Best Business Credit Cards With No Annual Fee In Canada For May 2024

This  no-annual-fee  card earns cash back on some common business expenses, including gas, office supplies and some bills. It also has an accelerated earn rate at Shell gas stations and savings of up to 25% at partner merchants.

• No annual fee
• Welcome offer of 10% cash back on gas, office supplies, internet and cell phone bills for the first three months
• Introductory interest rate of 0% on balance transfers for nine months (with a 3% transfer fee)
• Earns 1.75% cash back at Shell gas stations
• Earns 1.5% cash back on gas, office supplies, cell phone and internet bills
• Earns 0.75% cash back on all other purchases
• Can add up to 22 extra cards for employees ($50 annual fee per card)
• Automatic savings of up to 25% when you shop at partner merchants, including hotels, restaurants, for fuel and business services and for digital tools
• Includes 90-day purchase protection
• Includes extended warranty protection up to one additional year
• Protection from employee card misuse is available

This card has no annual fee, but it still includes enough perks to make it worthwhile. You’ll earn 2% cash back on office supplies, gas and recurring bills. It also includes features like more Star Rewards at Starbucks and a management tool that can help track expenses.

• No annual fee
• Earn 2% cash back on office supplies, gas and recurring bill payments (up to $15,000 annually)
• Earn 0.5% cash back on all other purchases
• Cash back is applied to your account statement annually
• Earn 50% more Star Rewards at Starbucks
• Includes purchase security and extended warranty protection
• Includes access to the TD Card Management Tool, which can manage online reporting, review business expenses, manage credit limits and apply spend controls
• Discounts of up to 25% off when you make business purchases under the Visa SavingsEdge program

This no-annual-fee card offers 2% cash back on purchases, but only for the first three months. After that, you’ll earn 1% cash back on all purchases across the board.

• No annual fee
• Earn 2% cash back for the first 3 months
• Earn 1% cash back on all purchases thereafter
• Annual cash back is capped at $650
• No fee for additional card (limit of one)
• Once your cash back has reached $25, you can redeem anytime
• Get automatic enrollment in The Easy Savings Program, which provides automatic rebates to businesses at participating merchants
• Save 3 cents per litre on fuel and earn 20% more Petro-Points at Petro-Canada locations when you link your card
• Get a complimentary 3 month subscription to DoorDash DashPass (worth $30)
• Get unlimited deliveries with $0 delivery fees on DoorDash orders of $15 or more when you pay with your card
• Get purchase security for up to 90 days
• Get an extended warranty that doubles the original manufacturer’s warranty up to one additional year.

This no-annual-fee card allows you to earn one Air Mileon every $20 of spending, and then ramps it up to 1.25 Air Miles per $20 spent when you gas up at Shell stations. You can also get up to 22 extra cards for employees, and the card comes with protections against employee misuse.

• No annual fee
• Earn 1 Air Mile for every $20 spent
• Earn 1.25 Air Miles for every $20 spent at Shell stations
• Up to 22 extra cards can be added to your account
• Employee card abuse protection available through the Liability Waiver Program
• Includes purchase protection for 90 days
• Includes extended warranty protection of up to one additional year
• Automatic rebates from 1% to 25% when you shop at qualifying merchants with Mastercard Easy Savings

This card combines the features of a line of credit with the convenience and earning potential of a credit card. It has no annual fee and allows you to earn Avion Rewards on all your spending, and also has a much lower interest rate compared to its competitors.

• No annual fee
• Earn 1 Avion Reward point for every $2 spent
• Only 1 additional card available at no charge
• Save 3 cents per litre on gas and earn 20% more Petro-Points and Avion Points when you link your card
• Get $0 deliveries from DoorDash for three months
• Includes purchase protection for 90 days
• Includes extended warranty protection of up to one additional year (up to a maximum of five years)