Best Health Insurance Companies
To determine the best health insurance companies, we analyzed 84 data points about coverage and quality for seven large health insurance companies to determine the best health insurance companies.
- Complaints made to state insurance departments: 30% of score
- Plan ratings from the National Committee for Quality Assurance: 30% of score
- Average silver plan deductible: 20% of score
- Breadth of health plans: 10% of score
- Metal tier offerings: 10% of score
Best Affordable Health Insurance Companies
We analyzed 84 data points about coverage and quality for seven large health insurance companies to determine the best affordable health insurance companies for small business owners.
- Complaints made to state insurance departments: 30% of score
- Plan ratings from the National Committee for Quality Assurance: 30% of score
- Average silver plan deductible: 20% of score
- Breadth of health plans: 10% of score
- Metal tier offerings: 10% of score
Best Health Insurance Companies for Young Adults
To find the best health insurance companies for young adults, we identified the best health insurance companies and looked at the average monthly Affordable Care Act marketplace plan costs for 21-year-olds and 27-year-olds.
- Average Affordable Care Marketplace rates: 50% of score
- Complaints made to state insurance departments: 25% of score
- Plan ratings from the National Committee for Quality Assurance: 25% of score
Best Health Insurance for Small Business Owners
We analyzed 84 data points about coverage and quality for seven large health insurance companies to determine the best health insurance providers for small business owners.
- Complaints made to state insurance departments: 30% of score
- Plan ratings from the National Committee for Quality Assurance: 30% of score
- Average silver plan deductible: 20% of score
- Breadth of health plans: 10% of score
- Metal tier offerings: 10% of score
Best Short-Term Health Insurance Companies
To identify the best short-term health insurance companies, we evaluated companies based on average monthly cost, coverage and out-of-pocket costs.
- Short-term health insurance rates: 25% of score
- Coverage maximum: 25% of score
- Deductible: 20% of score
- Coinsurance: 15% of score
- Prescription drug coverage: 15% of score