Kelly-Ann Franklin
Updates Editor
About
With more than two decades in journalism, Kelly-Ann Franklin has built a knowledge base of general information about business and personal finance topics and developed an expertise in helping writers convey that information clearly to all types of readers.
Before she joined Forbes Advisor as updates editor on the Credit Cards and Travel Rewards team in 2023, Kelly-Ann Franklin spent more than 20 years in local journalism as an editor and a writer. She covered sports, features, news and business topics. Wanting to provide more direct service to readers, she joined The Motley Fool in 2021 to edit investment and personal finance articles. She enjoys staycations and day trips with her wife and two boys throughout New England.
Expertise
- Building and improving credit
- Budgeting and personal finance
- Lifestyle and parenting
- News and government
Achievements
- More than two decades of journalism experience
- Ran a newspaper’s features team
- Led a newspaper’s sports department
- Managed a newsroom
- Helped launch a weekly newspaper
- Created a customer success department for a start-up content distribution company
- Developed a resource guide for editors and writers and a content production organization
- Reads an average of two books a month
Other Publications
- The Chase Trifecta: How to Maximize Your Ultimate Rewards Points
- 5 Reasons You Need the Bilt Card in Your Wallet
Education
Sacred Heart University, Bachelor of English
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Best Bank Of America Business Credit Cards Of May 2024
Bank of America offers some excellent choices when it comes to credit cards, and its moderately-sized list of business credit cards has solid options, including a top pick for a secured card and a co-branded airline card. -
Best Bank Of America Credit Cards Of May 2024
As one of the largest U.S. banks by assets, Bank of America, has the size and clout to serve millions of consumers and small business clients. Its card portfolio has something for nearly everyone—from those rebuilding credit to students starting... -
Wells Fargo Active Cash® Card Review 2024
Wells Fargo has a solid lineup of credit cards to help you earn cash back, and the 2021 addition of the is no different. The offers an unlimited and a welcome offer: . There’s also a . -
Best American Airlines Credit Cards Of May 2024
If you live near one of American Airlines’ hub cities, the airline is likely your primary option for non-stop flights on your travels. American Airlines offers a myriad of benefits with its credit cards, and the right card can help... -
Bank Of America’s New Secured Card Is Made For Travelers Building Credit
Secured credit cards are meant for people with little to no credit history or who need to repair their credit profile. Bank of America has several secured cards, including two on our best secured credit cards list and now the... -
Bank Of America Travel Rewards Credit Card Review 2024
The may appeal to occasional travelers who want a no annual fee credit card with a simple rewards system. Overall, the card is a just-average travel rewards card without many of the enticing perks offered by other popular travel credit... -
First Progress Platinum Prestige Mastercard® Secured Credit Card Review 2024
We wouldn’t call this last-resort credit card “prestigious,” but for those who’ve faced bankruptcy and need to start over, the may be one of the only decent options despite its annual fee and lack of benefits. -
USAA Adds 30,000-Point Welcome Offer To Eagle Navigator Credit Card
Despite being billed as a travel rewards credit card, the has fallen just short of other cards in this category over the years because it has lacked the one thing most offer: a welcome bonus. But USAA is upping its... -
Marriott Bonvoy Boundless Credit Card Welcome Offer At Five Free Nights For Limited Time
The is already a top Marriott-branded credit card for its usual welcome bonus, but now, new cardholders can pick up even more value with a limited-time welcome offer. Now through March 27, 2024, new cardmembers can earn five free night... -
My $1,800 Deferred Interest Mistake
Confession: I once fell for a deferred interest offer. You know, those store credit cards that come with financing for purchases of homeowner necessities like refrigerators and couches? Though in my case, it was upgraded wedding bands for my wife... -
Marriott Bonvoy Offers Bonus Point Promotion For Co-branded Cardholders
The offers in this post have been updated or are no longer available. Please see the issuer site for current product information. If you’re a Marriott Bonvoy member and hold a Bonvoy co-branded credit card, you can get a head... -
How To Get TSA PreCheck For Free
No one likes waiting in line at airport security. Everyone loves free stuff. The combination of TSA PreCheck and free? Priceless. Before you pay for TSA PreCheck, it can pay to check out your options to get a free membership. -
3 Hilton Amex Cards Add Free Night To Welcome Bonus
