Kia K5 Car Insurance Cost 2024

Kia K5 Insurance Costs by Company

Comparing car insurance prices from different providers can lead to decent savings for K5 owners. Our assessment of top insurance companies found that Nationwide has the cheapest rates for a K5. The next cheapest company was USAA*.

Related: The best car insurance companies

Kia K5 Insurance Costs by State

State-to-state differences in Kia K5 auto insurance rates are generally influenced by factors such as past claims for the K5, medical expenditures, repair costs and state insurance laws. If you’re looking for insurance for a K5, Louisiana ranks as the priciest, with Hawaii claiming the spot as the lowest-cost state.

Cost of Insurance for a Kia K5 Based on Driver Age

According to a rates analysis by Forbes Advisor, the least expensive age for insuring a Kia K5 is 60.

Conversely, the most expensive age to insure a K5 is age 20.

There are several factors that go into determining your own car insurance rates. These usually include your driving record, your address (where you keep the vehicle), annual mileage, your credit-based insurance score (poor credit risks pay more), your past car insurance claims, the type of the car, any recent lapse in your auto insurance and the types and amount of insurance chosen.

Related: 9 Factors That Affect Your Car Insurance Rates

How to Save Money on Kia K5 Car Insurance

There are several ways you can lower car insurance costs, such as:

• Check out vehicle insurance quotes. Car insurance companies have their own ways for pricing insurance for a Kia K5. The best way to find a competitive cost is to compare car insurance quotes from several insurers.
• Buy the right amount of car insurance. While you want to make sure you have enough insurance, you also don’t want to end up buying unnecessary insurance for a K5. Here are ways to decide how much car insurance you need.
• Maintain good credit. Insurers in most states can use your credit-based insurance score as a price factor. But not all insurers weigh this factor the same, which is why it’s smart to compare quotes.
• Raise your car insurance deductible. Usually the higher the car insurance deductible, the less you pay in premiums. Typical deductible amounts range from $250 to $2,000 or more.

Methodology

Unless otherwise noted, rates are based on a 40-year-old female with a good driving record and insuring a new vehicle. Rates shown are for coverage of $100,000 in bodily injury liability coverage per person, $300,000 per accident and $100,000 in property damage liability (100/300/100), uninsured motorist coverage, collision and comprehensive insurance with a $500 deductible, and any other coverage required in a state. Source: Quadrant Information Services.

*USAA car insurance is available only to military members, veterans and their families.