Our expert take | Company | Company - Logo | Forbes Advisor Rating | Forbes Advisor Rating |
---|---|---|---|---|
Best overall | Pets Best | 5.0 | ||
Best for healthy pet discount | Embrace | 4.5 | ||
Great for superior benefits | Paw Protect | 4.5 | ||
Great for short waiting period for accident coverage | Figo | 4.3 | ||
Best for choices of annual coverage | Spot | 4.3 | ||
Good for boarding fees | Fetch | 4.1 | ||
Great for unlimited annual coverage | Healthy Paws | 4.1 | ||
Great prices for dogs and cats | Lemonade | 4.1 |
How We Chose the Best Pet Insurance
We analyzed key coverage categories such as pet insurance costs, the ability to pay the vet directly, the availability of a 24/7 vet health line and the option to add a wellness plan. Our editorial content is not influenced by advertisers. We use data-driven methodologies to evaluate insurers so that all companies are measured equally. You can read more about our editorial guidelines and methodology for the ratings below.
We worked with a survey company to gather proprietary user comments for the products listed below.
- 32 coverage categories evaluated
- 4,066 pet insurance rates crunched
- 102 years of insurance experience on the editorial team