Kia Stinger Car Insurance Cost 2024

Kia Stinger Insurance Rates by Company

Kia Stinger owners can potentially save significant money by comparing car insurance quotes among multiple insurers. Among the large insurance companies we evaluated, Nationwide offers the cheapest car insurance for a Stinger. The next lowest in our analysis was Erie.

Related: The best car insurance companies

Kia Stinger Insurance Costs by State

The fluctuations in Kia Stinger insurance rates across the country are generally attributed to factors such as historical claims data, the cost of medical expenses, car repair costs and state regulations. When it comes to insuring a Kia, Louisiana tops the list as the most costly, while Hawaii ranks as the most affordable.

Cost of Insurance for a Kia Stinger Based on Driver Age

Based on Forbes Advisor’s data analysis, 60 is the cheapest age for insuring a Kia Stinger.

On the other hand, the priciest age to insure a Stinger is 20.

There are multiple factors that go into determining your own car insurance quotes. These typically include your driving record, your garaging address (where you keep the vehicle), annual mileage, your credit-based insurance score (car owners with lower credit pay more), your past auto insurance claims, the model of the car, any recent lapse in your vehicle insurance and the types and amount of insurance you have.

Related: 9 Factors That Affect Your Car Insurance Rates

How to Save Money on Kia Stinger Car Insurance

There are several ways you can lower car insurance costs, such as:

• Compare vehicle insurance quotes. Car insurance companies each have a different way of pricing insurance for a Kia Stinger. The best way to find an affordable rate is to compare car insurance quotes from several companies.
• Purchase the right amount of car insurance. While you want to make sure you are adequately insured, you also don’t want to overpay for insurance you don’t need for a Stinger. Here are ways to decide how much car insurance you need.
• Maintain the best possible credit score. Insurers in most states can use your credit-based insurance score as a factor in calculating rates. But not all insurers weigh this factor the same, which is why it’s good to get multiple quotes.
• Increase your car insurance deductible. Generally the higher your car insurance deductible, the less you pay in premiums. Common deductible amounts range from $250 to $2,000 or more.

Methodology

Unless otherwise noted, rates are based on a 40-year-old female with a good driving record and insuring a new vehicle. Rates shown are for coverage of $100,000 in bodily injury liability coverage per person, $300,000 per accident and $100,000 in property damage liability (100/300/100), uninsured motorist coverage, collision and comprehensive insurance with a $500 deductible, and any other coverage required in a state. Source: Quadrant Information Services.

*USAA car insurance is available only to military members, veterans and their families.