Hyundai Sonata Car Insurance Cost 2024

Hyundai Sonata Insurance Rates by Company

Comparing car insurance quotes from different insurance companies can lead to substantial savings for Sonata owners. Our analysis of major insurance companies found that USAA* has the most cost-effective rates for a Sonata. The next most affordable company was Erie.

Related: The best car insurance companies

Hyundai Sonata Insurance Costs by State

Differences in Hyundai Sonata auto insurance prices from one state to another are often because of factors like past claims, medical costs, vehicle repair costs and state laws. For Sonata insurance, Louisiana stands out as the priciest state and Vermont is the most economical.

Cost of Insurance for a Hyundai Sonata Based on Driver Age

The cheapest age for insuring a Hyundai Sonata is 60, according to a Forbes Advisor analysis of rates.

The most expensive age to insure a Sonata is age 20.

There are many factors that go into determining your own car insurance rates. These typically include your driving record, your address (where you keep the car), annual mileage, your credit-based insurance score (people with lower credit pay more), your past auto insurance claims, the type of the vehicle, any recent lapse in your auto insurance and the types and amount of insurance you buy.

Related: 9 Factors That Affect Your Car Insurance Rates

How to Save Money on Hyundai Sonata Car Insurance

There are several ways you can lower car insurance costs, such as:

• Compare auto insurance quotes. Car insurance companies each have their own formula for pricing insurance for a Hyundai Sonata. The best way to find an affordable rate is to compare car insurance quotes from several companies.
• Purchase the right amount of car insurance. While you want to make sure you have the right amount of coverage, you also don’t want to end up buying unnecessary insurance for a Sonata. Here are tips for deciding how much car insurance you need.
• Maintain a good credit score. Insurers in most states can use your credit-based insurance score as a price factor. But not all insurers give credit the same weight in pricing, which is why it’s smart to compare quotes.
• Raise your deductible. The higher your car insurance deductible, the less you pay in premiums. Typical deductible amounts range from $250 to $2,000 or more.

Methodology

Unless otherwise noted, rates are based on a 40-year-old female with a good driving record and insuring a new vehicle. Rates shown are for coverage of $100,000 in bodily injury liability coverage per person, $300,000 per accident and $100,000 in property damage liability (100/300/100), uninsured motorist coverage, collision and comprehensive insurance with a $500 deductible, and any other coverage required in a state. Source: Quadrant Information Services.

*USAA car insurance is available only to military members, veterans and their families.