance for a Ford Fusion Based on Driver Age

Our analysis found that 60 is the most budget-friendly age for insuring a Fusion.

Conversely, we found that drivers age 20 will have the most expensive insurance bills.

There are many factors that go into determining your own car insurance rates. These usually include your driving record, your address (where you keep the car), annual mileage, your credit-based insurance score (car owners with lower credit pay more), your past car insurance claims, the model of the car, any recent lapse in your car insurance and the types and amount of insurance you buy.

Related: 9 Factors That Affect Your Car Insurance Rates

How to Save Money on Ford Fusion Car Insurance

There are several ways you can lower car insurance costs, such as:

  • Compare vehicle insurance quotes. Car insurance companies each have their own formula for pricing insurance for a Fusion. The best way to find a competitive cost is to compare car insurance quotes from several insurers.
  • Find the right amount of car insurance. While you want to make sure you are adequately insured, you also don’t want to end up buying unnecessary insurance for a Fusion. Here are tips for deciding how much car insurance you need.
  • Maintain good credit. Insurers in most states can use your credit-based insurance score as a factor in setting rates. But not all insurers weigh this factor the same, which is why it’s wise to get multiple quotes.
  • Increase your car insurance deductible. The higher your car insurance deductible, the less you pay in premiums. Common deductible amounts range from $250 to $2,000 or more.

Methodology

Unless otherwise noted, rates are based on a 40-year-old female with a good driving record and insuring a new vehicle. Rates shown are for coverage of $100,000 in bodily injury liability coverage per person, $300,000 per accident and $100,000 in property damage liability (100/300/100), uninsured motorist coverage, collision and comprehensive insurance with a $500 deductible, and any other coverage required in a state. Source: Quadrant Information Services.

*USAA car insurance is available only to military members, veterans and their families.

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