Hyundai Santa Fe Car Insurance Cost 2024

Hyundai Santa Fe Insurance Rates by Company

Drivers of Hyundai Santa Fe vehicles could lower their insurance bills by comparing car insurance quotes from multiple companies. Our analysis of large insurers found that USAA* is the lowest-cost choice for insuring a Santa Fe. The runner-up was Erie.

Related: The best car insurance companies

Hyundai Santa Fe Insurance Costs by State

State-to-state differences in Hyundai Santa Fe auto insurance rates are usually influenced by factors such as past claims for the Santa Fe, medical expenditures, repair costs and state regulations. If you’re looking for insurance for a Santa Fe, Louisiana ranks as the priciest, with Vermont claiming the spot as the cheapest state.

Cost of Insurance for a Hyundai Santa Fe Based on Driver Age

Based on Forbes Advisor’s rates analysis, 60 is the cheapest age for insuring a Hyundai Santa Fe.

On the other hand, the most expensive age to insure a Santa Fe is 20.

There are multiple factors that go into calculating your own car insurance rates. These usually include your driving record, your address (where you keep the vehicle), annual mileage, your credit-based insurance score (car owners with lower credit pay more), your past auto insurance claims, the type of the car, any recent lapse in your auto insurance and the types and amount of insurance you have.

Related: 9 Factors That Affect Your Car Insurance Rates

How to Save Money on Hyundai Santa Fe Car Insurance

There are several ways you can lower car insurance costs, such as:

• Compare car insurance quotes. Auto insurance companies each have their own formula for pricing insurance for a Hyundai Santa Fe. The best way to find a low rate is to compare car insurance quotes from several companies.
• Purchase the right amount of car insurance. While you want to make sure you are adequately insured, you also don’t want to overpay for insurance you don’t need for a Santa Fe. Here are tips for deciding how much car insurance you need.
• Maintain the best possible credit score. Insurers in most states can use your credit-based insurance score as a factor in setting rates. But not all insurers weigh this factor the same, which is why it’s wise to get multiple quotes.
• Raise your deductible. The higher your car insurance deductible, the less you pay in premiums. Common deductible amounts range from $250 to $2,000 and up.

Methodology

Unless otherwise noted, rates are based on a 40-year-old female with a good driving record and insuring a new vehicle. Rates shown are for coverage of $100,000 in bodily injury liability coverage per person, $300,000 per accident and $100,000 in property damage liability (100/300/100), uninsured motorist coverage, collision and comprehensive insurance with a $500 deductible, and any other coverage required in a state. Source: Quadrant Information Services.

*USAA car insurance is available only to military members, veterans and their families.