The offers in this post have been updated or are no longer available. Please see the issuer site for current product information. With the summer travel season approaching, now might be the perfect time to apply for a new credit... -
United Club Business Card Price Protection
Price protection reimburses cardholders when an item purchased with a credit card drops in price shortly after the purchase is made. This ensures those with the benefit get the retailer’s best price on the purchase. With Chase, the benefit only... -
Macy’s Credit Card Review 2024
The only stars we see when looking at the Macy's Credit Card and its Star Rewards program are the kind you see when hit over the head with a blunt object. The card lacks major benefits and to unlock consistently... -
Chase Sapphire Reserve Card Review 2024
If the Olympics had a travel card category, the would be standing on the podium. Not only does this card earn highly flexible rewards, but it also offers a robust rewards program, a powerful $300 travel credit and an astounding... -
World Of Westgate Mastercard Review 2024
The offers a world we don’t want to be a part of. With lackluster rewards and no major extra benefits, the timeshare company’s co-branded card will only be helpful to those Westgate devotees who spend enough at the company’s resorts... -
U.S. Bank Shopper Cash Rewards Visa Signature Credit Card Review 2024
The is an excellent choice for cash-back maximizers, with an eye-popping rewards rate of . Those earnings make this card wallet-worthy for anyone seeking to amp up their rewards potential or those who want a simple one-card solution to earn... -
What Is a Flexible Spending Credit Card?
Perhaps you’ve dreamed of a world in which your credit card doesn’t have a limit—you could simply charge whatever you want and pay it back later. Unfortunately, issuers aren’t usually willing to open up the coffers and let us run... -
BNPL Vs. Credit Cards: Which Is Right For You?
Buy now, pay later (BNPL) lending is also known as point-of-sale (POS) lending. This type of loan is a popular and convenient way to make larger purchases at retail stores and, like credit cards, the products allow customers to make... -
Alliant Credit Union Visa Platinum Credit Card Review 2024
Though we’re fans of the credit union’s other offerings, the is a just okay all-around card. If you’re looking for a medium-length introductory APR card, this one offers a . This card is only available to members of the Alliant... -
First Progress Platinum Select Mastercard Secured Credit Card Review 2024
Issued by Synovus, the -annual-fee is a reward-lacking, benefit-lacking, relatively-low APR secured card for those with dismal or non-existent credit. Desperate to start rebuilding credit following bankruptcy? This card might do it, but we’d advise applying for a better secured... -
My Best Buy Store Credit Card Review 2024
The isn’t the best choice unless you enjoy regularly making large purchases at the big box retailer. The card can either generate some solid rewards only redeemable at Best Buy or offer several price-dependent financing options for your purchases. -
BPme Rewards Visa Credit Card Review 2024
Drivers who fill up at bp and Amoco can save money on fuel thanks to the discount the offers at the pump—and foodies will appreciate cash back on dining and groceries. However, if you aren’t loyal to a particular gas... -
CNB Crystal Visa Infinite Credit Card Review 2024
The CNB is an ultra-premium travel credit card that offers a compelling benefit for frequent travelers who would otherwise pay for lounge access: Spend $50,000 in a year and receive a $550 annual credit toward any airline lounge access program.... -
Exxon Mobil Smart Card+ Review 2024
Though the earns a decent we’re not convinced that’s enough reason to put up with its lack of rewards flexibility or skimpy benefits. -
USAA Cashback Rewards Plus American Express® Credit Card Review 2024
The may be a jack-of-all-trades and a master of none—but perhaps better than a master of one? The card offers rewards and several useful benefits. Make sure the card’s value to you extends beyond only one of its features before... -
Marriott Bonvoy Bevy American Express Credit Card Review 2024
The (terms apply, see rates & fees) fills a niche for travelers who stay at Marriott hotels regularly but not quite enough to shell out for the chain's most expensive credit card. Its annual fee is higher than what you’d... -
Bank of America® Customized Cash Rewards Secured Credit Card Review 2024
The earns cash-back rewards, doesn’t charge an annual fee and reports to the three major credit bureaus, which automatically puts it ahead of many secured cards and earns it a spot on our best secured credit cards list. The card...
About
With more than two decades in journalism, Kelly-Ann Franklin has built a knowledge base of general information about business and personal finance topics and developed an expertise in helping writers convey that information clearly to all types of readers.